Gas Station Feasibility Study in the Dallas-Fort Worth-Arlington, TX Metro Area

Dallas-Fort Worth leads the country for fuel retail

Dallas-Fort Worth-Arlington leads all 600 areas on gas station and truck stop lending, and the class sits 5 of 39 locally. Over FY2017 to FY2026 SBA approved 398 loans there, worth $581.8 million in all. Fuel retail takes more than double its national share of local SBA lending (a location quotient of 2.18x), the strongest concentration measure on this page.

Tickets are big: $1.2 million at the median, 1.18x the national class median, with $717,300 to $2.0 million holding half of all loans. Through SBA 7(a) ran 384 loans; SBA 504 saw 14. A franchise share of 53.0% means branded sites are a majority, so supply contracts, image requirements and fuel supply terms enter the budget. The industry code cannot separate travel centers and truck stops from gas stations without a convenience store, and the 2022 index lists no EV charging, so a study must name the type of site it covers.

Lenders and counties

Metro City Bank holds 65 SBA 7(a) loans worth $102.1 million, the heaviest book in the cell. Commonwealth Business Bank holds 28 and $46.4 million, Celtic Bank Corporation 27 and $44.1 million, Bank of Hope 18 and PromiseOne Bank 17. SBA 504 reveals no lender large enough to name. Metro City Bank's 65 loans, like all rows here, tell what SBA says is held or was held, not how any lender behaves. Dallas County, TX has 139 loans, Tarrant County, TX 125, Denton County, TX 24, Kaufman County, TX 21 and Hunt County, TX and Parker County, TX 20 each.

SBA shows cancellations of at least 13.9% across FY2017 to FY2024 approvals. The ceiling that counts approvals still waiting to disburse is withheld, and so is the charge-off rate, so this page prints no number for either and does not treat them as nil. Approvals peaked at 67 loans and $101.3 million in FY2021, fell to 19 loans in FY2023, and stood at 29 loans in FY2026. Matching by project county under the 2023 delineation decides membership, and a loan without a placeable county is absent.

Testing a Dallas fuel retail project

A study must measure traffic counts, access and the pumps already serving a corner in Dallas County or Tarrant County, then price tanks, canopy, store build-out and environmental work against the $1.2 million median. Coverage rests on gallons, inside sales and margin. An appraiser has to split the real estate from the going business. The 398 approvals are context for a Dallas fuel retail study, and they promise no approval.