How Denver-Aurora-Centennial ranks for gas station

Denver-Aurora-Centennial, CO places 26th of 600 areas nationally for gas stations; SBA approved 47 loans there from FY2017 to FY2026, worth $58.1 million. The gas station share of Denver-Aurora-Centennial's loans is 0.44x the national share: Denver-Aurora-Centennial leans away from the class. Among Denver-Aurora-Centennial's classes it ranks 15 of 39, an average rank. Each Denver-Aurora-Centennial project county is in CO.

In Denver-Aurora-Centennial, the median loan is $1.0 million, and the central loans span $595,550 to $1.5 million. Our median is 0.98x the median nationally for the class, so Denver-Aurora-Centennial loans run typical. The program split is withheld for Denver-Aurora-Centennial. Few Denver-Aurora-Centennial loans back the split; Denver-Aurora-Centennial gaps never mean zero. In Denver-Aurora-Centennial, franchised loans make up 48.9% of the class, a brand gauge. For Denver-Aurora-Centennial borrowers, that is context only.

Denver-Aurora-Centennial holders and counties for gas station

On the 7(a) side in Denver-Aurora-Centennial, SBA names as holders The Bancorp Bank National Association reports 5 loans, $5.4 million in all; and Commonwealth Business Bank reports 5 loans, $5.3 million in all. The 504 table for Denver-Aurora-Centennial is empty. Denver-Aurora-Centennial rows are SBA records. The Denver-Aurora-Centennial lenders named hold or held them. Denver-Aurora-Centennial rows speak to files, not policy. Denver-Aurora-Centennial rows state no lender requirement. Denver-Aurora-Centennial place by place: 15 loans sit in Jefferson County, CO; next come Denver County, CO at 11, Arapahoe County, CO at 9 and Adams County, CO at 6.

The years that print for Denver-Aurora-Centennial: FY2017: 6 loans, $5.9 million, FY2021: 7 loans, $7.9 million and FY2024: 6 loans, $9.2 million. FY2018 through FY2020, FY2022, FY2023, FY2025 and FY2026 stay blank for Denver-Aurora-Centennial on thin counts, and a Denver-Aurora-Centennial blank is never a zero. Denver-Aurora-Centennial has no published cancellation floor. Too few Denver-Aurora-Centennial approvals exist to print one. For Denver-Aurora-Centennial, no charge-off floor is printed. Thin Denver-Aurora-Centennial cohorts mean unpublished, not none. Counts for Denver-Aurora-Centennial use the 2023 federal definition, and each Denver-Aurora-Centennial project is placed by county, while Denver-Aurora-Centennial leaves out unplaced counties. Under the code in use, a large travel plaza cannot be split out from a gas station, and electric vehicle charging has no separate entry.

A gas station study for Denver-Aurora-Centennial: the tests

Denver-Aurora-Centennial treats gas station figures as background; a study decides. A Denver-Aurora-Centennial study begins by testing canopy, tank and pump replacement cycles. Denver-Aurora-Centennial lenders need the study to show tank records and site environmental history. For Denver-Aurora-Centennial, the study should address whether charging is part of the plan. In Denver-Aurora-Centennial, we start by examining fuel supply terms and any brand contract. The Denver-Aurora-Centennial file should document whether a travel center fits the code. For Denver-Aurora-Centennial: demand, cost, coverage, value. No Denver-Aurora-Centennial approval is promised here.

SBA gas station and truck stop loans in the Denver-Aurora-Centennial, CO Metro Area

Loans approved, FY2017 to FY2026	47
Gross dollars approved	$58.1 million
Median loan	$1.0 million
Middle half of loans, from	$595,550
Middle half of loans, to	$1.5 million
SBA 7(a) loans	withheld
SBA 504 loans	withheld
Franchise share of loans	48.9%
Rank among metro and micro areas for gas station and truck stop loans	26 of 600
Rank of gas station and truck stop among the classes in this area	15 of 39
Location quotient (share of loans against the national share)	0.44x
Median loan against the national median for the class	0.98x

Cancellation and charge-off

Cancelled after approval, FY2017 to FY2024 approvals (a floor)	withheld
Charged off to date, FY2017 to FY2021 disbursed loans (a floor)	withheld

Both rates are floors. SBA withholds the status of open loans, so a loan counts as charged off only once SBA reports it; a rate needs at least 30 loans in its cohort and is otherwise not reported.

SBA gas station and truck stop loans approved in the Denver-Aurora-Centennial, CO Metro Area, by fiscal year

Fiscal year	Loans	Dollars
FY2017	6	$5.9 million
FY2018	withheld	withheld
FY2019	withheld	withheld
FY2020	withheld	withheld
FY2021	7	$7.9 million
FY2022	withheld	withheld
FY2023	withheld	withheld
FY2024	6	$9.2 million
FY2025	withheld	withheld
FY2026	withheld	withheld

Most active SBA lenders

SBA 7(a): lenders by loans approved (the current holder of each loan, as SBA reports it)
Lender	Loans	Dollars
The Bancorp Bank National Association	5	$5.4 million
Commonwealth Business Bank	5	$5.3 million

Lenders with 5 or more loans here; a lender with fewer is not listed, and loans SBA or a receiver holds are counted but never listed as a lender.

Where the loans are, by county

County	Loans
Jefferson County, CO	15
Denver County, CO	11
Arapahoe County, CO	9
Adams County, CO	6

Counties with 5 or more loans; smaller ones are not listed.

Metro is the CBSA (metropolitan or micropolitan statistical area) of the loan's project county, July 2023 delineation (OMB Bulletin 23-01). The county is matched by name (manifests/ld2/county-cbsa-map.csv); a loan whose county cannot be placed in a 2023 CBSA is left out of every metro.

The code is the borrower's industry. Truck stop or travel center cannot be split out. EV charging has no entry in the 2022 NAICS index.

Shared code: Truck stops and travel centers sit inside 457120 with gas stations that have no convenience store.

A value marked withheld rests on fewer than 5 loans, or is withheld so that such a figure cannot be derived from other published figures.

Source: U.S. Small Business Administration, 7(a) and 504 loan-level FOIA files (data.sba.gov), as of 2026-09-30; areas from the U.S. Census Bureau CBSA delineation, July 2023 (OMB Bulletin 23-01); Loan Analytics metro cell MA-19740-C01.

Related feasibility study pages

Loan Analytics prepares the feasibility study a lender reads before it commits: for a gas station and truck stop project in the Denver-Aurora-Centennial, CO Metro Area, financed under SBA 7(a), SBA 504, USDA Business and Industry or a conventional bank loan. Tell us the project and the lender's deadline, and we reply with scope, timeline and fee.

Daniel Smith, MAI

Gas Station Feasibility Study in the Denver-Aurora-Centennial, CO Metro Area