Rural Missouri, Inc.: SBA Lending Record
What SBA's own loan files show about Rural Missouri, Inc. as an SBA lender, and how a lender's record bears on a feasibility study.
Rural Missouri, Inc.: the SBA record
720 loans carry Rural Missouri, Inc. as holder across FY2017 to FY2026: $634.4 million gross. In SBA's file, Rural Missouri, Inc. sits in Missouri. The 720 loans count as holdings: SBA names Rural Missouri, Inc. as holder or last holder. All 720 loans are SBA 504; 0 sit under SBA 7(a). Rural Missouri, Inc. is a development company, the lender of record in 504. Rural Missouri, Inc.'s range ends with complete FY2026. 720 loans, $634.4 million gross: that is Rural Missouri, Inc.'s whole record. Rural Missouri, Inc. gives no guarantee on 720 loans; SBA does, and no policy appears.
412 loans among Rural Missouri, Inc.'s 720 carry no named class. Rural Missouri, Inc. lists these classes: Full-service restaurant at 44; Hotel and motel (39); Limited-service restaurant, 34; Self storage, 30; Automotive mechanical repair (car and truck) (20); Fitness center, 17; Child care center at 16; Veterinary clinic (15); Dental office at 14; Assisted living (without nursing care), 8; Coffee shop and snack bar, 8; Beverage manufacturing (breweries, wineries, distilleries) at 7; Warehouse and distribution, 7; Medical office (physicians) at 7. 44 Full-service restaurant loans sit beside 412 unclassed ones in Rural Missouri, Inc.'s 720. A class view of Rural Missouri, Inc. spans part of 720. At Rural Missouri, Inc., 39 Hotel and motel loans follow 44 Full-service restaurant.
The states behind Rural Missouri, Inc.
By state at Rural Missouri, Inc.: Missouri, 440; Arkansas (138); Kansas, 133. Missouri is also where SBA records Rural Missouri, Inc., so the book starts at home. Missouri alone holds 440 of Rural Missouri, Inc.'s 720 loans. Rural Missouri, Inc.'s table maps 720 loans, no boundary for sites beyond Missouri.
Rural Missouri, Inc. outcome floors
FY2017 to FY2024 approvals: 15.2% cancelled after approval, a floor. Ceiling: 17.6%, with undisbursed loans counted cancelled. Within Rural Missouri, Inc.'s 720 loans, the loss rate is held back for the FY2017 to FY2021 cohort. Loan Analytics' own policy stops it printing for small groups. The blank is not zero; nothing is inferred. Rural Missouri, Inc.'s 15.2% floor means approval is not funding. Rural Missouri, Inc.: no rate, cash flow must hold. At Rural Missouri, Inc., test one is site demand. For Rural Missouri, Inc., test two is full project cost. At Rural Missouri, Inc., test three is debt service coverage. For Rural Missouri, Inc., test four is the appraisal.
Rural Missouri, Inc.'s record shows a lender 720 loans and $634.4 million gross. Rural Missouri, Inc.'s book gives a borrower 720 holdings, not terms. The 720 loans cannot show how Rural Missouri, Inc. would treat a request. 44 Full-service restaurant loans head the list. Rural Missouri, Inc.'s record stops at holdings. For Rural Missouri, Inc., bring a self-standing study. Nothing beyond 720 loans appears for Rural Missouri, Inc.
SBA loans held by Rural Missouri, Inc.
SBA guarantees these loans; the lender does not. The lender's name and every figure come from the U.S. Small Business Administration's public 7(a) and 504 FOIA file (data.sba.gov).
7(a) lender is the bank or lender the loan is currently assigned to (or last held it), as SBA records it; 504 lender is the Certified Development Company (CDC). 504 third-party (first-lien) lenders are free text with no identifier and are not credited.
| Loans approved, FY2017 to FY2026 | 720 |
|---|---|
| Gross dollars approved | $634.4 million |
| SBA 7(a) loans | 0 |
| SBA 504 loans | 720 |
Cancellation and charge-off
| Cancelled after approval, FY2017 to FY2024 approvals (a floor) | 15.2% |
|---|---|
| The same, counting loans still undisbursed as cancelled (a ceiling) | 17.6% |
| Charged off to date, FY2017 to FY2021 disbursed loans (a floor) | withheld |
Both rates are floors. SBA withholds the status of open loans, so a loan counts as charged off only once SBA reports it; a rate needs at least 30 loans in its cohort and is otherwise not reported.
Loans by asset class
| Asset class | Loans |
|---|---|
| Not in any of the 39 asset classes | 412 |
| Full-service restaurant | 44 |
| Hotel and motel | 39 |
| Limited-service restaurant | 34 |
| Self storage | 30 |
| Automotive mechanical repair (car and truck) | 20 |
| Fitness center | 17 |
| Child care center | 16 |
| Veterinary clinic | 15 |
| Dental office | 14 |
| Assisted living (without nursing care) | 8 |
| Coffee shop and snack bar | 8 |
| Beverage manufacturing (breweries, wineries, distilleries) | 7 |
| Warehouse and distribution | 7 |
| Medical office (physicians) | 7 |
| Gas station and truck stop | 6 |
| Car wash | 6 |
| Rehabilitation and therapy clinic | 5 |
Classes with 5 or more loans; smaller ones are withheld, and more where a small one could be derived.
Loans by project state
States with 5 or more loans; smaller ones are withheld, and more where a small one could be derived.
A value marked withheld rests on fewer than 5 loans, or is withheld so that such a figure cannot be derived from other published figures.
Source: U.S. Small Business Administration, 7(a) and 504 loan-level FOIA files (data.sba.gov), as of 2026-09-30; Loan Analytics lender cell LP-cdc-0188183.
Related feasibility study pages
- SBA Lender Feasibility Study Data
- SBA feasibility study company
- Enterprise Bank & Trust: SBA Lending Record
- First Bank of the Lake: SBA Lending Record
- Midwest Regional Bank: SBA Lending Record
- OakStar Bank: SBA Lending Record
- UMB Bank, National Association: SBA Lending Record
- Commerce Bank: SBA Lending Record
- The Bank of Missouri: SBA Lending Record
- The Central Trust Bank: SBA Lending Record
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