Feasibility Study Data for the Milwaukee-Waukesha, WI Metro Area

How big the Milwaukee-Waukesha record is

For Milwaukee-Waukesha, SBA's own files hold 3,857 loans over FY2017 to FY2026, worth $2.19 billion in gross dollars. Milwaukee-Waukesha sits against the full set of areas, on volume, number 37 of 928. The core of Milwaukee-Waukesha lending sits between $100,000 and $675,800, beside a median of $268,000; and the median sits at 1.29x the national median. Split by program, Milwaukee-Waukesha shows 3,262 loans in 7(a) against 595 under 504. Franchised units took 12.8% of the loans.

Milwaukee-Waukesha: classes and counties

Beyond that, across the classes we list for Milwaukee-Waukesha, full-service restaurant is largest with 196 loans, ahead of limited-service restaurant with 122 and child care center with 102. Also 2,767 loans in Milwaukee-Waukesha sit outside every class. By county, Milwaukee County, WI holds 1,753 loans, followed by Waukesha County, WI (1,441), Washington County, WI (363) and Ozaukee County, WI (300).

Milwaukee-Waukesha: institutions behind approvals

Holders named for Milwaukee-Waukesha stem from SBA's archived Milwaukee-Waukesha records of the 3,857 business loans in Milwaukee-Waukesha, whoever holds or held them; such records tie every entry yet say nothing of lender appetite. Notably, in the 7(a) program near Milwaukee County, WI, the largest holders are U.S. Bank, National Association at 359 loans and $64.3 million; next, The Huntington National Bank, holding 246 loans worth $99.9 million. Also, on 504 in Milwaukee-Waukesha, the list reads WBD, Inc. at 551 loans and $458.2 million; after it, Racine County Economic Development Corporation ($28.9 million across 35 loans). An applicant in Milwaukee-Waukesha may ask the Milwaukee-Waukesha lender U.S. Bank, National Association or other Milwaukee-Waukesha holders near Milwaukee County, WI what paperwork it requires, then write the Milwaukee-Waukesha study to meet that.

Milwaukee-Waukesha: loss floors and years

Looking at Milwaukee-Waukesha approvals from FY2017 to FY2024, not below 12.7% were cancelled after approval in Milwaukee-Waukesha, and that is a floor; the full Milwaukee-Waukesha figure is no lower. Further, among disbursed Milwaukee-Waukesha loans approved from FY2017 to FY2021, 2.8% are charged off so far, a second floor; 1.8% ended in charge-off inside the first five years, from a cohort of 1,768 loans. Year by year, Milwaukee-Waukesha topped out in FY2017 at 473 loans and $209.1 million, and bottomed out in FY2026 at 313 loans and $223.5 million.

Milwaukee-Waukesha: what a study tests

In Milwaukee-Waukesha, demand comes first: who works in Milwaukee County, WI, who travels in Waukesha County, WI, how that compares with the rest of Milwaukee-Waukesha, and how much room 196 full-service restaurant loans leave. Cost: $268,000 is the Milwaukee-Waukesha median and $100,000 to $675,800 the middle band, so a Milwaukee County, WI site should cost itself against this $268,000 benchmark. Then coverage: Milwaukee-Waukesha coverage withstands a slow year against the 12.7% floor for cancellation plus the 2.8% rate of charge-off. The Milwaukee-Waukesha appraisal must support the value financed. Milwaukee-Waukesha relies on the July 2023 map; a loan whose project county finds no place is absent from every area, Milwaukee-Waukesha too, and the totals keep loans outside the named classes.