Wallis Bank: SBA Lending Record

What SBA's file shows for Wallis Bank

SBA files 981 loans approved in FY2017 to FY2026 under Wallis Bank as holder. Wallis Bank loans reach $1.36 billion in gross approved dollars. Wallis Bank figures are holder-based: SBA's file, 981 loans, held now or before. Wallis Bank is not the guarantor. By program, 981 are 7(a), none 504, at Wallis Bank; a 7(a) book throughout. Wallis Bank holder status: assigned now or last.

981 loans sit at Wallis Bank, 311 with no tracked class; the others fill Wallis Bank class rows. Wallis Bank class rows start with gas station and truck stop, 247 loans. After that, hotel and motel (168), 51 loans in limited-service restaurant and 40 in full-service restaurant. Further down Wallis Bank: coffee shop and snack bar with 29 loans, liquor store at 23 and child care center (17). Gas station and truck stop: across 981 loans, check Wallis Bank for it.

Wallis Bank by state: Texas (746), 110 in California, Georgia (53), 11 in North Dakota, Arizona (9), 9 in Montana, Alabama (7), 7 in Louisiana and South Carolina (6). Texas heads the Wallis Bank state list. Far down the list, Wallis Bank gives a project little local depth.

Wallis Bank: floors on cancelled and charged-off loans

12.2% is the cancellation floor at Wallis Bank, across FY2017 to FY2024 approvals. 12.2% is the ceiling as well, so Wallis Bank undisbursed loans change nothing. Among 462 loans disbursed FY2017 to FY2021, Wallis Bank has 4.1% charged off, a floor. The five-year figure for Wallis Bank is withheld by Loan Analytics. Wallis Bank outcomes show; reasons do not. Wallis Bank cohort rates cover FY2017 to FY2021 disbursements. Wallis Bank: 12.2% is a floor, 981 loans notwithstanding, not a forecast. Wallis Bank loans keep seasoning, 981 of them; 12.2%, a floor, may climb.

Wallis Bank: a borrower's view

Wallis Bank, a bank or lender: 981 recorded loans lend context. Wallis Bank credit standards stay undescribed. At Wallis Bank, weigh Texas then gas station and truck stop, 981 loans deep, against the project. Sources beside Wallis Bank should be listed in the study, 981 loans or not.

981 loans at Wallis Bank are context only. For the project, Texas or elsewhere, Wallis Bank proves nothing. Gas station and truck stop demand: 981 loans at Wallis Bank set none; Texas conditions decide, not Wallis Bank. Each budget line, 981 loans aside, meets raised funds. 981 loans give Wallis Bank breadth, not depth. 981 loans or one, a margin must absorb 12.2% at least, Wallis Bank aside. Wallis Bank aside, debt service coverage keeps 12.2% in view, on stabilized income. Collateral for Wallis Bank rests on the appraisal. Wallis Bank: a study delivers a file, never approval.