JPMorgan Chase Bank, National Association: SBA Lending Record
What SBA's own loan files show about JPMorgan Chase Bank, National Association as an SBA lender, and how a lender's record bears on a feasibility study.
$4.13 billion in gross dollars sits behind JPMorgan Chase Bank, National Association's 16,709 approved loans, FY2017 to FY2026. JPMorgan Chase Bank, National Association is all SBA 7(a), with 16,709 loans and no 504 loans credited. JPMorgan Chase Bank, National Association has 16,709 loans assigned to it. JPMorgan Chase Bank, National Association holds 16,709 loans that SBA guarantees.
JPMorgan Chase Bank, National Association: classes and states
JPMorgan Chase Bank, National Association puts its largest named classes at Full-service restaurant, 620, Medical office (physicians), 374, Limited-service restaurant, 269, Beauty salon, 206 and Dental office, 194 loans. JPMorgan Chase Bank, National Association's largest group, 13,853 loans, fits no class. JPMorgan Chase Bank, National Association by state: California, 3,498, New York, 2,787, Texas, 2,083, Florida, 1,627 and Illinois, 1,202 loans.
JPMorgan Chase Bank, National Association loans after approval
6.7% is the cancellation floor on JPMorgan Chase Bank, National Association approvals from FY2017 to FY2024. JPMorgan Chase Bank, National Association reaches a ceiling of 9.2%, counting undisbursed approvals as cancelled. 7.8% is the JPMorgan Chase Bank, National Association charge-off floor. The cohort of 8,311 JPMorgan Chase Bank, National Association loans was disbursed in FY2017 to FY2021. JPMorgan Chase Bank, National Association charge-offs within five years of approval: 4.0%. JPMorgan Chase Bank, National Association: each rate is the least SBA shows.
JPMorgan Chase Bank, National Association in a feasibility study
620 loans of JPMorgan Chase Bank, National Association fall in the Full-service restaurant class. JPMorgan Chase Bank, National Association study needs site traffic. JPMorgan Chase Bank, National Association: comparable sales remains open across 620 Full-service restaurant loans. JPMorgan Chase Bank, National Association study also needs seating demand. 374 loans of JPMorgan Chase Bank, National Association fall in the Medical office (physicians) class. JPMorgan Chase Bank, National Association study must prove build-out cost. JPMorgan Chase Bank, National Association: lease-up path remains open across 374 Medical office (physicians) loans. $4.13 billion at JPMorgan Chase Bank, National Association is a total and not a site view. JPMorgan Chase Bank, National Association also has 13,853 loans in no tracked class. At JPMorgan Chase Bank, National Association, the project must carry the case. For 3,498 JPMorgan Chase Bank, National Association loans in California, local evidence still decides. JPMorgan Chase Bank, National Association: ask directly what it needs to see. JPMorgan Chase Bank, National Association shows 16,709 loans, not demand at any one site. JPMorgan Chase Bank, National Association: competing supply near the site matters most. JPMorgan Chase Bank, National Association study revenue assumptions need written support. JPMorgan Chase Bank, National Association request needs build cost from quotes. JPMorgan Chase Bank, National Association request: coverage holds on cautious revenue.Worth of the site rests on a valuation, not on the JPMorgan Chase Bank, National Association approval counts. JPMorgan Chase Bank, National Association study should state its downside case. JPMorgan Chase Bank, National Association: state assumptions, test coverage, support value. JPMorgan Chase Bank, National Association lists 16,709 loans and $4.13 billion in gross approvals. JPMorgan Chase Bank, National Association equity belongs in the study.
JPMorgan Chase Bank, National Association cancellation floors stop at FY2024 approvals. JPMorgan Chase Bank, National Association totals add FY2025 and FY2026 approvals. The JPMorgan Chase Bank, National Association cohort holds 8,311 loans, disbursed FY2017 to FY2021. JPMorgan Chase Bank, National Association numbers report loans held and judge no practice. JPMorgan Chase Bank, National Association history of 16,709 loans promises nothing to a new borrower.
SBA loans held by JPMorgan Chase Bank, National Association
SBA guarantees these loans; the lender does not. The lender's name and every figure come from the U.S. Small Business Administration's public 7(a) and 504 FOIA file (data.sba.gov).
7(a) lender is the bank or lender the loan is currently assigned to (or last held it), as SBA records it; 504 lender is the Certified Development Company (CDC). 504 third-party (first-lien) lenders are free text with no identifier and are not credited.
| Loans approved, FY2017 to FY2026 | 16,709 |
|---|---|
| Gross dollars approved | $4.13 billion |
| SBA 7(a) loans | 16,709 |
| SBA 504 loans | 0 |
Cancellation and charge-off
| Cancelled after approval, FY2017 to FY2024 approvals (a floor) | 6.7% |
|---|---|
| The same, counting loans still undisbursed as cancelled (a ceiling) | 9.2% |
| Charged off to date, FY2017 to FY2021 disbursed loans (a floor) | 7.8% |
| Charged off within five years of approval | 4.0% |
| Loans in that cohort | 8,311 |
Both rates are floors. SBA withholds the status of open loans, so a loan counts as charged off only once SBA reports it; a rate needs at least 30 loans in its cohort and is otherwise not reported.
Loans by asset class
| Asset class | Loans |
|---|---|
| Not in any of the 39 asset classes | 13,853 |
| Full-service restaurant | 620 |
| Medical office (physicians) | 374 |
| Limited-service restaurant | 269 |
| Beauty salon | 206 |
| Dental office | 194 |
| Fitness center | 182 |
| Rehabilitation and therapy clinic | 166 |
| Automotive mechanical repair (car and truck) | 143 |
| Child care center | 143 |
| Coffee shop and snack bar | 130 |
| Grocery store | 64 |
| Caterers (includes banquet halls with catering staff) | 52 |
| Veterinary clinic | 47 |
| Beverage manufacturing (breweries, wineries, distilleries) | 44 |
| Liquor store | 40 |
| Data center | 29 |
| Behavioral health and addiction treatment | 28 |
| Car wash | 25 |
| Diagnostic imaging center | 16 |
| Warehouse and distribution | 15 |
| Urgent care and ambulatory surgery | 11 |
| Life science lab (research and development) | 11 |
| Assisted living (without nursing care) | 7 |
| School (elementary and secondary, including charter) | 7 |
| Hospital | 6 |
| Hotel and motel | 5 |
| Nonresidential lessor (flex, office and retail investor buildings) | 5 |
Classes with 5 or more loans; smaller ones are withheld, and more where a small one could be derived.
Loans by project state
| State or area | Loans |
|---|---|
| California | 3,498 |
| New York | 2,787 |
| Texas | 2,083 |
| Florida | 1,627 |
| Illinois | 1,202 |
| New Jersey | 704 |
| Arizona | 703 |
| Colorado | 564 |
| Michigan | 472 |
| Ohio | 418 |
| Washington | 379 |
| Georgia | 317 |
| Indiana | 256 |
| Louisiana | 250 |
| Oregon | 221 |
| Utah | 205 |
| Nevada | 155 |
| Wisconsin | 132 |
| Connecticut | 95 |
| Kentucky | 79 |
| Oklahoma | 70 |
| North Carolina | 63 |
| Pennsylvania | 58 |
| Virginia | 55 |
| Maryland | 48 |
| Tennessee | 36 |
| Massachusetts | 34 |
| Idaho | 29 |
| South Carolina | 20 |
| Missouri | 19 |
| West Virginia | 19 |
| District of Columbia | 13 |
| Minnesota | 13 |
| Kansas | 10 |
| Rhode Island | 10 |
| Delaware | 9 |
| New Mexico | 9 |
| Iowa | 8 |
| Wyoming | 8 |
| Alabama | 7 |
| Nebraska | 5 |
States with 5 or more loans; smaller ones are withheld, and more where a small one could be derived.
A value marked withheld rests on fewer than 5 loans, or is withheld so that such a figure cannot be derived from other published figures.
Source: U.S. Small Business Administration, 7(a) and 504 loan-level FOIA files (data.sba.gov), as of 2026-09-30; Loan Analytics lender cell LP-fdic-628.
Related feasibility study pages
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- SBA feasibility study company
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