BayFirst National Bank: SBA Lending Record

SBA's public loan files credit BayFirst National Bank with 12,959 loans approved from FY2017 to FY2026, for $2.71 billion in gross dollars. The $2.71 billion for BayFirst National Bank counts approved dollars, not balances. 12,959 loans sit under SBA 7(a), every BayFirst National Bank loan here. BayFirst National Bank reads 0 under SBA 504. 12,959 loans are records SBA keeps on BayFirst National Bank. SBA, not BayFirst National Bank, carries each guarantee. Each of the 12,959 loans is assigned to BayFirst National Bank now, or last held by it. BayFirst National Bank is an SBA 7(a) record of 12,959 loans, in program terms. Here, BayFirst National Bank means the holder SBA names. BayFirst National Bank's 12,959 loans span FY2017 to FY2026 approvals.

BayFirst National Bank: where the loans sit

For BayFirst National Bank, these classes lead: full-service restaurant with 304 loans; automotive mechanical repair with 196 loans; medical office with 162 loans. Another 11,051 loans credited to BayFirst National Bank fall outside all of those classes. BayFirst National Bank's 12,959 loans: a slice sits in named classes. BayFirst National Bank lists 304 loans in full-service restaurant. BayFirst National Bank loans lead, by state, in California with 2,125 loans; Florida with 1,648 loans; Texas with 1,173 loans. BayFirst National Bank's sample for California sites is 2,125 loans. BayFirst National Bank's counts are a map only.

BayFirst National Bank: cancelled and charged-off loans

9.4% of BayFirst National Bank approvals, FY2017 to FY2024, were cancelled. For BayFirst National Bank, 9.4% is a floor. BayFirst National Bank's floor stops at FY2024 approvals. For BayFirst National Bank, 9.4% is the ceiling. The BayFirst National Bank ceiling counts undisbursed loans as cancelled. BayFirst National Bank: rates match, so the floor stands. BayFirst National Bank: the cohort runs FY2017 to FY2021. BayFirst National Bank's cohort holds 4,005 disbursed loans. 17.9% of BayFirst National Bank loans are charged off to date. For BayFirst National Bank, 17.9% is a floor. BayFirst National Bank: the two rates cover different loans. BayFirst National Bank: 11.0% charged off within 5 years.

BayFirst National Bank: what a study must test

BayFirst National Bank's $2.71 billion and 12,959 loans are on record. At BayFirst National Bank, demand comes first: who pays? For BayFirst National Bank, cost is second; 12,959 loans do not replace a quote. For BayFirst National Bank, third is debt service coverage. BayFirst National Bank: 17.9% and 9.4% are floors. At BayFirst National Bank, the appraisal comes last: 12,959 loans cannot set your value. BayFirst National Bank's record cannot settle cost. Here BayFirst National Bank is a holder, not a verdict. BayFirst National Bank's 12,959 loans state nothing about its requirements. Ask BayFirst National Bank directly. Test first, then compare with BayFirst National Bank's 12,959 loans. Ask BayFirst National Bank what a complete study contains.