Intermountain Business Lending, Inc.: SBA Lending Record
What SBA's own loan files show about Intermountain Business Lending, Inc. as an SBA lender, and how a lender's record bears on a feasibility study.
$511.5 million in gross dollars and 564 approved loans make up the Intermountain Business Lending, Inc. entry for FY2017 to FY2026. The $511.5 million for Intermountain Business Lending, Inc. counts approved dollars, not balances. Intermountain Business Lending, Inc. appears only under SBA 504, with 564 loans. Under SBA 7(a), Intermountain Business Lending, Inc. shows 0 loans. SBA records Intermountain Business Lending, Inc. as holder, now or earlier, of 564 loans. The guarantee is SBA's, never Intermountain Business Lending, Inc.'s. For SBA 504, Intermountain Business Lending, Inc. is the CDC. SBA 504 credits Intermountain Business Lending, Inc., not first-lien lenders. The 564 SBA 504 loans are credited to Intermountain Business Lending, Inc. Intermountain Business Lending, Inc. reflects only SBA 504 rules. Here, Intermountain Business Lending, Inc. means the holder SBA names. Intermountain Business Lending, Inc.'s 564 loans span FY2017 to FY2026 approvals.
Intermountain Business Lending, Inc.: classes and geography
Intermountain Business Lending, Inc.'s classes run automotive mechanical repair, 23 loans; full-service restaurant, 19 loans; dental office, 18 loans. 407 loans credited to Intermountain Business Lending, Inc. sit outside every class we break out. Intermountain Business Lending, Inc.'s 564 loans extend past the classes above. Intermountain Business Lending, Inc. holds 23 in automotive mechanical repair. Intermountain Business Lending, Inc.'s state listing shows only Utah, with 548 loans. Set beside Intermountain Business Lending, Inc.'s 564 loans, that is its share. Intermountain Business Lending, Inc.'s counts are a map only.
Intermountain Business Lending, Inc.: cancellations and charge-offs
8.4% of Intermountain Business Lending, Inc. approvals, FY2017 to FY2024, were cancelled. For Intermountain Business Lending, Inc., 8.4% is a floor. Intermountain Business Lending, Inc.'s floor stops at FY2024 approvals. Intermountain Business Lending, Inc. shows no ceiling. Intermountain Business Lending, Inc. falls under Loan Analytics' own rule. For Intermountain Business Lending, Inc., under 30 loans means no rate. Intermountain Business Lending, Inc.: the cohort runs FY2017 to FY2021. Intermountain Business Lending, Inc.'s cohort holds 279 disbursed loans. 0.00% of Intermountain Business Lending, Inc. loans are charged off to date. For Intermountain Business Lending, Inc., 0.00% is a floor. Intermountain Business Lending, Inc.: the two rates cover different loans. Intermountain Business Lending, Inc.: 0.00% charged off within 5 years.
Intermountain Business Lending, Inc.: testing a project
Intermountain Business Lending, Inc. holds 564 recorded loans, $511.5 million in all. At Intermountain Business Lending, Inc., demand comes first: who pays? For Intermountain Business Lending, Inc., cost is second; 564 loans do not replace a quote. For Intermountain Business Lending, Inc., third is debt service coverage. Intermountain Business Lending, Inc.: 0.00% and 8.4% are floors. At Intermountain Business Lending, Inc., the appraisal comes last: 564 loans cannot set your value. Intermountain Business Lending, Inc.'s record cannot settle cost. Here Intermountain Business Lending, Inc. is a holder, not a verdict. Intermountain Business Lending, Inc.'s 564 loans state nothing about its requirements. Ask Intermountain Business Lending, Inc. directly. Test first, then compare with Intermountain Business Lending, Inc.'s 564 loans. Ask Intermountain Business Lending, Inc. what a complete study contains.
SBA loans held by Intermountain Business Lending, Inc.
SBA guarantees these loans; the lender does not. The lender's name and every figure come from the U.S. Small Business Administration's public 7(a) and 504 FOIA file (data.sba.gov).
7(a) lender is the bank or lender the loan is currently assigned to (or last held it), as SBA records it; 504 lender is the Certified Development Company (CDC). 504 third-party (first-lien) lenders are free text with no identifier and are not credited.
| Loans approved, FY2017 to FY2026 | 564 |
|---|---|
| Gross dollars approved | $511.5 million |
| SBA 7(a) loans | 0 |
| SBA 504 loans | 564 |
Cancellation and charge-off
| Cancelled after approval, FY2017 to FY2024 approvals (a floor) | 8.4% |
|---|---|
| The same, counting loans still undisbursed as cancelled (a ceiling) | withheld |
| Charged off to date, FY2017 to FY2021 disbursed loans (a floor) | 0.00% |
| Charged off within five years of approval | 0.00% |
| Loans in that cohort | 279 |
Both rates are floors. SBA withholds the status of open loans, so a loan counts as charged off only once SBA reports it; a rate needs at least 30 loans in its cohort and is otherwise not reported.
Loans by asset class
| Asset class | Loans |
|---|---|
| Not in any of the 39 asset classes | 407 |
| Automotive mechanical repair (car and truck) | 23 |
| Full-service restaurant | 19 |
| Dental office | 18 |
| Hotel and motel | 12 |
| Medical office (physicians) | 9 |
| Behavioral health and addiction treatment | 8 |
| Gas station and truck stop | 7 |
| Self storage | 7 |
| Child care center | 6 |
| Car wash | 5 |
| Rehabilitation and therapy clinic | 5 |
| School (elementary and secondary, including charter) | 5 |
| Limited-service restaurant | 5 |
Classes with 5 or more loans; smaller ones are withheld, and more where a small one could be derived.
Loans by project state
| State or area | Loans |
|---|---|
| Utah | 548 |
States with 5 or more loans; smaller ones are withheld, and more where a small one could be derived.
A value marked withheld rests on fewer than 5 loans, or is withheld so that such a figure cannot be derived from other published figures.
Source: U.S. Small Business Administration, 7(a) and 504 loan-level FOIA files (data.sba.gov), as of 2026-09-30; Loan Analytics lender cell LP-cdc-0188216.
Related feasibility study pages
- SBA Lender Feasibility Study Data
- Feasibility studies for SBA 7(a) and 504 loans
- Celtic Bank Corporation: SBA Lending Record
- Zions Bancorporation, National Association: SBA Lending Record
- Mountain West Small Business Finance: SBA Lending Record
- Mountain America FCU: SBA Lending Record
- America First Federal Credit Union: SBA Lending Record
- FinWise Bank: SBA Lending Record
- Happen Bank: SBA Lending Record
- Central Bank (UT): SBA Lending Record
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