Sunshine State Economic Development Corporation: SBA Lending Record
What SBA's own loan files show about Sunshine State Economic Development Corporation as an SBA lender, and how a lender's record bears on a feasibility study.
$342.7 million in gross dollars sits behind Sunshine State Economic Development Corporation's 465 approved loans, FY2017 to FY2026. Sunshine State Economic Development Corporation holds 59 7(a) loans and 406 504 loans. Sunshine State Economic Development Corporation is lender on 59 7(a) loans and 406 504 loans. Sunshine State Economic Development Corporation does not guarantee 465 loans; SBA does. Sunshine State Economic Development Corporation 504 projects: first-lien lenders go uncredited.
Sunshine State Economic Development Corporation asset and state spread
Sunshine State Economic Development Corporation ranks by loans as Hotel and motel, 20, Medical office (physicians), 18, Full-service restaurant, 18, Child care center, 14 and Limited-service restaurant, 12. 311 loans, the biggest Sunshine State Economic Development Corporation group, sit outside the tracked classes.
Sunshine State Economic Development Corporation outcome floors
19.3% is the cancellation floor on Sunshine State Economic Development Corporation approvals from FY2017 to FY2024. The Sunshine State Economic Development Corporation range runs from that floor up to 21.9%, the ceiling. Sunshine State Economic Development Corporation rate: withheld, with fewer than 30 of 465 loans disbursed in FY2017 to FY2021. Sunshine State Economic Development Corporation figure: withheld by Loan Analytics' own rule. Sunshine State Economic Development Corporation: read each rate as a floor.
Sunshine State Economic Development Corporation record and a borrower's study
20 loans of Sunshine State Economic Development Corporation fall in the Hotel and motel class. Sunshine State Economic Development Corporation study must prove value apart from brand. For 20 Hotel and motel loans, franchise cost stays open. Sunshine State Economic Development Corporation study also needs renovation reserves. 18 loans of Sunshine State Economic Development Corporation fall in the Medical office (physicians) class. Sunshine State Economic Development Corporation study needs build-out cost. For 18 Medical office (physicians) loans, lease-up path stays open. Sunshine State Economic Development Corporation total of $342.7 million says nothing about any one site. 311 Sunshine State Economic Development Corporation loans fit no tracked class. At Sunshine State Economic Development Corporation, the project must carry the case. 406 504 loans at Sunshine State Economic Development Corporation: show first-lien debt and equity. Sunshine State Economic Development Corporation should be asked directly what it needs. Sunshine State Economic Development Corporation shows 465 loans, not demand at any one site. Sunshine State Economic Development Corporation: competing supply near the site matters most. Sunshine State Economic Development Corporation study: written support behind each revenue figure. Sunshine State Economic Development Corporation request: build cost quoted, not assumed. Sunshine State Economic Development Corporation request: coverage holds on cautious revenue.The appraisal of any property is its own task, apart from the Sunshine State Economic Development Corporation loan counts above. Sunshine State Economic Development Corporation study needs a downside case in writing. Sunshine State Economic Development Corporation: assumptions stated, coverage tested, value supported. Sunshine State Economic Development Corporation carries $342.7 million in gross approvals on 465 loans. Sunshine State Economic Development Corporation loan equity should be stated plainly.
Sunshine State Economic Development Corporation cancellation rates use approvals through FY2024 only. Sunshine State Economic Development Corporation totals take in FY2025 and FY2026 approvals. Sunshine State Economic Development Corporation figures describe loans held, not lender practices. 465 loans cannot predict one new request to Sunshine State Economic Development Corporation. For Sunshine State Economic Development Corporation, a withheld value is never a zero.
SBA loans held by Sunshine State Economic Development Corporation
SBA guarantees these loans; the lender does not. The lender's name and every figure come from the U.S. Small Business Administration's public 7(a) and 504 FOIA file (data.sba.gov).
7(a) lender is the bank or lender the loan is currently assigned to (or last held it), as SBA records it; 504 lender is the Certified Development Company (CDC). 504 third-party (first-lien) lenders are free text with no identifier and are not credited.
One organisation under two SBA identifiers: a CDC (504) that also lends under 7(a), linked by equal normalised name and equal lender state (manifests/ld2/lender-links.csv).
| Loans approved, FY2017 to FY2026 | 465 |
|---|---|
| Gross dollars approved | $342.7 million |
| SBA 7(a) loans | 59 |
| SBA 504 loans | 406 |
Cancellation and charge-off
| Cancelled after approval, FY2017 to FY2024 approvals (a floor) | 19.3% |
|---|---|
| The same, counting loans still undisbursed as cancelled (a ceiling) | 21.9% |
| Charged off to date, FY2017 to FY2021 disbursed loans (a floor) | withheld |
Both rates are floors. SBA withholds the status of open loans, so a loan counts as charged off only once SBA reports it; a rate needs at least 30 loans in its cohort and is otherwise not reported.
Loans by asset class
| Asset class | Loans |
|---|---|
| Not in any of the 39 asset classes | 311 |
| Hotel and motel | 20 |
| Medical office (physicians) | 18 |
| Full-service restaurant | 18 |
| Child care center | 14 |
| Limited-service restaurant | 12 |
| Car wash | 11 |
| Automotive mechanical repair (car and truck) | 9 |
| Self storage | 7 |
| Fitness center | 6 |
| Rehabilitation and therapy clinic | 5 |
| School (elementary and secondary, including charter) | 5 |
| Coffee shop and snack bar | 5 |
Classes with 5 or more loans; smaller ones are withheld, and more where a small one could be derived.
The state breakdown is withheld, so that no group of fewer than 5 loans can be derived.
A value marked withheld rests on fewer than 5 loans, or is withheld so that such a figure cannot be derived from other published figures.
Source: U.S. Small Business Administration, 7(a) and 504 loan-level FOIA files (data.sba.gov), as of 2026-09-30; Loan Analytics lender cell LP-cdc-0188204.
Related feasibility study pages
- SBA Lender Feasibility Study Data
- Feasibility studies for SBA 7(a) and 504 loans
- Newtek Bank, National Association: SBA Lending Record
- BayFirst National Bank: SBA Lending Record
- Florida Business Development Corporation: SBA Lending Record
- Florida First Capital Finance Corporation, Inc.: SBA Lending Record
- SouthState Bank, National Association: SBA Lending Record
- Seacoast National Bank: SBA Lending Record
- BankUnited, National Association: SBA Lending Record
- Banesco USA: SBA Lending Record
Loan Analytics prepares the feasibility study a lender reads before it commits: for a commercial project anywhere in the United States, financed under SBA 7(a), SBA 504, USDA Business and Industry or a conventional bank loan, by Sunshine State Economic Development Corporation or any other lender. Tell us the project and the lender's deadline, and we reply with scope, timeline and fee.
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