Coffee Shop Feasibility Study in the Omaha, NE-IA Metro Area

Coffee shops across a state line

Coffee shop and snack bar is recorded at 6 of 39 among Omaha's classes, and Omaha is ranked at 55 of 612 for it nationally. SBA approved 27 loans worth $8.9 million from FY2017 to FY2026, with 18 in Douglas County, NE. Measured as a location quotient, coffee shop and snack bar loans score 1.16x in Omaha, a larger slice than nationally.

All 27 loans sit under 7(a); 504 shows 0. A usual loan runs to $328,500, 1.37x the national median throughout coffee shops and snack bars, and most usual loans sit between $131,200 and $395,700. Brand affiliation covers 51.9% of the loans, so branded and independent shops are both common. Omaha contributes just loans that SBA recorded for coffee shop and snack bar, so counts for Omaha say nothing about projects financed in Omaha some other way.

Holder and years

In SBA's records First National Bank of Omaha is the current holder of 5 7(a) loans worth $833,400. The holder list is a fact about the paper, not a verdict of lenders. The page shows two years: 7 loans worth $937,000 in FY2018 and FY2026 at no loans and $0. A zero in Omaha counts a full fiscal year and is not a gap. Loan Analytics leaves out Omaha's both outcome rates given that the Omaha FY2017 to FY2021 group counts fewer than 30 loans, and in Omaha Loan Analytics' own rule applies. A blank rate in Omaha is never a zero.

A lender will find a class that sits mid-table locally, a median above the national one, and a tight band: the top is not far above the bottom. An applicant should treat that band as the range in which most coffee requests closed. The metro area crosses a state line, so examples may come from either side, though the one county row shown is in Nebraska.

Proving up a project in Omaha

An Omaha coffee shop study should measure foot traffic and visibility at the site, count the tickets a day that keep rent and labour paid, and set buildout cost beside a loan near $328,500. Show a build-up in which sales build slowly and, where a franchise applies, its fee. Keep the lease longer than the loan and appraise any owned building apart from the business. The federal county grouping defines Omaha, and loans from counties Omaha fails to match are absent from its totals.