Firstrust Savings Bank: SBA Lending Record
What SBA's own loan files show about Firstrust Savings Bank as an SBA lender, and how a lender's record bears on a feasibility study.
The FY2017 to FY2026 record for Firstrust Savings Bank runs to 441 approved loans and $482.7 million gross. The $482.7 million for Firstrust Savings Bank counts approved dollars, not balances. Firstrust Savings Bank appears only under SBA 7(a), with 441 loans. Under SBA 504, Firstrust Savings Bank shows 0 loans. SBA records Firstrust Savings Bank as holder, now or earlier, of 441 loans. The guarantee is SBA's, never Firstrust Savings Bank's. Every one of the 441 loans counts toward Firstrust Savings Bank because SBA shows it as holder. For Firstrust Savings Bank, the split means SBA 7(a) only: 441 loans. Here, Firstrust Savings Bank means the holder SBA names. Firstrust Savings Bank's 441 loans span FY2017 to FY2026 approvals.
Firstrust Savings Bank: asset classes and states
Firstrust Savings Bank's classes run veterinary clinic with 75 loans; liquor store with 21 loans; limited-service restaurant with 15 loans. 265 loans credited to Firstrust Savings Bank sit outside every class we break out. Firstrust Savings Bank's 441 loans extend past the classes above. Firstrust Savings Bank lists 75 loans in veterinary clinic. Firstrust Savings Bank's states by loans: Pennsylvania with 191 loans; New Jersey with 98 loans; Maryland with 39 loans. Firstrust Savings Bank's sample for Pennsylvania sites is 191 loans. Firstrust Savings Bank's counts are a map only.
Firstrust Savings Bank: outcome floors
6.6% of Firstrust Savings Bank approvals, FY2017 to FY2024, were cancelled. For Firstrust Savings Bank, 6.6% is a floor. Firstrust Savings Bank's floor stops at FY2024 approvals. Firstrust Savings Bank shows no ceiling. Firstrust Savings Bank falls under Loan Analytics' own rule. Firstrust Savings Bank has no charge-off rate here. For Firstrust Savings Bank, under 30 loans means no rate. Firstrust Savings Bank: its disbursed cohort is small. Firstrust Savings Bank: a blank is not a zero.
Firstrust Savings Bank: the study comes first
Firstrust Savings Bank's $482.7 million and 441 loans are on record. At Firstrust Savings Bank, demand comes first: who pays? For Firstrust Savings Bank, cost is second; 441 loans do not replace a quote. For Firstrust Savings Bank, third is debt service coverage. Firstrust Savings Bank: 6.6% is a floor. At Firstrust Savings Bank, the appraisal comes last: 441 loans cannot set your value. Firstrust Savings Bank's record cannot settle cost. Here Firstrust Savings Bank is a holder, not a verdict. Firstrust Savings Bank's 441 loans state nothing about its requirements. Ask Firstrust Savings Bank directly. Test first, then compare with Firstrust Savings Bank's 441 loans. Ask Firstrust Savings Bank what a complete study contains.
SBA loans held by Firstrust Savings Bank
SBA guarantees these loans; the lender does not. The lender's name and every figure come from the U.S. Small Business Administration's public 7(a) and 504 FOIA file (data.sba.gov).
7(a) lender is the bank or lender the loan is currently assigned to (or last held it), as SBA records it; 504 lender is the Certified Development Company (CDC). 504 third-party (first-lien) lenders are free text with no identifier and are not credited.
| Loans approved, FY2017 to FY2026 | 441 |
|---|---|
| Gross dollars approved | $482.7 million |
| SBA 7(a) loans | 441 |
| SBA 504 loans | 0 |
Cancellation and charge-off
| Cancelled after approval, FY2017 to FY2024 approvals (a floor) | 6.6% |
|---|---|
| The same, counting loans still undisbursed as cancelled (a ceiling) | withheld |
| Charged off to date, FY2017 to FY2021 disbursed loans (a floor) | withheld |
Both rates are floors. SBA withholds the status of open loans, so a loan counts as charged off only once SBA reports it; a rate needs at least 30 loans in its cohort and is otherwise not reported.
Loans by asset class
| Asset class | Loans |
|---|---|
| Not in any of the 39 asset classes | 265 |
| Veterinary clinic | 75 |
| Liquor store | 21 |
| Limited-service restaurant | 15 |
| Beauty salon | 14 |
| Child care center | 13 |
| Fitness center | 8 |
| Automotive mechanical repair (car and truck) | 7 |
| Dental office | 6 |
Classes with 5 or more loans; smaller ones are withheld, and more where a small one could be derived.
Loans by project state
| State or area | Loans |
|---|---|
| Pennsylvania | 191 |
| New Jersey | 98 |
| Maryland | 39 |
| New York | 20 |
| Virginia | 15 |
| Florida | 10 |
| New Mexico | 7 |
| Connecticut | 6 |
| Delaware | 6 |
| Indiana | 5 |
| Massachusetts | 5 |
| Tennessee | 5 |
| Texas | 5 |
States with 5 or more loans; smaller ones are withheld, and more where a small one could be derived.
A value marked withheld rests on fewer than 5 loans, or is withheld so that such a figure cannot be derived from other published figures.
Source: U.S. Small Business Administration, 7(a) and 504 loan-level FOIA files (data.sba.gov), as of 2026-09-30; Loan Analytics lender cell LP-fdic-26647.
Related feasibility study pages
- SBA Lender Feasibility Study Data
- SBA feasibility study consultant
- First Commonwealth Bank: SBA Lending Record
- First National Bank of Pennsylvania: SBA Lending Record
- Fulton Bank, National Association: SBA Lending Record
- Northwest Bank (PA): SBA Lending Record
- Customers Bank: SBA Lending Record
- Meridian Bank: SBA Lending Record
- Mid Penn Bank: SBA Lending Record
- Univest Bank and Trust Co: SBA Lending Record
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