Mountain West Small Business Finance: SBA Lending Record
What SBA's own loan files show about Mountain West Small Business Finance as an SBA lender, and how a lender's record bears on a feasibility study.
The FY2017 to FY2026 record for Mountain West Small Business Finance runs to 2,394 approved loans and $2.20 billion gross. The $2.20 billion for Mountain West Small Business Finance counts approved dollars, not balances. Mountain West Small Business Finance shows 44 SBA 7(a) loans beside 2,350 SBA 504 loans. 2,394 loans are records SBA keeps on Mountain West Small Business Finance. SBA, not Mountain West Small Business Finance, carries each guarantee. For SBA 504, Mountain West Small Business Finance is the CDC. SBA 504 credits Mountain West Small Business Finance, not first-lien lenders. The 2,350 SBA 504 loans are credited to Mountain West Small Business Finance. Mountain West Small Business Finance has 44 7(a) loans assigned to it. Mountain West Small Business Finance may meet a study under either program: 44 loans sit under SBA 7(a), 2,350 under SBA 504. Here, Mountain West Small Business Finance means the holder SBA names. Mountain West Small Business Finance's 2,394 loans span FY2017 to FY2026 approvals.
Mountain West Small Business Finance: where the loans sit
For Mountain West Small Business Finance, these classes lead: full-service restaurant with 97 loans; hotel and motel with 96 loans; dental office with 78 loans. Another 1,588 loans credited to Mountain West Small Business Finance fall outside all of those classes. Mountain West Small Business Finance's 2,394 loans: a slice sits in named classes. Mountain West Small Business Finance lists 97 loans in full-service restaurant. Mountain West Small Business Finance loans lead, by state, in Utah with 2,006 loans; Colorado with 136 loans; Wyoming with 98 loans. Mountain West Small Business Finance's sample for Utah sites is 2,006 loans. Mountain West Small Business Finance's counts are a map only.
Mountain West Small Business Finance: cancelled and charged-off loans
8.3% of Mountain West Small Business Finance approvals, FY2017 to FY2024, were cancelled. For Mountain West Small Business Finance, 8.3% is a floor. Mountain West Small Business Finance's floor stops at FY2024 approvals. For Mountain West Small Business Finance, 10.5% is the ceiling. The Mountain West Small Business Finance ceiling counts undisbursed loans as cancelled. The Mountain West Small Business Finance rate sits between 8.3% and 10.5%. Mountain West Small Business Finance has no charge-off rate here. For Mountain West Small Business Finance, under 30 loans means no rate. Mountain West Small Business Finance: its disbursed cohort is small. Mountain West Small Business Finance: a blank is not a zero.
Mountain West Small Business Finance: what a study must test
Mountain West Small Business Finance's $2.20 billion and 2,394 loans are on record. At Mountain West Small Business Finance, demand comes first: who pays? For Mountain West Small Business Finance, cost is second; 2,394 loans do not replace a quote. For Mountain West Small Business Finance, third is debt service coverage. Mountain West Small Business Finance: 8.3% is a floor. At Mountain West Small Business Finance, the appraisal comes last: 2,394 loans cannot set your value. Mountain West Small Business Finance's record cannot settle cost. Here Mountain West Small Business Finance is a holder, not a verdict. Mountain West Small Business Finance's 2,394 loans state nothing about its requirements. Ask Mountain West Small Business Finance directly. Test first, then compare with Mountain West Small Business Finance's 2,394 loans. Ask Mountain West Small Business Finance what a complete study contains.
SBA loans held by Mountain West Small Business Finance
SBA guarantees these loans; the lender does not. The lender's name and every figure come from the U.S. Small Business Administration's public 7(a) and 504 FOIA file (data.sba.gov).
7(a) lender is the bank or lender the loan is currently assigned to (or last held it), as SBA records it; 504 lender is the Certified Development Company (CDC). 504 third-party (first-lien) lenders are free text with no identifier and are not credited.
One organisation under two SBA identifiers: a CDC (504) that also lends under 7(a), linked by equal normalised name and equal lender state (manifests/ld2/lender-links.csv).
| Loans approved, FY2017 to FY2026 | 2,394 |
|---|---|
| Gross dollars approved | $2.20 billion |
| SBA 7(a) loans | 44 |
| SBA 504 loans | 2,350 |
Cancellation and charge-off
| Cancelled after approval, FY2017 to FY2024 approvals (a floor) | 8.3% |
|---|---|
| The same, counting loans still undisbursed as cancelled (a ceiling) | 10.5% |
| Charged off to date, FY2017 to FY2021 disbursed loans (a floor) | withheld |
Both rates are floors. SBA withholds the status of open loans, so a loan counts as charged off only once SBA reports it; a rate needs at least 30 loans in its cohort and is otherwise not reported.
Loans by asset class
| Asset class | Loans |
|---|---|
| Not in any of the 39 asset classes | 1,588 |
| Full-service restaurant | 97 |
| Hotel and motel | 96 |
| Dental office | 78 |
| Self storage | 66 |
| Automotive mechanical repair (car and truck) | 54 |
| Limited-service restaurant | 49 |
| Child care center | 44 |
| Car wash | 41 |
| Medical office (physicians) | 35 |
| Assisted living (without nursing care) | 30 |
| Gas station and truck stop | 27 |
| Beauty salon | 24 |
| Behavioral health and addiction treatment | 22 |
| Veterinary clinic | 20 |
| Skilled nursing | 19 |
| Rehabilitation and therapy clinic | 16 |
| RV park and campground | 14 |
| School (elementary and secondary, including charter) | 14 |
| Fitness center | 14 |
| Coffee shop and snack bar | 12 |
| Grocery store | 9 |
| Nonresidential lessor (flex, office and retail investor buildings) | 5 |
Classes with 5 or more loans; smaller ones are withheld, and more where a small one could be derived.
Loans by project state
States with 5 or more loans; smaller ones are withheld, and more where a small one could be derived.
A value marked withheld rests on fewer than 5 loans, or is withheld so that such a figure cannot be derived from other published figures.
Source: U.S. Small Business Administration, 7(a) and 504 loan-level FOIA files (data.sba.gov), as of 2026-09-30; Loan Analytics lender cell LP-cdc-0188138.
Related feasibility study pages
- SBA Lender Feasibility Study Data
- Feasibility studies for SBA 7(a) and 504 loans
- Celtic Bank Corporation: SBA Lending Record
- Zions Bancorporation, National Association: SBA Lending Record
- Mountain America FCU: SBA Lending Record
- America First Federal Credit Union: SBA Lending Record
- FinWise Bank: SBA Lending Record
- Happen Bank: SBA Lending Record
- Central Bank (UT): SBA Lending Record
- Intermountain Business Lending, Inc.: SBA Lending Record
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