The FY2017 to FY2026 record for Bank of Hope runs to 3,545 approved loans and $2.79 billion gross. The $2.79 billion for Bank of Hope counts approved dollars, not balances. Bank of Hope holds all 3,545 loans under SBA 7(a). Bank of Hope has 0 loans under SBA 504. Bank of Hope holds or held every loan listed. 3,545 loans carry SBA's guarantee, not Bank of Hope's. Bank of Hope is the lender SBA shows holding 3,545 loans now, or last holding them. Bank of Hope is an SBA 7(a) record of 3,545 loans, in program terms. Here, Bank of Hope means the holder SBA names. Bank of Hope's 3,545 loans span FY2017 to FY2026 approvals.

Bank of Hope: where the loans sit

Classes for Bank of Hope begin with full-service restaurant with 647 loans; limited-service restaurant with 320 loans; hotel and motel with 304 loans. Outside those classes, the file credits Bank of Hope with 1,475 more loans. Bank of Hope's list shows a slice of 3,545 loans. Bank of Hope lists 647 loans in full-service restaurant. Bank of Hope's state listing: California with 1,966 loans; Texas with 393 loans; New York with 250 loans. Bank of Hope's sample for California sites is 1,966 loans. Bank of Hope's counts are a map only.

Bank of Hope: cancelled and charged-off loans

12.4% of Bank of Hope approvals, FY2017 to FY2024, were cancelled. For Bank of Hope, 12.4% is a floor. Bank of Hope's floor stops at FY2024 approvals. Bank of Hope shows no ceiling. Bank of Hope falls under Loan Analytics' own rule. For Bank of Hope, under 30 loans means no rate. Bank of Hope: the cohort runs FY2017 to FY2021. Bank of Hope's cohort holds 1,701 disbursed loans. 4.9% of Bank of Hope loans are charged off to date. For Bank of Hope, 4.9% is a floor. Bank of Hope: the two rates cover different loans. Bank of Hope: 3.8% charged off within 5 years.

Bank of Hope: what a study must test

Bank of Hope's $2.79 billion and 3,545 loans are on record. At Bank of Hope, demand comes first: who pays? For Bank of Hope, cost is second; 3,545 loans do not replace a quote. For Bank of Hope, third is debt service coverage. Bank of Hope: 4.9% and 12.4% are floors. At Bank of Hope, the appraisal comes last: 3,545 loans cannot set your value. Bank of Hope's record cannot settle cost. Here Bank of Hope is a holder, not a verdict. Bank of Hope's 3,545 loans state nothing about its requirements. Ask Bank of Hope directly. Test first, then compare with Bank of Hope's 3,545 loans. Ask Bank of Hope what a complete study contains.

SBA loans held by Bank of Hope

SBA guarantees these loans; the lender does not. The lender's name and every figure come from the U.S. Small Business Administration's public 7(a) and 504 FOIA file (data.sba.gov).

7(a) lender is the bank or lender the loan is currently assigned to (or last held it), as SBA records it; 504 lender is the Certified Development Company (CDC). 504 third-party (first-lien) lenders are free text with no identifier and are not credited.

Loans approved, FY2017 to FY2026	3,545
Gross dollars approved	$2.79 billion
SBA 7(a) loans	3,545
SBA 504 loans	0

Cancellation and charge-off

Cancelled after approval, FY2017 to FY2024 approvals (a floor)	12.4%
The same, counting loans still undisbursed as cancelled (a ceiling)	withheld
Charged off to date, FY2017 to FY2021 disbursed loans (a floor)	4.9%
Charged off within five years of approval	3.8%
Loans in that cohort	1,701

Both rates are floors. SBA withholds the status of open loans, so a loan counts as charged off only once SBA reports it; a rate needs at least 30 loans in its cohort and is otherwise not reported.

Loans by asset class

Asset class	Loans
Not in any of the 39 asset classes	1,475
Full-service restaurant	647
Limited-service restaurant	320
Hotel and motel	304
Liquor store	254
Gas station and truck stop	125
Grocery store	119
Coffee shop and snack bar	110
Car wash	35
Beauty salon	28
Automotive mechanical repair (car and truck)	23
Dental office	22
Assisted living (without nursing care)	18
Medical office (physicians)	17
Child care center	14
Caterers (includes banquet halls with catering staff)	11
Fitness center	6

Classes with 5 or more loans; smaller ones are withheld, and more where a small one could be derived.

Loans by project state

State or area	Loans
California	1,966
Texas	393
New York	250
Washington	164
Colorado	151
Illinois	122
Georgia	112
New Jersey	82
Virginia	51
Arizona	26
Oregon	17
Nevada	16
Florida	15
Ohio	15
South Carolina	15
Alabama	14
Connecticut	12
North Carolina	10
Kansas	9
Maryland	9
Michigan	9
Oklahoma	8
District of Columbia	7
Pennsylvania	7
Tennessee	7
New Mexico	6
Indiana	5

States with 5 or more loans; smaller ones are withheld, and more where a small one could be derived.

A value marked withheld rests on fewer than 5 loans, or is withheld so that such a figure cannot be derived from other published figures.

Source: U.S. Small Business Administration, 7(a) and 504 loan-level FOIA files (data.sba.gov), as of 2026-09-30; Loan Analytics lender cell LP-fdic-26610.

Related feasibility study pages

Loan Analytics prepares the feasibility study a lender reads before it commits: for a commercial project anywhere in the United States, financed under SBA 7(a), SBA 504, USDA Business and Industry or a conventional bank loan, by Bank of Hope or any other lender. Tell us the project and the lender's deadline, and we reply with scope, timeline and fee.

Daniel Smith, MAI

Bank of Hope: SBA Lending Record