Bankwell Bank: SBA Lending Record

What SBA's own loan files show about Bankwell Bank as an SBA lender, and how a lender's record bears on a feasibility study.

The Bankwell Bank record at a glance

253 loans, approved FY2017 to FY2026, have Bankwell Bank as SBA-listed holder. Bankwell Bank loans reach $366.9 million in gross approved dollars. SBA, not Bankwell Bank, guarantees each of the 253 loans held, now or earlier, by Bankwell Bank. Every Bankwell Bank loan on file is 7(a), 253 in all; none are 504. Bankwell Bank holder status: assigned now or last.

253 loans sit at Bankwell Bank, 202 with no tracked class; the others fill Bankwell Bank class rows. Bankwell Bank rows put full-service restaurant first, 17 of 253 loans. After that, child care center (13). Full-service restaurant: across 253 loans, check Bankwell Bank for it. Class rows are few at Bankwell Bank; by-class evidence from 253 loans is thin.

Bankwell Bank state rows begin with Texas (56), 41 in Florida, Connecticut (20), 18 in California, New Jersey (15), 15 in Pennsylvania, New York (13), 10 in Georgia and Illinois (7). Texas heads the Bankwell Bank state list. Far down the list, Bankwell Bank gives a project little local depth.

Bankwell Bank: floors on cancelled and charged-off loans

Bankwell Bank approvals, FY2017 to FY2024: 6.4%, at least, were cancelled after approval. 6.4% is the ceiling as well, so Bankwell Bank undisbursed loans change nothing. At Bankwell Bank, 0.00% is charged off to date among 48 loans disbursed FY2017 to FY2021. Bankwell Bank: 0.00% charged off within five years. Bankwell Bank outcomes show; reasons do not. Bankwell Bank cohort rates cover FY2017 to FY2021 disbursements. Bankwell Bank: 6.4% is a floor, 253 loans notwithstanding, not a forecast. Bankwell Bank loans keep seasoning, 253 of them; 6.4%, a floor, may climb.

Bankwell Bank in a study

Bankwell Bank, a bank or lender, comes with 253 loans of background. Bankwell Bank credit standards stay undescribed. For Bankwell Bank, compare full-service restaurant, 253 loans deep; Texas, set beside the project. Sources beside Bankwell Bank should be listed in the study, 253 loans or not.

253 loans at Bankwell Bank: context only. For Bankwell Bank, a project proves itself alone in Texas. Full-service restaurant demand: 253 loans at Bankwell Bank set none; Texas conditions decide, not Bankwell Bank. Each budget line, 253 loans aside, meets raised funds. 253 loans give Bankwell Bank breadth, not depth. Bankwell Bank coverage must clear 6.4% before anything else. At Bankwell Bank, debt service coverage keeps 6.4% in view across 253 loans. Collateral for Bankwell Bank rests on the appraisal. Bankwell Bank: a study delivers a file, never approval.

SBA loans held by Bankwell Bank

SBA guarantees these loans; the lender does not. The lender's name and every figure come from the U.S. Small Business Administration's public 7(a) and 504 FOIA file (data.sba.gov).

7(a) lender is the bank or lender the loan is currently assigned to (or last held it), as SBA records it; 504 lender is the Certified Development Company (CDC). 504 third-party (first-lien) lenders are free text with no identifier and are not credited.

Loans approved, FY2017 to FY2026253
Gross dollars approved$366.9 million
SBA 7(a) loans253
SBA 504 loans0

Cancellation and charge-off

Cancelled after approval, FY2017 to FY2024 approvals (a floor)6.4%
The same, counting loans still undisbursed as cancelled (a ceiling)6.4%
Charged off to date, FY2017 to FY2021 disbursed loans (a floor)0.00%
Charged off within five years of approval0.00%
Loans in that cohort48

Both rates are floors. SBA withholds the status of open loans, so a loan counts as charged off only once SBA reports it; a rate needs at least 30 loans in its cohort and is otherwise not reported.

Loans by asset class

Asset classLoans
Not in any of the 39 asset classes202
Full-service restaurant17
Child care center13

Classes with 5 or more loans; smaller ones are withheld, and more where a small one could be derived.

Loans by project state

States with 5 or more loans; smaller ones are withheld, and more where a small one could be derived.

A value marked withheld rests on fewer than 5 loans, or is withheld so that such a figure cannot be derived from other published figures.

Source: U.S. Small Business Administration, 7(a) and 504 loan-level FOIA files (data.sba.gov), as of 2026-09-30; Loan Analytics lender cell LP-fdic-57368.

Loan Analytics prepares the feasibility study a lender reads before it commits: for a commercial project anywhere in the United States, financed under SBA 7(a), SBA 504, USDA Business and Industry or a conventional bank loan, by Bankwell Bank or any other lender. Tell us the project and the lender's deadline, and we reply with scope, timeline and fee.

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