Five Star Bank (CA): SBA Lending Record

Five Star Bank (CA): loans and programs

1,915 approved loans, $542.0 million gross, tie to Five Star Bank (CA) across FY2017 to FY2026. Five Star Bank (CA) does not guarantee these 1,915 loans; SBA does. The figures for Five Star Bank (CA) are loan records only. Program split at Five Star Bank (CA): 1,915 for 7(a), 0 for 504. CA is the lender state SBA records for Five Star Bank (CA). These 1,915 loans are ones that SBA shows Five Star Bank (CA) holding, now or before.

Where the loans of Five Star Bank (CA) sit

1,635 of Five Star Bank (CA)'s 1,915 loans sit outside the classes tracked on this site. Of the classes followed, Five Star Bank (CA) stands thus: Fitness center (56), Beauty salon (35), Limited-service restaurant (31), Medical office (physicians) (26), Automotive mechanical repair (car and truck) (23), Dental office (19), Rehabilitation and therapy clinic (16), Full-service restaurant (14). The smallest followed class is Grocery store, at 6. A sponsor planning Fitness center can look at 56 loans on the record of Five Star Bank (CA). Beauty salon follows with 35 loans at Five Star Bank (CA). In Limited-service restaurant, Five Star Bank (CA) shows 31 loans. Texas ranks second among states for Five Star Bank (CA), at 168 loans. Geography for Five Star Bank (CA) follows this order: California (519), Texas (168), Florida (159), New York (113), Colorado (67), Illinois (64), Georgia (57), New Jersey (57), Pennsylvania (55). The state list ends with Montana, 5 loans. CA is where SBA places the lender; California holds the most loans, 519.

Cancellation and charge-off floors for Five Star Bank (CA)

The cancellation floor for Five Star Bank (CA) is 7.9% on FY2017 to FY2024 approvals. At Five Star Bank (CA), the upper bound is held back, as Loan Analytics needs 30 loans in a group before printing a rate, and no number stands in its place and it is not zero. These are minimum rates for Five Star Bank (CA), and so any later write-offs within the cohort can only raise it. Five Star Bank (CA) shows 11.1% charged off to date as a floor, for FY2017 to FY2021 disbursements totalling 1,373. Charged off within five years of approval, Five Star Bank (CA) shows 6.7%.

The Five Star Bank (CA) record and a feasibility study

Fitness center at Five Star Bank (CA) begins with a demand test. A study of Beauty salon next tests cost; Five Star Bank (CA) shows 35 loans there. The coverage of debt service is third, and $542.0 million across 1,915 loans at Five Star Bank (CA) does not settle it for a borrower. The appraisal ends the list, and 31 loans in Limited-service restaurant at Five Star Bank (CA) cannot stand in for it. An applicant in California can look at 519 loans in the Five Star Bank (CA) record, and one in Texas, 168. Five Star Bank (CA) alone decides what it asks for. No figure promises approval, and Five Star Bank (CA) sets its own terms.