Liquor Store Feasibility Study in the Milwaukee-Waukesha, WI Metro Area

Milwaukee-Waukesha: liquor store lending

For Milwaukee-Waukesha, from FY2017 through FY2026, SBA approved 36 liquor store loans, carrying $29.2 million in gross approvals. In Milwaukee-Waukesha, liquor store lending is placed 9 of 39 when the classes are lined up, and Milwaukee-Waukesha stands at 25 of 426 against every metro and micro area on liquor store loans. Milwaukee-Waukesha's location quotient is 0.90x, below the national share. Milwaukee-Waukesha stands apart on size: median $730,000. The inner half of Milwaukee-Waukesha loans spans $220,575 to $1.1 million, and the median is a 1.62x multiple of the national class median. The location quotient of 0.90x says there is nothing unusual in how many liquor store loans exist here; what stands out is how large they run. The weight of this record falls on loan size, and the median ratio of 1.62x is the figure to carry into any underwriting conversation.

Loan Analytics holds back the program counts in Milwaukee-Waukesha, 7(a) as well as 504, because each is a small group. The Milwaukee-Waukesha franchise rate is held back. In Milwaukee-Waukesha, no holder hits five loans. Milwaukee-Waukesha therefore identifies no lender. County by county: Milwaukee County, WI has 29 loans.

Milwaukee-Waukesha: years, floors and limits

In FY2026, a full fiscal year, Milwaukee-Waukesha shows 0 loans and $0. Milwaukee-Waukesha's withheld years are: FY2017 to FY2025. The years held back for Milwaukee-Waukesha do not mean none. Milwaukee-Waukesha's cancellation rate: not given, below 30 loans in all. A charge-off rate for Milwaukee-Waukesha: held back, fewer than 30 loans in the cohort. Milwaukee-Waukesha's minimum is Loan Analytics' own. Milwaukee-Waukesha's FY2017 to FY2021 group is under it. Milwaukee-Waukesha is drawn on the 2023 July list. Milwaukee-Waukesha takes in a loan only by its county. Milwaukee-Waukesha drops unmatched loans.

Milwaukee-Waukesha: what to test

A Milwaukee-Waukesha liquor store study has to start from the size signal. A borrower planning near the middle of $220,575 to $1.1 million should show why the project needs that much capital, whether through the building, the fixtures or the stock. The study should test the catchment of the address, the licensing position and the hours the store may trade, then show payment coverage at sales a cautious reader would accept. An appraiser will want the premises valued apart from the business, so the income shown has to hold up on both sides of that split.