Truliant FCU: SBA Lending Record

406 loans trace to Truliant FCU for approvals in FY2017 to FY2026, $570.8 million gross. 406 loans, all in 7(a), stand against Truliant FCU; none are 504. Truliant FCU is listed by SBA as holder of 406 7(a) loans. 406 loans carry SBA's guarantee, not Truliant FCU's.

What Truliant FCU holds, by class and state

Truliant FCU puts its largest named classes at Full-service restaurant, 24, Limited-service restaurant, 11, Automotive mechanical repair (car and truck), 10, Gas station and truck stop, 7 and Child care center, 7 loans. Truliant FCU's largest group, 305 loans, fits no class. Truliant FCU by state: North Carolina, 78, Texas, 32, Florida, 30, California, 26 and New Jersey, 20 loans.

Truliant FCU: cancellations and charge-offs

8.3% is the cancellation floor on Truliant FCU approvals from FY2017 to FY2024. Truliant FCU has a ceiling of 8.3% once undisbursed approvals count as cancelled. Truliant FCU has no charged-off rate to print. Truliant FCU had under 30 of 406 loans disbursed in FY2017 to FY2021. Truliant FCU rate: withheld by Loan Analytics' own rule. Truliant FCU: each rate is the least SBA shows.

Truliant FCU record and a borrower's study

24 loans of Truliant FCU fall in the Full-service restaurant class. Truliant FCU study needs seating demand. Truliant FCU: labour and food cost remains open across 24 Full-service restaurant loans. Truliant FCU history says nothing on occupancy cost. Truliant FCU: 11 loans in the Limited-service restaurant class. Truliant FCU study must prove site traffic. For 11 Limited-service restaurant loans, occupancy cost stays open. Truliant FCU total of $570.8 million says nothing about any one site. 305 Truliant FCU loans fit no tracked class. At Truliant FCU, the project must carry the case. Truliant FCU: 78 loans in North Carolina, each site needs local evidence. Truliant FCU: ask directly what it needs to see. 406 loans at Truliant FCU do not measure demand at one site. Truliant FCU totals trail supply near the site. Truliant FCU study revenue assumptions need written support. Truliant FCU request needs build cost from quotes. Truliant FCU debt service needs a cautious revenue case. Truliant FCU history cannot stand in for an appraisal. Truliant FCU study needs a downside case in writing. Truliant FCU: state assumptions, test coverage, support value. Truliant FCU lists 406 loans and $570.8 million in gross approvals. Truliant FCU equity belongs in the study.

Truliant FCU cancellation floors stop at FY2024 approvals. Truliant FCU totals take in FY2025 and FY2026 approvals. Truliant FCU figures describe loans held, not lender practices. Truliant FCU history of 406 loans promises nothing to a new borrower. Truliant FCU withheld values are never zeros or estimates.