Hanmi Bank: SBA Lending Record

The FY2017 to FY2026 record for Hanmi Bank runs to 2,045 approved loans and $1.63 billion gross. The $1.63 billion for Hanmi Bank counts approved dollars, not balances. 2,045 loans sit under SBA 7(a), every Hanmi Bank loan here. Hanmi Bank reads 0 under SBA 504. 2,045 loans are records SBA keeps on Hanmi Bank. SBA, not Hanmi Bank, carries each guarantee. Each of the 2,045 loans is assigned to Hanmi Bank now, or last held by it. Hanmi Bank reflects only SBA 7(a) rules. Here, Hanmi Bank means the holder SBA names. Hanmi Bank's 2,045 loans span FY2017 to FY2026 approvals.

Hanmi Bank: classes and geography

For Hanmi Bank, these classes lead: liquor store with 561 loans; full-service restaurant with 320 loans; limited-service restaurant with 192 loans. Another 614 loans credited to Hanmi Bank fall outside all of those classes. Hanmi Bank's 2,045 loans: a slice sits in named classes. Hanmi Bank lists 561 loans in liquor store. Hanmi Bank loans lead, by state, in California with 632 loans; Colorado with 485 loans; Washington with 207 loans. Hanmi Bank's sample for California sites is 632 loans. Hanmi Bank's counts are a map only.

Hanmi Bank: cancellations and charge-offs

9.7% of Hanmi Bank approvals, FY2017 to FY2024, were cancelled. For Hanmi Bank, 9.7% is a floor. Hanmi Bank's floor stops at FY2024 approvals. For Hanmi Bank, 9.7% is the ceiling. The Hanmi Bank ceiling counts undisbursed loans as cancelled. Hanmi Bank: rates match, so the floor stands. Hanmi Bank: the cohort runs FY2017 to FY2021. Hanmi Bank's cohort holds 959 disbursed loans. 5.0% of Hanmi Bank loans are charged off to date. For Hanmi Bank, 5.0% is a floor. Hanmi Bank: the two rates cover different loans. Hanmi Bank: 3.5% charged off within 5 years.

Hanmi Bank: testing a project

Hanmi Bank's $1.63 billion and 2,045 loans are on record. At Hanmi Bank, demand comes first: who pays? For Hanmi Bank, cost is second; 2,045 loans do not replace a quote. For Hanmi Bank, third is debt service coverage. Hanmi Bank: 5.0% and 9.7% are floors. At Hanmi Bank, the appraisal comes last: 2,045 loans cannot set your value. Hanmi Bank's record cannot settle cost. Here Hanmi Bank is a holder, not a verdict. Hanmi Bank's 2,045 loans state nothing about its requirements. Ask Hanmi Bank directly. Test first, then compare with Hanmi Bank's 2,045 loans. Ask Hanmi Bank what a complete study contains.