United Midwest Savings Bank National Association: SBA Lending Record

What SBA's own loan files show about United Midwest Savings Bank National Association as an SBA lender, and how a lender's record bears on a feasibility study.

7,225 loans trace to United Midwest Savings Bank National Association for approvals in FY2017 to FY2026, $2.34 billion gross. 7,225 loans, all in 7(a), stand against United Midwest Savings Bank National Association; none are 504. United Midwest Savings Bank National Association has 7,225 loans assigned to it. United Midwest Savings Bank National Association does not guarantee 7,225 loans; SBA does.

United Midwest Savings Bank National Association asset and state spread

United Midwest Savings Bank National Association lists Dental office, 256, Hotel and motel, 122, Automotive mechanical repair (car and truck), 75, Fitness center, 61 and Medical office (physicians), 27 loans among its leading classes. 6,555 loans, the biggest United Midwest Savings Bank National Association group, sit outside the tracked classes. United Midwest Savings Bank National Association leans on Texas, 956, Florida, 774, California, 515, Georgia, 457 and Ohio, 352 loans, by state.

United Midwest Savings Bank National Association outcome floors

United Midwest Savings Bank National Association approvals cancelled after approval, FY2017 to FY2024: 9.5%, a floor. The United Midwest Savings Bank National Association range runs from that floor up to 9.5%, the ceiling. 16.9% is the United Midwest Savings Bank National Association charge-off floor. The cohort of 3,110 United Midwest Savings Bank National Association loans was disbursed in FY2017 to FY2021. United Midwest Savings Bank National Association reads 14.2% on the five-year view. United Midwest Savings Bank National Association floors rise only as loans age.

United Midwest Savings Bank National Association: what a study should test

United Midwest Savings Bank National Association lists 256 loans in the Dental office class. United Midwest Savings Bank National Association study must prove patient base. 256 Dental office loans leave chair capacity open. United Midwest Savings Bank National Association study also needs equipment cost. United Midwest Savings Bank National Association counts 122 loans in the Hotel and motel class. United Midwest Savings Bank National Association study must prove renovation reserves. United Midwest Savings Bank National Association: rate and occupancy remains open across 122 Hotel and motel loans. United Midwest Savings Bank National Association total of $2.34 billion says nothing about any one site. 6,555 United Midwest Savings Bank National Association loans fit no tracked class. United Midwest Savings Bank National Association: the project must carry the case. United Midwest Savings Bank National Association: 956 loans in Texas, each site needs local evidence. United Midwest Savings Bank National Association: ask directly what it needs to see. 7,225 loans at United Midwest Savings Bank National Association do not measure demand at one site. United Midwest Savings Bank National Association: competing supply near the site matters most. United Midwest Savings Bank National Association study: written support behind each revenue figure. United Midwest Savings Bank National Association request: build cost quoted, not assumed. United Midwest Savings Bank National Association request: coverage holds on cautious revenue. United Midwest Savings Bank National Association history cannot stand in for an appraisal. United Midwest Savings Bank National Association study needs a downside case in writing. United Midwest Savings Bank National Association: assumptions stated, coverage tested, value supported. United Midwest Savings Bank National Association carries $2.34 billion in gross approvals on 7,225 loans. United Midwest Savings Bank National Association loan equity should be stated plainly.

United Midwest Savings Bank National Association cancellation rates use approvals through FY2024 only. United Midwest Savings Bank National Association totals add FY2025 and FY2026 approvals. The United Midwest Savings Bank National Association cohort holds 3,110 loans, disbursed FY2017 to FY2021. United Midwest Savings Bank National Association figures describe loans held, not lender practices. 7,225 loans cannot predict one new request to United Midwest Savings Bank National Association.

SBA loans held by United Midwest Savings Bank National Association

SBA guarantees these loans; the lender does not. The lender's name and every figure come from the U.S. Small Business Administration's public 7(a) and 504 FOIA file (data.sba.gov).

7(a) lender is the bank or lender the loan is currently assigned to (or last held it), as SBA records it; 504 lender is the Certified Development Company (CDC). 504 third-party (first-lien) lenders are free text with no identifier and are not credited.

Loans approved, FY2017 to FY20267,225
Gross dollars approved$2.34 billion
SBA 7(a) loans7,225
SBA 504 loans0

Cancellation and charge-off

Cancelled after approval, FY2017 to FY2024 approvals (a floor)9.5%
The same, counting loans still undisbursed as cancelled (a ceiling)9.5%
Charged off to date, FY2017 to FY2021 disbursed loans (a floor)16.9%
Charged off within five years of approval14.2%
Loans in that cohort3,110

Both rates are floors. SBA withholds the status of open loans, so a loan counts as charged off only once SBA reports it; a rate needs at least 30 loans in its cohort and is otherwise not reported.

Loans by asset class

Asset classLoans
Not in any of the 39 asset classes6,555
Dental office256
Hotel and motel122
Automotive mechanical repair (car and truck)75
Fitness center61
Medical office (physicians)27
Rehabilitation and therapy clinic18
Beauty salon18
Veterinary clinic15
Child care center12
Assisted living (without nursing care)10
Coffee shop and snack bar8
Limited-service restaurant7
Car wash6
Self storage5
Full-service restaurant5

Classes with 5 or more loans; smaller ones are withheld, and more where a small one could be derived.

Loans by project state

States with 5 or more loans; smaller ones are withheld, and more where a small one could be derived.

A value marked withheld rests on fewer than 5 loans, or is withheld so that such a figure cannot be derived from other published figures.

Source: U.S. Small Business Administration, 7(a) and 504 loan-level FOIA files (data.sba.gov), as of 2026-09-30; Loan Analytics lender cell LP-fdic-32441.

Loan Analytics prepares the feasibility study a lender reads before it commits: for a commercial project anywhere in the United States, financed under SBA 7(a), SBA 504, USDA Business and Industry or a conventional bank loan, by United Midwest Savings Bank National Association or any other lender. Tell us the project and the lender's deadline, and we reply with scope, timeline and fee.

Request Scope & Timeline

Start with the data.

Contact Us