Bank Five Nine: SBA Lending Record

Bank Five Nine: the SBA record

1,258 approved loans tie to Bank Five Nine in SBA's files, FY2017 to FY2026: $1.06 billion gross. SBA records Bank Five Nine in Wisconsin. The 1,258 loans count as holdings: Bank Five Nine holds or last held each, per SBA. 1,258 loans sit under SBA 7(a). Bank Five Nine has 0 in SBA 504. Bank Five Nine's range ends with complete FY2026. 1,258 loans, $1.06 billion gross: that is Bank Five Nine's whole record. Behind the 1,258 loans stands SBA's guarantee, not Bank Five Nine's, so read holdings and not policy.

457 loans among Bank Five Nine's 1,258 carry no named class. Bank Five Nine's class table reads: Self storage (261); Limited-service restaurant, 135; Child care center at 77; Assisted living (without nursing care), 74; Full-service restaurant (51); Coffee shop and snack bar, 44; Gas station and truck stop, 36; Warehouse and distribution, 20; RV park and campground, 16; Beauty salon at 15; Fitness center at 13; School (elementary and secondary, including charter) at 8; Skilled nursing at 7; Automotive mechanical repair (car and truck) at 6. Of 1,258 loans, 457 are unclassed and 261 are Self storage. A class view of Bank Five Nine spans part of 1,258. At Bank Five Nine, 135 Limited-service restaurant loans follow 261 Self storage.

Bank Five Nine: where the loans sit

By state at Bank Five Nine: Wisconsin at 383; Texas, 137; Florida, 89; California at 63; Illinois at 48; North Carolina, 44; Georgia (37); Michigan at 35; Arizona, 27; Tennessee, 27; Virginia, 27; Maryland (26). Wisconsin is also where SBA records Bank Five Nine, so the book starts at home. 383 of Bank Five Nine's 1,258 loans sit in Wisconsin. Bank Five Nine's table maps 1,258 loans, no boundary for sites beyond Wisconsin.

Bank Five Nine outcome floors

FY2017 to FY2024 approvals: 22.2% cancelled after approval, a floor. At Bank Five Nine, no ceiling appears. That upper bound adds unfunded loans as if cancelled. A Loan Analytics standard stops it printing for groups this small. Take it as unknown, not zero; the page does not guess. Charged off to date, FY2017 to FY2021 disbursements stand at a 1.1% floor over 472 loans. Bank Five Nine leaves the rate within five years of approval blank. Loan Analytics' small-group test holds it back where groups are small. The blank is not zero; no stand-in figure is given. 22.2% cancelled means approval is not funding. 1.1% of 472 charged off; cash flow must hold. At Bank Five Nine, test one is site demand. At Bank Five Nine, test two is full project cost. At Bank Five Nine, test three is debt service coverage. At Bank Five Nine, test four is the appraisal.

Bank Five Nine's book gives a lender $1.06 billion gross across 1,258 loans. Bank Five Nine's file hands a borrower 1,258 holdings and no terms. Nothing in Bank Five Nine's 1,258 loans predicts its answer to a request. 261 Self storage loans lead the named classes. Bank Five Nine's record stops at holdings. Bank Five Nine borrowers need a study that stands alone. Nothing beyond 1,258 loans appears for Bank Five Nine.