$239.1 million in gross dollars and 648 approved loans make up the Central Bank (UT) entry for FY2017 to FY2026. The $239.1 million for Central Bank (UT) counts approved dollars, not balances. 648 loans sit under SBA 7(a), every Central Bank (UT) loan here. Central Bank (UT) reads 0 under SBA 504. 648 loans are records SBA keeps on Central Bank (UT). SBA, not Central Bank (UT), carries each guarantee. Each of the 648 loans is assigned to Central Bank (UT) now, or last held by it. Central Bank (UT) is an SBA 7(a) record of 648 loans, in program terms. Here, Central Bank (UT) means the holder SBA names. Central Bank (UT)'s 648 loans span FY2017 to FY2026 approvals.

Central Bank (UT): asset classes

For Central Bank (UT), these classes lead: limited-service restaurant, 24 loans; medical office, 16 loans; fitness center, 16 loans. Another 509 loans credited to Central Bank (UT) fall outside all of those classes. Central Bank (UT)'s 648 loans: a slice sits in named classes. Central Bank (UT) holds 24 in limited-service restaurant. Central Bank (UT)'s counts are a map only.

Central Bank (UT): cancelled and charged-off loans

5.9% of Central Bank (UT) approvals, FY2017 to FY2024, were cancelled. For Central Bank (UT), 5.9% is a floor. Central Bank (UT)'s floor stops at FY2024 approvals. For Central Bank (UT), 5.9% is the ceiling. The Central Bank (UT) ceiling counts undisbursed loans as cancelled. Central Bank (UT): rates match, so the floor stands. Central Bank (UT): the cohort runs FY2017 to FY2021. Central Bank (UT)'s cohort holds 264 disbursed loans. 1.9% of Central Bank (UT) loans are charged off to date. For Central Bank (UT), 1.9% is a floor. Central Bank (UT): the two rates cover different loans. Central Bank (UT)'s five-year rate is withheld. For Central Bank (UT), under 30 loans means no rate.

Central Bank (UT): what a study must test

Central Bank (UT) holds 648 recorded loans, $239.1 million in all. At Central Bank (UT), demand comes first: who pays? For Central Bank (UT), cost is second; 648 loans do not replace a quote. For Central Bank (UT), third is debt service coverage. Central Bank (UT): 1.9% and 5.9% are floors. At Central Bank (UT), the appraisal comes last: 648 loans cannot set your value. Central Bank (UT)'s record cannot settle cost. Here Central Bank (UT) is a holder, not a verdict. Central Bank (UT)'s 648 loans state nothing about its requirements. Ask Central Bank (UT) directly. Test first, then compare with Central Bank (UT)'s 648 loans. Ask Central Bank (UT) what a complete study contains.

SBA loans held by Central Bank (UT)

SBA guarantees these loans; the lender does not. The lender's name and every figure come from the U.S. Small Business Administration's public 7(a) and 504 FOIA file (data.sba.gov).

7(a) lender is the bank or lender the loan is currently assigned to (or last held it), as SBA records it; 504 lender is the Certified Development Company (CDC). 504 third-party (first-lien) lenders are free text with no identifier and are not credited.

Loans approved, FY2017 to FY2026	648
Gross dollars approved	$239.1 million
SBA 7(a) loans	648
SBA 504 loans	0

Cancellation and charge-off

Cancelled after approval, FY2017 to FY2024 approvals (a floor)	5.9%
The same, counting loans still undisbursed as cancelled (a ceiling)	5.9%
Charged off to date, FY2017 to FY2021 disbursed loans (a floor)	1.9%
Charged off within five years of approval	withheld
Loans in that cohort	264

Both rates are floors. SBA withholds the status of open loans, so a loan counts as charged off only once SBA reports it; a rate needs at least 30 loans in its cohort and is otherwise not reported.

Loans by asset class

Asset class	Loans
Not in any of the 39 asset classes	509
Limited-service restaurant	24
Medical office (physicians)	16
Fitness center	16
Dental office	12
Beauty salon	12
Coffee shop and snack bar	12
Automotive mechanical repair (car and truck)	11
Full-service restaurant	11
Rehabilitation and therapy clinic	6

Classes with 5 or more loans; smaller ones are withheld, and more where a small one could be derived.

The state breakdown is withheld, so that no group of fewer than 5 loans can be derived.

A value marked withheld rests on fewer than 5 loans, or is withheld so that such a figure cannot be derived from other published figures.

Source: U.S. Small Business Administration, 7(a) and 504 loan-level FOIA files (data.sba.gov), as of 2026-09-30; Loan Analytics lender cell LP-fdic-9204.

Related feasibility study pages

Loan Analytics prepares the feasibility study a lender reads before it commits: for a commercial project anywhere in the United States, financed under SBA 7(a), SBA 504, USDA Business and Industry or a conventional bank loan, by Central Bank (UT) or any other lender. Tell us the project and the lender's deadline, and we reply with scope, timeline and fee.

Daniel Smith, MAI

Central Bank (UT): SBA Lending Record