Florida Business Development Corporation: SBA Lending Record
What SBA's own loan files show about Florida Business Development Corporation as an SBA lender, and how a lender's record bears on a feasibility study.
Size of the SBA record at Florida Business Development Corporation
3,527 loans, FY2017 to FY2026 approvals, sit under Florida Business Development Corporation in SBA's holder field. $3.20 billion gross was approved on the 3,527 loans held by Florida Business Development Corporation. Florida Business Development Corporation figures are holder-based: SBA's file, 3,527 loans, held now or before. Florida Business Development Corporation is not the guarantor. Florida Business Development Corporation program split: 36 under 7(a), 3,491 under 504, with 504 ahead. As CDC, Florida Business Development Corporation is SBA's 504 holder. On Florida Business Development Corporation projects, first-lien lenders go uncredited.
3,527 loans sit at Florida Business Development Corporation, 2,353 with no tracked class; the others fill Florida Business Development Corporation class rows. Florida Business Development Corporation rows put full-service restaurant first, 150 of 3,527 loans. After that, child care center with 143 loans, hotel and motel at 137 and medical office (106). Lower Florida Business Development Corporation rows: 93 loans in limited-service restaurant, 60 in dental office and car wash with 56 loans. Florida Business Development Corporation: more rows in the table.
Florida Business Development Corporation file shows, by state, 2,823 in Florida, Georgia (539), 142 in Alabama and North Carolina (5). Outside those places, Florida Business Development Corporation offers a project no local loans.
Florida Business Development Corporation: floors on cancelled and charged-off loans
21.6%: the floor on cancellations, among Florida Business Development Corporation approvals from FY2017 to FY2024. If Florida Business Development Corporation loans still undisbursed count as cancelled, 27.0% follows as a ceiling. Between 21.6% and 27.0% lie Florida Business Development Corporation approvals SBA still shows undisbursed. Loan Analytics withholds Florida Business Development Corporation charge-offs for FY2017 to FY2021. Florida Business Development Corporation outcomes show; reasons do not. Florida Business Development Corporation cohort rates cover FY2017 to FY2021 disbursements. Florida Business Development Corporation: 21.6% is a floor, 3,527 loans notwithstanding, not a forecast. Florida Business Development Corporation rates stay floors; 3,527 loans could still lift 21.6%.
Florida Business Development Corporation: a borrower's view
Florida Business Development Corporation, a Certified Development Company: 3,527 recorded loans lend context. Florida Business Development Corporation credit standards stay undescribed. For Florida Business Development Corporation, weigh child care center, 3,527 loans deep, and the project against Georgia. Florida Business Development Corporation projects: first-lien lenders go unrecorded; 3,527 loans or not, the study names them.
3,527 loans at Florida Business Development Corporation are context only. For the project, Florida or elsewhere, Florida Business Development Corporation proves nothing. 3,527 loans at Florida Business Development Corporation set no child care center demand; Georgia conditions decide it, not Florida Business Development Corporation. Each budget line, 3,527 loans aside, meets raised funds. 3,527 loans give Florida Business Development Corporation breadth, not depth. Florida Business Development Corporation must survive 21.6% as a minimum, not as the aim. At Florida Business Development Corporation, debt service coverage keeps 21.6% in view across 3,527 loans. At Florida Business Development Corporation, loan size follows appraised value. Florida Business Development Corporation: a study delivers a file, never approval.
SBA loans held by Florida Business Development Corporation
SBA guarantees these loans; the lender does not. The lender's name and every figure come from the U.S. Small Business Administration's public 7(a) and 504 FOIA file (data.sba.gov).
7(a) lender is the bank or lender the loan is currently assigned to (or last held it), as SBA records it; 504 lender is the Certified Development Company (CDC). 504 third-party (first-lien) lenders are free text with no identifier and are not credited.
One organisation under two SBA identifiers: a CDC (504) that also lends under 7(a), linked by equal normalised name and equal lender state (manifests/ld2/lender-links.csv).
| Loans approved, FY2017 to FY2026 | 3,527 |
|---|---|
| Gross dollars approved | $3.20 billion |
| SBA 7(a) loans | 36 |
| SBA 504 loans | 3,491 |
Cancellation and charge-off
| Cancelled after approval, FY2017 to FY2024 approvals (a floor) | 21.6% |
|---|---|
| The same, counting loans still undisbursed as cancelled (a ceiling) | 27.0% |
| Charged off to date, FY2017 to FY2021 disbursed loans (a floor) | withheld |
Both rates are floors. SBA withholds the status of open loans, so a loan counts as charged off only once SBA reports it; a rate needs at least 30 loans in its cohort and is otherwise not reported.
Loans by asset class
| Asset class | Loans |
|---|---|
| Not in any of the 39 asset classes | 2,353 |
| Full-service restaurant | 150 |
| Child care center | 143 |
| Hotel and motel | 137 |
| Medical office (physicians) | 106 |
| Limited-service restaurant | 93 |
| Dental office | 60 |
| Car wash | 56 |
| Automotive mechanical repair (car and truck) | 55 |
| Self storage | 49 |
| Gas station and truck stop | 41 |
| Fitness center | 34 |
| Beauty salon | 33 |
| Assisted living (without nursing care) | 30 |
| Rehabilitation and therapy clinic | 28 |
| Veterinary clinic | 27 |
| School (elementary and secondary, including charter) | 24 |
| Liquor store | 22 |
| Behavioral health and addiction treatment | 13 |
| Coffee shop and snack bar | 13 |
| Grocery store | 13 |
| Marina | 11 |
| RV park and campground | 6 |
| Beverage manufacturing (breweries, wineries, distilleries) | 6 |
| Warehouse and distribution | 5 |
| Caterers (includes banquet halls with catering staff) | 5 |
Classes with 5 or more loans; smaller ones are withheld, and more where a small one could be derived.
Loans by project state
| State or area | Loans |
|---|---|
| Florida | 2,823 |
| Georgia | 539 |
| Alabama | 142 |
| North Carolina | 5 |
States with 5 or more loans; smaller ones are withheld, and more where a small one could be derived.
A value marked withheld rests on fewer than 5 loans, or is withheld so that such a figure cannot be derived from other published figures.
Source: U.S. Small Business Administration, 7(a) and 504 loan-level FOIA files (data.sba.gov), as of 2026-09-30; Loan Analytics lender cell LP-cdc-0188130.
Related feasibility study pages
- SBA Lender Feasibility Study Data
- SBA feasibility study company
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