Northwest Bank (PA): SBA Lending Record
What SBA's own loan files show about Northwest Bank (PA) as an SBA lender, and how a lender's record bears on a feasibility study.
Northwest Bank (PA) as holder
Northwest Bank (PA) holds 1,115 loans for FY2017 to FY2026. At Northwest Bank (PA), the gross dollars approved are $531.9 million. Not one of the 1,115 at Northwest Bank (PA) is an SBA 504 loan; all 1,115 are SBA 7(a). Northwest Bank (PA): state of record Pennsylvania. Northwest Bank (PA) is shown as holder of 1,115 loans at last record, or now. At Northwest Bank (PA), SBA stands behind the 1,115. A loan Northwest Bank (PA) passed on no longer shows under Northwest Bank (PA).
Northwest Bank (PA): named classes
752 of the 1,115 loans at Northwest Bank (PA) are unplaced. That limits Northwest Bank (PA)'s class view. Northwest Bank (PA): full-service restaurant first, at 82, next limited-service restaurant at 70; fitness center at 27. Further at Northwest Bank (PA): coffee shop and snack bar at 26; automotive mechanical repair at 23, beauty salon at 19. Last at Northwest Bank (PA): liquor store at 18, next child care center at 17; grocery store at 15. Also at Northwest Bank (PA): beverage manufacturing at 11, then medical office at 10, next car wash at 6. With 752 unplaced loans in front, Northwest Bank (PA) offers class evidence for part of 1,115.
Northwest Bank (PA): states
The largest state for Northwest Bank (PA) is Pennsylvania at 528 loans, then New York with 177 and Ohio with 176. The Northwest Bank (PA) table continues through Indiana at 46, Florida at 30, Colorado at 25, Massachusetts at 17, New Hampshire at 11, Texas at 11 and California at 9, then smaller counts. For Northwest Bank (PA), 1,115 loans show holdings, not a lending territory.
Northwest Bank (PA): the floors
Northwest Bank (PA)'s FY2017 to FY2024 approvals: 7.2% or more cancelled, a floor among 1,115. Our own rule withholds the Northwest Bank (PA) ceiling. Northwest Bank (PA)'s cohorts are too small. Of Northwest Bank (PA)'s 343 FY2017 to FY2021 disbursements, at least 0.00% stand charged off to date; 0.00% stood so inside five years of approval. The Northwest Bank (PA) figure of 0.00% is a floor. Open Northwest Bank (PA) loans can still be charged off.
Northwest Bank (PA): how to read it
The Northwest Bank (PA) record gives a book's shape. 1,115 loans mark where Northwest Bank (PA) holds SBA loans. 7.2% cancelled marks where Northwest Bank (PA) approvals fell away, a floor for 1,115. Neither figure decides a Northwest Bank (PA) request. A Northwest Bank (PA) request has own demand and cost. The Northwest Bank (PA) study should say which of the 1,115 loans resemble the project. For Northwest Bank (PA), it should name differences. 1,115 loans, read plainly, give Northwest Bank (PA) a fair view. A floor of 7.2% is history for Northwest Bank (PA), not a forecast.
Northwest Bank (PA): study to bring
A borrower weighing Northwest Bank (PA) should treat 1,115 loans as context, not a promise from Northwest Bank (PA). In full-service restaurant, Northwest Bank (PA) shows 82 loans as a reference point. Northwest Bank (PA): the study tests sales per seat. Northwest Bank (PA) needs labour cost tested too. Show Northwest Bank (PA) coverage in a slow year too. Northwest Bank (PA) needs an appraisal that supports it. Northwest Bank (PA) offers just 752 unplaced loans for an unnamed type. Northwest Bank (PA)'s study makes the case. Northwest Bank (PA) holds 528 loans in Pennsylvania. Elsewhere, Northwest Bank (PA) holdings need a reason. Cancelled at Northwest Bank (PA): a floor of 7.2%. Approval is not funding. A Northwest Bank (PA) study should hold up under delay.
SBA loans held by Northwest Bank (PA)
SBA guarantees these loans; the lender does not. The lender's name and every figure come from the U.S. Small Business Administration's public 7(a) and 504 FOIA file (data.sba.gov).
7(a) lender is the bank or lender the loan is currently assigned to (or last held it), as SBA records it; 504 lender is the Certified Development Company (CDC). 504 third-party (first-lien) lenders are free text with no identifier and are not credited.
| Loans approved, FY2017 to FY2026 | 1,115 |
|---|---|
| Gross dollars approved | $531.9 million |
| SBA 7(a) loans | 1,115 |
| SBA 504 loans | 0 |
Cancellation and charge-off
| Cancelled after approval, FY2017 to FY2024 approvals (a floor) | 7.2% |
|---|---|
| The same, counting loans still undisbursed as cancelled (a ceiling) | withheld |
| Charged off to date, FY2017 to FY2021 disbursed loans (a floor) | 0.00% |
| Charged off within five years of approval | 0.00% |
| Loans in that cohort | 343 |
Both rates are floors. SBA withholds the status of open loans, so a loan counts as charged off only once SBA reports it; a rate needs at least 30 loans in its cohort and is otherwise not reported.
Loans by asset class
| Asset class | Loans |
|---|---|
| Not in any of the 39 asset classes | 752 |
| Full-service restaurant | 82 |
| Limited-service restaurant | 70 |
| Fitness center | 27 |
| Coffee shop and snack bar | 26 |
| Automotive mechanical repair (car and truck) | 23 |
| Beauty salon | 19 |
| Liquor store | 18 |
| Child care center | 17 |
| Grocery store | 15 |
| Beverage manufacturing (breweries, wineries, distilleries) | 11 |
| Medical office (physicians) | 10 |
| Car wash | 6 |
| Hotel and motel | 6 |
| Rehabilitation and therapy clinic | 5 |
Classes with 5 or more loans; smaller ones are withheld, and more where a small one could be derived.
Loans by project state
| State or area | Loans |
|---|---|
| Pennsylvania | 528 |
| New York | 177 |
| Ohio | 176 |
| Indiana | 46 |
| Florida | 30 |
| Colorado | 25 |
| Massachusetts | 17 |
| New Hampshire | 11 |
| Texas | 11 |
| California | 9 |
| Illinois | 9 |
| North Carolina | 8 |
| Tennessee | 7 |
| Connecticut | 6 |
| Maine | 6 |
| New Jersey | 5 |
States with 5 or more loans; smaller ones are withheld, and more where a small one could be derived.
A value marked withheld rests on fewer than 5 loans, or is withheld so that such a figure cannot be derived from other published figures.
Source: U.S. Small Business Administration, 7(a) and 504 loan-level FOIA files (data.sba.gov), as of 2026-09-30; Loan Analytics lender cell LP-fdic-28178.
Related feasibility study pages
- SBA Lender Feasibility Study Data
- SBA feasibility study consultant
- First Commonwealth Bank: SBA Lending Record
- First National Bank of Pennsylvania: SBA Lending Record
- Fulton Bank, National Association: SBA Lending Record
- Customers Bank: SBA Lending Record
- Meridian Bank: SBA Lending Record
- Mid Penn Bank: SBA Lending Record
- Firstrust Savings Bank: SBA Lending Record
- Univest Bank and Trust Co: SBA Lending Record
Loan Analytics prepares the feasibility study a lender reads before it commits: for a commercial project anywhere in the United States, financed under SBA 7(a), SBA 504, USDA Business and Industry or a conventional bank loan, by Northwest Bank (PA) or any other lender. Tell us the project and the lender's deadline, and we reply with scope, timeline and fee.
Request Scope & Timeline
Start with the data.
Contact Us