Brewery, Winery and Distillery Feasibility Study in the Dallas-Fort Worth-Arlington, TX Metro Area

What SBA's own loan files show about beverage manufacturing (breweries, wineries, distilleries) lending in the Dallas-Fort Worth-Arlington, TX Metro Area, and what a feasibility study for a project there has to test.

A class that is small in a very large metro

Two ranks describe Dallas-Fort Worth-Arlington: 23 of 39 for beverage manufacturing (breweries, wineries, distilleries) on Dallas-Fort Worth-Arlington's own class list, and 29 of 443 for Dallas-Fort Worth-Arlington itself. SBA approved 30 loans worth $34.7 million from FY2017 to FY2026, with Dallas County supplying 12 and Tarrant County 7. Dallas-Fort Worth-Arlington carries a location quotient of 0.31x: beverage manufacturing (breweries, wineries, distilleries) loans claim a thinner slice there than nationally. Against that thin local share, the Dallas-Fort Worth-Arlington median loan is high.

At $726,500, the Dallas-Fort Worth-Arlington median loan is 2.51x the national figure for beverage manufacturers. Half of all loans fall from $329,225 to $1.4 million. 25 of the 30 loans are 7(a), and 5 are 504. The franchise share is not shown, and no lender is recorded for this cell. Dallas-Fort Worth-Arlington contributes just loans that SBA recorded for beverage manufacturing (breweries, wineries, distilleries), so totals for Dallas-Fort Worth-Arlington say nothing about projects financed in Dallas-Fort Worth-Arlington some other way.

Floors

The cancellation, charge-off and franchise values are all withheld. We leave out Dallas-Fort Worth-Arlington's two loss-side rates since the Dallas-Fort Worth-Arlington FY2017 to FY2021 cohort has under 30 loans, short of Loan Analytics' own rule for Dallas-Fort Worth-Arlington. A missing rate in Dallas-Fort Worth-Arlington is unknown, not nil.

The code says the borrower makes beer, wine or spirits. A taproom, tasting room or event use is not visible in it, so the figures describe producers and reveal nothing about hospitality earnings. Wineries, distilleries and breweries are grouped in one class here.

A producer in the Dallas-Fort Worth area requires to test brewing, winemaking or distilling capacity against the equipment bill, the sales channels the plan assumes, and the permits and approvals the site requires. Payment cover belongs on a loan near the elevated $726,500 median, with volume ramping slowly, and the appraisal should say how it treats equipment and real estate. A tasting room is a separate revenue line that the loan record does not show. Federal rules set Dallas-Fort Worth-Arlington, and loans from counties Dallas-Fort Worth-Arlington cannot match stay dropped from its totals.

How a lender and a borrower can read this

A lender will read the pairing of a thin local share with a median of 2.51x the national figure: producers who borrow in this metro area borrow big, and the class is a small part of Dallas-Fort Worth-Arlington's record. A borrower should read the printed band as the Dallas-Fort Worth-Arlington record of what closed, and should be ready to explain how a project differs from the 30 already financed. With merely Dallas County and Tarrant County shown in the county rows, comparables elsewhere in Dallas-Fort Worth-Arlington are thin.

SBA beverage manufacturing (breweries, wineries, distilleries) loans in the Dallas-Fort Worth-Arlington, TX Metro Area

Loans approved, FY2017 to FY202630
Gross dollars approved$34.7 million
Median loan$726,500
Middle half of loans, from$329,225
Middle half of loans, to$1.4 million
SBA 7(a) loans25
SBA 504 loans5
Franchise share of loanswithheld
Rank among metro and micro areas for beverage manufacturing (breweries, wineries, distilleries) loans29 of 443
Rank of beverage manufacturing (breweries, wineries, distilleries) among the classes in this area23 of 39
Location quotient (share of loans against the national share)0.31x
Median loan against the national median for the class2.51x

Cancellation and charge-off

Cancelled after approval, FY2017 to FY2024 approvals (a floor)not reported: fewer than 30 loans in the cohort
Charged off to date, FY2017 to FY2021 disbursed loans (a floor)withheld

Both rates are floors. SBA withholds the status of open loans, so a loan counts as charged off only once SBA reports it; a rate needs at least 30 loans in its cohort and is otherwise not reported.

Approvals by fiscal year are withheld for this area, so that no year of fewer than 5 loans can be derived.

Where the loans are, by county

CountyLoans
Dallas County, TX12
Tarrant County, TX7

Counties with 5 or more loans; smaller ones are not listed.

Metro is the CBSA (metropolitan or micropolitan statistical area) of the loan's project county, July 2023 delineation (OMB Bulletin 23-01). The county is matched by name (manifests/ld2/county-cbsa-map.csv); a loan whose county cannot be placed in a 2023 CBSA is left out of every metro.

The code says the borrower makes beer, wine or spirits; a taproom, tasting room or event use is not visible. The class holds breweries, wineries and distilleries only; the rest of manufacturing is not in it.

Shared code: Wineries are in this class.

A value marked withheld rests on fewer than 5 loans, or is withheld so that such a figure cannot be derived from other published figures.

Source: U.S. Small Business Administration, 7(a) and 504 loan-level FOIA files (data.sba.gov), as of 2026-09-30; areas from the U.S. Census Bureau CBSA delineation, July 2023 (OMB Bulletin 23-01); Loan Analytics metro cell MA-19100-C08.

Loan Analytics prepares the feasibility study a lender reads before it commits: for a beverage manufacturing (breweries, wineries, distilleries) project in the Dallas-Fort Worth-Arlington, TX Metro Area, financed under SBA 7(a), SBA 504, USDA Business and Industry or a conventional bank loan. Tell us the project and the lender's deadline, and we reply with scope, timeline and fee.

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