Feasibility Study Data for the Dallas-Fort Worth-Arlington, TX Metro Area

What SBA's own loan files show about lending in the Dallas-Fort Worth-Arlington, TX Metro Area, every asset class together, and what a feasibility study for a project there has to test.

How big the Dallas-Fort Worth-Arlington record is

Across Dallas-Fort Worth-Arlington, the agency's approval files hold 16,031 approvals from FY2017 through FY2026, worth $11.93 billion of gross dollars. Dallas-Fort Worth-Arlington lands within all such areas nationwide, by loans, at rank 5 of 928. The core of Dallas-Fort Worth-Arlington lending runs from $140,000 to $900,000, centred on a middle figure of $350,000; and the median sits at 1.68x the national median. In Dallas-Fort Worth-Arlington the program mix is 15,247 loans in 7(a) against 784 under 504. Franchises make up 21.1% of the record.

Dallas-Fort Worth-Arlington: businesses and places

Worth noting, of the classes we show for Dallas-Fort Worth-Arlington, the leader is full-service restaurant with 914 loans, followed by limited-service restaurant, 726 loans and fitness center with 414. Another 10,455 loans in Dallas-Fort Worth-Arlington sit outside every class. County by county, Dallas County, TX carries 5,147 loans, and behind it come Tarrant County, TX (3,876), Collin County, TX (3,045) and Denton County, TX (2,262).

Dallas-Fort Worth-Arlington: institutions behind approvals

Banks and development companies named for Dallas-Fort Worth-Arlington come from SBA's published Dallas-Fort Worth-Arlington records of the 16,031 approvals in Dallas-Fort Worth-Arlington, naming each current or past holder; those files show every loan though reveal nothing about lender underwriting. Worth noting, for 7(a) lending in Dallas-Fort Worth-Arlington, SBA lists The Huntington National Bank, holding 1,093 loans worth $621.8 million; next, Wells Fargo Bank National Association (1,037 loans, $326.0 million). Worth noting, in the 504 program near Dallas County, TX, the holders include Greater East Texas Certified Development Company at 249 loans and $418.2 million; after it, Capital Certified Development Corporation at 194 loans and $297.4 million. A borrower near Dallas County, TX is free to ask the Dallas-Fort Worth-Arlington lender The Huntington National Bank or other Dallas-Fort Worth-Arlington holders near Dallas County, TX what evidence it requires, then build the Dallas-Fort Worth-Arlington study around it.

Dallas-Fort Worth-Arlington: what followed approval

Among Dallas-Fort Worth-Arlington approvals from FY2017 to FY2024, at least 11.1% ended in cancellation after approval in Dallas-Fort Worth-Arlington, which is a floor; the true Dallas-Fort Worth-Arlington rate may be higher. Besides, among disbursed Dallas-Fort Worth-Arlington loans approved from FY2017 to FY2021, 8.1% have ended in charge-off up to now, a second floor; 4.9% had been charged off within five years, within a set of 6,477 loans. On the calendar, Dallas-Fort Worth-Arlington was strongest in FY2025 at 2,277 loans and $1.63 billion, and was weakest in FY2020 at 1,093 loans and $893.1 million.

Dallas-Fort Worth-Arlington: what a study proves

The Dallas-Fort Worth-Arlington study starts with customers: who lives in Dallas County, TX, who shops in Tarrant County, TX, set against the rest of Dallas-Fort Worth-Arlington, and what gap the 914 full-service restaurant loans leave. Cost: $350,000 is the Dallas-Fort Worth-Arlington median and $140,000 to $900,000 the central range, so a Dallas County, TX site must price itself against this $350,000 marker. Coverage: Dallas-Fort Worth-Arlington repayment survives a sluggish year against the 11.1% rate of cancellation and the 8.1% charge-off rate. An appraisal in Dallas-Fort Worth-Arlington must back the worth assumed. Dallas-Fort Worth-Arlington uses the 2023 July area list; a case whose county entry is unmapped is excluded from every other area, Dallas-Fort Worth-Arlington no exception, yet the totals count loans apart from the classes we track.

SBA loans in the Dallas-Fort Worth-Arlington, TX Metro Area

Loans approved, FY2017 to FY202616,031
Gross dollars approved$11.93 billion
Median loan$350,000
Middle half of loans, from$140,000
Middle half of loans, to$900,000
SBA 7(a) loans15,247
SBA 504 loans784
Franchise share of loans21.1%
Rank among metro and micro areas by loans5 of 928
Median loan against the national median1.68x

Cancellation and charge-off

Cancelled after approval, FY2017 to FY2024 approvals (a floor)11.1%
The same, counting loans still undisbursed as cancelled (a ceiling)12.2%
Charged off to date, FY2017 to FY2021 disbursed loans (a floor)8.1%
Charged off within five years of approval4.9%
Loans in that cohort6,477

Both rates are floors. SBA withholds the status of open loans, so a loan counts as charged off only once SBA reports it; a rate needs at least 30 loans in its cohort and is otherwise not reported.

SBA loans approved in the Dallas-Fort Worth-Arlington, TX Metro Area, by fiscal year

05001000150020002500FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025FY2026Loans, FY2017: 1780Loans, FY2018: 1635Loans, FY2019: 1328Loans, FY2020: 1093Loans, FY2021: 1468Loans, FY2022: 1312Loans, FY2023: 1472Loans, FY2024: 1898Loans, FY2025: 2277Loans, FY2026: 1768
Fiscal yearLoansDollars
FY20171,780$1.01 billion
FY20181,635$1.09 billion
FY20191,328$968.8 million
FY20201,093$893.1 million
FY20211,468$1.43 billion
FY20221,312$1.11 billion
FY20231,472$1.06 billion
FY20241,898$1.26 billion
FY20252,277$1.63 billion
FY20261,768$1.49 billion

Loans by asset class

Asset classLoans
Not in any of the 39 asset classes10,455
Full-service restaurant914
Limited-service restaurant726
Fitness center414
Child care center404
Gas station and truck stop398
Medical office (physicians)311
Coffee shop and snack bar307
Automotive mechanical repair (car and truck)299
Dental office280
Hotel and motel264
Beauty salon264
Car wash192
Liquor store141
Rehabilitation and therapy clinic91
Veterinary clinic69
Grocery store63
School (elementary and secondary, including charter)57
Assisted living (without nursing care)50
Nonresidential lessor (flex, office and retail investor buildings)45
Data center45
Caterers (includes banquet halls with catering staff)43
Self storage42
Beverage manufacturing (breweries, wineries, distilleries)30
RV park and campground20
Behavioral health and addiction treatment15
Warehouse and distribution14
Manufactured housing community (lessors of other real estate)11
Parking lot and garage10
Skilled nursing9
Urgent care and ambulatory surgery9
Hospital8
Life science lab (research and development)8
Multifamily (lessors of residential buildings)7
Diagnostic imaging center6

Classes with 5 or more loans; smaller ones are withheld, and more where a small one could be derived.

Most active SBA lenders

SBA 504: lenders by loans approved (the current holder of each loan, as SBA reports it)
LenderLoansDollars
Greater East Texas Certified Development Company249$418.2 million
Capital Certified Development Corporation194$297.4 million
North Texas Certified Development Corporation130$172.3 million
LiftFund, Inc.111$169.9 million
Alliance Lending Corporation27$33.9 million
SBA 7(a): lenders by loans approved (the current holder of each loan, as SBA reports it)
LenderLoansDollars
The Huntington National Bank1,093$621.8 million
Wells Fargo Bank National Association1,037$326.0 million
PNC Bank, National Association755$242.8 million
JPMorgan Chase Bank, National Association749$216.4 million
Northeast Bank (ME)499$92.3 million

Lenders with 5 or more loans here; a lender with fewer is not listed, and loans SBA or a receiver holds are counted but never listed as a lender.

Where the loans are, by county

CountyLoans
Dallas County, TX5,147
Tarrant County, TX3,876
Collin County, TX3,045
Denton County, TX2,262
Ellis County, TX307
Rockwall County, TX307
Johnson County, TX302
Parker County, TX285
Kaufman County, TX240
Hunt County, TX140

Counties with 5 or more loans; smaller ones are not listed.

Metro is the CBSA (metropolitan or micropolitan statistical area) of the loan's project county, July 2023 delineation (OMB Bulletin 23-01). The county is matched by name (manifests/ld2/county-cbsa-map.csv); a loan whose county cannot be placed in a 2023 CBSA is left out of every metro.

All assets: every 7(a) and 504 approval in the metro, including those outside the 39 asset classes.

A value marked withheld rests on fewer than 5 loans, or is withheld so that such a figure cannot be derived from other published figures.

Source: U.S. Small Business Administration, 7(a) and 504 loan-level FOIA files (data.sba.gov), as of 2026-09-30; areas from the U.S. Census Bureau CBSA delineation, July 2023 (OMB Bulletin 23-01); Loan Analytics metro cell MT-19100.

Related feasibility study pages

Feasibility study data by asset class in the Dallas-Fort Worth-Arlington, TX Metro Area

Worked examples

Loan Analytics prepares the feasibility study a lender reads before it commits: for a commercial project in the Dallas-Fort Worth-Arlington, TX Metro Area, financed under SBA 7(a), SBA 504, USDA Business and Industry or a conventional bank loan. Tell us the project and the lender's deadline, and we reply with scope, timeline and fee.

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