City National Bank in SBA's loan files

587 loans carry City National Bank as holder across FY2017 to FY2026: $635.2 million gross. City National Bank is recorded by SBA in California. The 587 loans count as holdings: City National Bank is current or last holder, per SBA. 587 loans belong to SBA 7(a). City National Bank has 0 under SBA 504. City National Bank's FY2026 is a complete fiscal year. $635.2 million gross across 587 loans is the scale of City National Bank's record. The 587 loans carry SBA's guarantee and not City National Bank's, so no policy shows here.

453 of City National Bank's 587 loans have no named class. Classes at City National Bank: Medical office (physicians), 25; Full-service restaurant (24); Limited-service restaurant, 14; Dental office at 12; Automotive mechanical repair (car and truck) (9); Coffee shop and snack bar at 9; Nonresidential lessor (flex, office and retail investor buildings) (8); Fitness center at 6; Child care center (5). 25 Medical office (physicians) loans sit beside 453 unclassed ones in City National Bank's 587. A class view of City National Bank spans part of 587. 24 Full-service restaurant loans trail 25 Medical office (physicians) at City National Bank.

City National Bank: where the loans sit

City National Bank shows these states: California (446); Nevada (37); New York (26); Arizona, 24; New Jersey, 8; Georgia at 7; Maryland at 6; Texas (6); Florida at 5. California is also where SBA records City National Bank, so the book starts at home. 446 of City National Bank's 587 loans sit in California. City National Bank's table maps 587 loans, no boundary for sites beyond California.

City National Bank outcome floors

Among FY2017 to FY2024 approvals, 19.2% or more were cancelled, a floor. Ceiling 19.2%, identical to the floor. 0.00% is the charged-off floor across 111 loans disbursed in FY2017 to FY2021. 0.00% for charge-offs by year five. 0.00% is the floor, so SBA shows no charge-off in 111 loans to date. A 19.2% floor at City National Bank says approval is no funding. In 111 loans, 0.00% charged off, so cash flow must hold. At City National Bank, test one is site demand. At City National Bank, test two is full project cost. At City National Bank, test three is debt service coverage. For City National Bank, test four is the appraisal.

City National Bank's book gives a lender $635.2 million gross across 587 loans. City National Bank's file hands a borrower 587 holdings and no terms. Nothing in City National Bank's 587 loans predicts its answer to a request. 25 Medical office (physicians) loans come first. City National Bank's file ends at holdings. For City National Bank, bring a self-standing study. City National Bank appears here as holder of 587 loans, and the record ends there.

SBA loans held by City National Bank

SBA guarantees these loans; the lender does not. The lender's name and every figure come from the U.S. Small Business Administration's public 7(a) and 504 FOIA file (data.sba.gov).

7(a) lender is the bank or lender the loan is currently assigned to (or last held it), as SBA records it; 504 lender is the Certified Development Company (CDC). 504 third-party (first-lien) lenders are free text with no identifier and are not credited.

Loans approved, FY2017 to FY2026	587
Gross dollars approved	$635.2 million
SBA 7(a) loans	587
SBA 504 loans	0

Cancellation and charge-off

Cancelled after approval, FY2017 to FY2024 approvals (a floor)	19.2%
The same, counting loans still undisbursed as cancelled (a ceiling)	19.2%
Charged off to date, FY2017 to FY2021 disbursed loans (a floor)	0.00%
Charged off within five years of approval	0.00%
Loans in that cohort	111

Both rates are floors. SBA withholds the status of open loans, so a loan counts as charged off only once SBA reports it; a rate needs at least 30 loans in its cohort and is otherwise not reported.

Loans by asset class

Asset class	Loans
Not in any of the 39 asset classes	453
Medical office (physicians)	25
Full-service restaurant	24
Limited-service restaurant	14
Dental office	12
Automotive mechanical repair (car and truck)	9
Coffee shop and snack bar	9
Nonresidential lessor (flex, office and retail investor buildings)	8
Fitness center	6
Child care center	5

Classes with 5 or more loans; smaller ones are withheld, and more where a small one could be derived.

Loans by project state

State or area	Loans
California	446
Nevada	37
New York	26
Arizona	24
New Jersey	8
Georgia	7
Maryland	6
Texas	6
Florida	5

States with 5 or more loans; smaller ones are withheld, and more where a small one could be derived.

A value marked withheld rests on fewer than 5 loans, or is withheld so that such a figure cannot be derived from other published figures.

Source: U.S. Small Business Administration, 7(a) and 504 loan-level FOIA files (data.sba.gov), as of 2026-09-30; Loan Analytics lender cell LP-fdic-17281.

Related feasibility study pages

Loan Analytics prepares the feasibility study a lender reads before it commits: for a commercial project anywhere in the United States, financed under SBA 7(a), SBA 504, USDA Business and Industry or a conventional bank loan, by City National Bank or any other lender. Tell us the project and the lender's deadline, and we reply with scope, timeline and fee.

Daniel Smith, MAI

City National Bank: SBA Lending Record