Capital Certified Development Corporation: SBA Lending Record
What SBA's own loan files show about Capital Certified Development Corporation as an SBA lender, and how a lender's record bears on a feasibility study.
SBA's public loan files credit Capital Certified Development Corporation with 1,403 loans approved from FY2017 to FY2026, for $1.64 billion in gross dollars. The $1.64 billion for Capital Certified Development Corporation counts approved dollars, not balances. Capital Certified Development Corporation shows 129 SBA 7(a) loans beside 1,274 SBA 504 loans. 1,403 loans are records SBA keeps on Capital Certified Development Corporation. SBA, not Capital Certified Development Corporation, carries each guarantee. For SBA 504, Capital Certified Development Corporation is the CDC. SBA 504 credits Capital Certified Development Corporation, not first-lien lenders. The 1,274 SBA 504 loans are credited to Capital Certified Development Corporation. Capital Certified Development Corporation has 129 7(a) loans assigned to it. Capital Certified Development Corporation may meet a study under either program: 129 loans sit under SBA 7(a), 1,274 under SBA 504. Here, Capital Certified Development Corporation means the holder SBA names. Capital Certified Development Corporation's 1,403 loans span FY2017 to FY2026 approvals.
Capital Certified Development Corporation: classes and geography
For Capital Certified Development Corporation, these classes lead: full-service restaurant with 86 loans; child care center with 76 loans; hotel and motel with 51 loans. Another 804 loans credited to Capital Certified Development Corporation fall outside all of those classes. Capital Certified Development Corporation's 1,403 loans: a slice sits in named classes. Capital Certified Development Corporation lists 86 loans in full-service restaurant. Capital Certified Development Corporation loans lead, by state, in Texas with 1,193 loans; New Mexico with 196 loans. Capital Certified Development Corporation's sample for Texas sites is 1,193 loans. Capital Certified Development Corporation's counts are a map only.
Capital Certified Development Corporation: cancellations and charge-offs
16.7% of Capital Certified Development Corporation approvals, FY2017 to FY2024, were cancelled. For Capital Certified Development Corporation, 16.7% is a floor. Capital Certified Development Corporation's floor stops at FY2024 approvals. For Capital Certified Development Corporation, 20.2% is the ceiling. The Capital Certified Development Corporation ceiling counts undisbursed loans as cancelled. The Capital Certified Development Corporation rate sits between 16.7% and 20.2%. Capital Certified Development Corporation has no charge-off rate here. For Capital Certified Development Corporation, under 30 loans means no rate. Capital Certified Development Corporation: its disbursed cohort is small. Capital Certified Development Corporation: a blank is not a zero.
Capital Certified Development Corporation: testing a project
Capital Certified Development Corporation's $1.64 billion and 1,403 loans are on record. At Capital Certified Development Corporation, demand comes first: who pays? For Capital Certified Development Corporation, cost is second; 1,403 loans do not replace a quote. For Capital Certified Development Corporation, third is debt service coverage. Capital Certified Development Corporation: 16.7% is a floor. At Capital Certified Development Corporation, the appraisal comes last: 1,403 loans cannot set your value. Capital Certified Development Corporation's record cannot settle cost. Here Capital Certified Development Corporation is a holder, not a verdict. Capital Certified Development Corporation's 1,403 loans state nothing about its requirements. Ask Capital Certified Development Corporation directly. Test first, then compare with Capital Certified Development Corporation's 1,403 loans. Ask Capital Certified Development Corporation what a complete study contains.
SBA loans held by Capital Certified Development Corporation
SBA guarantees these loans; the lender does not. The lender's name and every figure come from the U.S. Small Business Administration's public 7(a) and 504 FOIA file (data.sba.gov).
7(a) lender is the bank or lender the loan is currently assigned to (or last held it), as SBA records it; 504 lender is the Certified Development Company (CDC). 504 third-party (first-lien) lenders are free text with no identifier and are not credited.
One organisation under two SBA identifiers: a CDC (504) that also lends under 7(a), linked by equal normalised name and equal lender state (manifests/ld2/lender-links.csv).
| Loans approved, FY2017 to FY2026 | 1,403 |
|---|---|
| Gross dollars approved | $1.64 billion |
| SBA 7(a) loans | 129 |
| SBA 504 loans | 1,274 |
Cancellation and charge-off
| Cancelled after approval, FY2017 to FY2024 approvals (a floor) | 16.7% |
|---|---|
| The same, counting loans still undisbursed as cancelled (a ceiling) | 20.2% |
| Charged off to date, FY2017 to FY2021 disbursed loans (a floor) | withheld |
Both rates are floors. SBA withholds the status of open loans, so a loan counts as charged off only once SBA reports it; a rate needs at least 30 loans in its cohort and is otherwise not reported.
Loans by asset class
| Asset class | Loans |
|---|---|
| Not in any of the 39 asset classes | 804 |
| Full-service restaurant | 86 |
| Child care center | 76 |
| Hotel and motel | 51 |
| Car wash | 40 |
| Fitness center | 38 |
| Limited-service restaurant | 36 |
| Coffee shop and snack bar | 27 |
| Self storage | 26 |
| Medical office (physicians) | 26 |
| School (elementary and secondary, including charter) | 24 |
| Beverage manufacturing (breweries, wineries, distilleries) | 22 |
| Gas station and truck stop | 20 |
| Veterinary clinic | 18 |
| Dental office | 17 |
| Rehabilitation and therapy clinic | 17 |
| Automotive mechanical repair (car and truck) | 17 |
| RV park and campground | 11 |
| Skilled nursing | 10 |
| Beauty salon | 7 |
Classes with 5 or more loans; smaller ones are withheld, and more where a small one could be derived.
Loans by project state
| State or area | Loans |
|---|---|
| Texas | 1,193 |
| New Mexico | 196 |
States with 5 or more loans; smaller ones are withheld, and more where a small one could be derived.
A value marked withheld rests on fewer than 5 loans, or is withheld so that such a figure cannot be derived from other published figures.
Source: U.S. Small Business Administration, 7(a) and 504 loan-level FOIA files (data.sba.gov), as of 2026-09-30; Loan Analytics lender cell LP-cdc-0188264.
Related feasibility study pages
- SBA Lender Feasibility Study Data
- Feasibility studies for SBA 7(a) and 504 loans
- VelocitySBA, LLC: SBA Lending Record
- Wallis Bank: SBA Lending Record
- LiftFund, Inc.: SBA Lending Record
- Frost Bank: SBA Lending Record
- T Bank, National Association: SBA Lending Record
- Prosperity Bank: SBA Lending Record
- Sunflower Bank National Association: SBA Lending Record
- PlainsCapital Bank: SBA Lending Record
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