Grocery Store Feasibility Study in the San Diego-Chula Vista-Carlsbad, CA Metro Area

The grocery store record in San Diego

From FY2017 to FY2026, San Diego had 37 SBA-approved grocery store loans worth $39.4 million. San Diego, on grocery store loans, holds place 21 of 412 among areas. Inside San Diego, grocery store places 17 of 39. San Diego has a quotient of 0.74x, grocery store below the national share.

San Diego loan sizes and mix

Loan size in San Diego centres on $670,000, and its middle half runs between $127,200 and $1.8 million. San Diego loans sit at 1.90x of the national class median. In San Diego, borrowers draw bigger loans than nationally. San Diego counts 32 loans under SBA 7(a). San Diego counts 5 under SBA 504. San Diego finances fixed assets through 504. In San Diego, 7(a) is the broader program. San Diego's split shows its financing mix. San Diego loans show a 0.00% franchise share. San Diego loans run bigger. In San Diego, a study must prove the payment.

San Diego: lenders and counties

San Diego lists no lender. Grocery store holders in San Diego are many. San Diego borrowers open with the study itself. San Diego puts all 37 loans under San Diego County, CA.

San Diego floors, limits and yearly record

Few San Diego years print. San Diego shows 6 loans, $3.9 million, in FY2018. San Diego shows 5 loans, $6.0 million, in FY2020. Other San Diego years are withheld. Thin counts leave San Diego totals unknown. In San Diego, no blank is a zero, and San Diego treats FY2026 as complete. Floors in San Diego follow Loan Analytics' own rule. The San Diego cohort holds fewer than 30 loans. San Diego disbursements cover FY2017 to FY2021. No San Diego cancellation floor prints. No San Diego charge-off floor prints either. San Diego blanks are no zero. San Diego blanks are no clean book. Each San Diego rate is a floor. San Diego follows July 2023 boundaries. San Diego places loans by project county. San Diego drops loans lacking a placeable county.

San Diego: grocery store feasibility questions

San Diego modelling starts from the $670,000 median, against the project in San Diego. A grocery study in San Diego measures the trade area's weekly spend against store size, then asks what share of it a new store can plausibly earn. In San Diego, thin margins mean debt service coverage is tested against shrink, perishables loss and labor hours, not only against sales. We would map the grocery competitors around the San Diego site and test how a new store holds its basket against each of them. Daniel Smith, MAI, signs every San Diego grocery store study. For San Diego, demand and cost are tested. In San Diego, coverage and value are tested. San Diego borrowers are promised no approval here.