Feasibility Study Data for the Appleton, WI Metro Area

Appleton: volume, rank and loan size

Appleton drew 613 SBA approvals across FY2017 to FY2026, worth $308.9 million gross. Its loan-count rank is 150 of 928; Appleton is one of those areas. Half the Appleton loans are $220,500 or smaller. Middle half in Appleton: $75,000 to $561,000. 1.06x is the Appleton median set beside the national one. By program, Appleton has 527 7(a) loans and 86 504 loans. 13.7% of the loans in Appleton carry a franchise brand. Appleton dollars add to $308.9 million.

Appleton: classes and counties

Appleton class leaders by loans: full-service restaurant (27), fitness center (19), and dental office (17). Fourth in Appleton is coffee shop and snack bar, with 16 loans. 453 Appleton loans sit in no tracked class. Most Appleton credit is general business lending. SBA assigns Appleton loans mostly to Outagamie County, WI (555) and Calumet County, WI (58).

Appleton: the lender side

Appleton holders are not always Appleton originators. Appleton 7(a) holders include American National Bank-Fox Cities with 69 loans ($16.1 million) and Bank First, N.A. with 34 loans ($14.1 million). Appleton lists, for 504, WBD, Inc. (77 loans, $58.5 million). For a Appleton borrower, these rows give background only. No Appleton row states a holder's terms.

Appleton: cancellations and charge-offs

Appleton cancellation, FY2017 to FY2024 approvals: 8.1%. It is a floor for Appleton. The Appleton ceiling is 9.2%, counting undisbursed loans as cancelled. Of 330 Appleton loans disbursed FY2017 to FY2021, 1.8% are charged off to date, a floor. Appleton withholds a five-year rate: Appleton loans are too few. Treat Appleton rates as floors. Later events lift them, Appleton included. County names place the Appleton loans. For Appleton, the July 2023 list governs. Appleton omits loans with no county match. Appleton totals count loans outside the tracked classes.

Appleton: what a study has to test

The Appleton trend peaks in FY2018 with 95 loans ($40.4 million) and bottoms in FY2026 with 39 ($15.7 million). The first year, FY2017, shows 65 loans and $19.5 million for Appleton. The latest year, FY2026, shows 39 loans and $15.7 million for Appleton. A Appleton study weighs local demand against Outagamie County, WI competitors, not national patterns. The Appleton budget is priced against a $220,500 median. Appleton sits at 1.06x nationally; site, build and equipment all count. Coverage for Appleton is run on weaker income. Appleton floors shape that downside. Appleton value is tested against cost by appraisal. Appleton comparables decide how. Sponsor equity and reserves in Appleton are shown beside Outagamie County, WI costs. Beside Outagamie County, WI findings, the Appleton study lists what it could not test.