Capital One National Association: SBA Lending Record

Capital One National Association: loans and programs

Capital One National Association stands at 749 approved loans and $652.3 million gross, FY2017 to FY2026. Capital One National Association does not guarantee these 749 loans; SBA does. The figures for Capital One National Association are loan records only. These 749 loans are ones that SBA shows Capital One National Association holding, now or before. Program split at Capital One National Association: 749 for 7(a), 0 for 504. VA is the lender state SBA records for Capital One National Association.

Asset classes and states in the Capital One National Association book

The followed classes leave 510 of Capital One National Association's 749 loans unclassified. Across tracked classes, Capital One National Association stands thus: Limited-service restaurant (58), Medical office (physicians) (31), Child care center (29), Full-service restaurant (24), Dental office (15), Automotive mechanical repair (car and truck) (13), Coffee shop and snack bar (13), School (elementary and secondary, including charter) (11), Rehabilitation and therapy clinic (9), Car wash (5). The smallest followed class is Hotel and motel, at 5. Limited-service restaurant borrowers can place a project against 58 such loans at Capital One National Association. Capital One National Association shows 31 loans in Medical office (physicians), the next class. In Child care center, Capital One National Association shows 29 loans. New York ranks second among states for Capital One National Association, at 147 loans. By state, Capital One National Association begins Texas (217), New York (147), Louisiana (73), Florida (60), New Jersey (50), Virginia (46), Maryland (37), California (25), Arizona (21), District of Columbia (14), Illinois (11), Georgia (9). The state list closes with Delaware, 5 loans. Lender state in the file: VA, while the largest state by loans is Texas.

Cancellation and charge-off floors for Capital One National Association

The cancellation floor for Capital One National Association is 13.1% on FY2017 to FY2024 approvals. Above 13.1%, the ceiling for Capital One National Association is held back by Loan Analytics' test of fewer than 30 loans, so no number takes its place and a gap is not a zero. On the FY2017 to FY2021 disbursements of Capital One National Association, 3.7% have a charge-off on file, a floor, in a cohort of 402 loans. Capital One National Association shows 1.2% charged off within five years of approval. Capital One National Association shows floors, not final rates, so further charge-offs in the cohort can only raise it.

What a study should test with Capital One National Association

Limited-service restaurant at Capital One National Association leads off with a test of demand. From there, a study of Medical office (physicians) must test the cost to build, with 31 such loans on Capital One National Association's record. Debt service coverage follows, and $652.3 million across 749 loans at Capital One National Association never settles it for a borrower. An appraisal closes the study, and 29 Child care center loans at Capital One National Association cannot do its job. A project in Texas will see 217 loans in the Capital One National Association record, and one in New York, 147. Capital One National Association alone knows what it requires. Nothing implies approval, and Capital One National Association sets its own terms.