UMB Bank, National Association: SBA Lending Record

UMB Bank, National Association: loans and programs

$476.6 million gross sits in 850 approved loans tied to UMB Bank, National Association, FY2017 to FY2026. UMB Bank, National Association holds or held these 850 loans, as SBA records them. All 850 loans at UMB Bank, National Association are 7(a); 0 are 504. SBA lists UMB Bank, National Association with the lender state MO. UMB Bank, National Association does not guarantee these 850 loans; SBA does. Counts for UMB Bank, National Association describe records only.

Asset classes and states in the UMB Bank, National Association book

The tracked classes leave 566 of UMB Bank, National Association's 850 loans unclassified. Across tracked classes, UMB Bank, National Association reads as follows: Dental office (64), Limited-service restaurant (48), Full-service restaurant (27), Fitness center (22), Medical office (physicians) (19), Car wash (12), Child care center (12), Automotive mechanical repair (car and truck) (11), Beauty salon (10), Beverage manufacturing (breweries, wineries, distilleries) (8). The smallest followed class is Gas station and truck stop, at 5. Dental office borrowers can weigh a project beside 64 such loans at UMB Bank, National Association. Limited-service restaurant follows with 48 loans at UMB Bank, National Association. Full-service restaurant comes third at UMB Bank, National Association, with 27 loans. Colorado follows with 113 loans in the UMB Bank, National Association record. The state column for UMB Bank, National Association opens Missouri (159), Colorado (113), Kansas (113), Texas (76), Arizona (74), Illinois (56), Utah (50), Minnesota (48). Oklahoma ends the state list at 6. MO is where SBA places the lender; Missouri shows the most loans, 159.

UMB Bank, National Association: cancellations and losses

Cancellations after approval for UMB Bank, National Association, FY2017 to FY2024 approvals: 9.1% as a floor and a ceiling of 10.4%, which counts undisbursed loans. UMB Bank, National Association shows floors, not final rates, and later losses inside the group can only raise it. The charge-off floor for UMB Bank, National Association on FY2017 to FY2021 disbursements is 2.1%, measured across 472 loans. UMB Bank, National Association's five-year charge-off rate is not printed on the same under-30 rule.

The UMB Bank, National Association record and a feasibility study

A study for Dental office brought to UMB Bank, National Association has to test demand first. Second, a study of Limited-service restaurant has to test development cost, with 48 such loans on UMB Bank, National Association's record. Debt service coverage comes next, and $476.6 million across 850 loans at UMB Bank, National Association cannot settle it for any one project. Last follows the appraisal, which no count of 27 Full-service restaurant loans at UMB Bank, National Association can displace. Missouri shows 159 loans and Colorado shows 113 at UMB Bank, National Association, a place-by-place view to read against the study. UMB Bank, National Association alone decides what it requires. No approval is implied here, and UMB Bank, National Association sets its own terms.