First National Bank of Omaha: SBA Lending Record

$214.0 million in gross dollars sits behind First National Bank of Omaha's 639 approved loans, FY2017 to FY2026. First National Bank of Omaha shows 639 7(a) loans, and no 504 loans. First National Bank of Omaha is listed by SBA as holder of 639 7(a) loans. First National Bank of Omaha holds 639 loans that SBA guarantees.

First National Bank of Omaha asset and state spread

First National Bank of Omaha lists Full-service restaurant, 42, Limited-service restaurant, 33, Coffee shop and snack bar, 25, Fitness center, 22 and Child care center, 14 loans among its leading classes. First National Bank of Omaha's largest group, 415 loans, fits no class. First National Bank of Omaha by state: Nebraska, 210, Colorado, 149, Kansas, 93, Missouri, 69 and Illinois, 46 loans.

First National Bank of Omaha: cancellations and charge-offs

First National Bank of Omaha: among FY2017 to FY2024 approvals, 11.1% were cancelled after approval, a floor. First National Bank of Omaha has a ceiling of 11.1% once undisbursed approvals count as cancelled. 2.8% is the First National Bank of Omaha charge-off floor. The cohort of 391 First National Bank of Omaha loans was disbursed in FY2017 to FY2021. First National Bank of Omaha five-year charge-offs: withheld, not zero. First National Bank of Omaha: each rate is the least SBA shows.

First National Bank of Omaha: what a study should test

First National Bank of Omaha counts 42 loans in the Full-service restaurant class. First National Bank of Omaha study must prove seating demand. 42 Full-service restaurant loans leave site traffic open. First National Bank of Omaha study also needs occupancy cost. First National Bank of Omaha counts 33 loans in the Limited-service restaurant class. First National Bank of Omaha study must prove seating demand. 33 Limited-service restaurant loans do not settle site traffic. First National Bank of Omaha total of $214.0 million says nothing about any one site. First National Bank of Omaha also has 415 loans in no tracked class. At First National Bank of Omaha, the project must carry the case. First National Bank of Omaha: 210 loans in Nebraska, each site needs local evidence. First National Bank of Omaha should be asked directly what it needs. 639 loans at First National Bank of Omaha do not measure demand at one site. First National Bank of Omaha: competing supply near the site matters most. First National Bank of Omaha study revenue assumptions need written support. First National Bank of Omaha request: build cost quoted, not assumed. First National Bank of Omaha request: coverage holds on cautious revenue. First National Bank of Omaha history cannot stand in for an appraisal. First National Bank of Omaha study needs a downside case in writing. First National Bank of Omaha: state assumptions, test coverage, support value. First National Bank of Omaha lists 639 loans and $214.0 million in gross approvals. First National Bank of Omaha loan equity should be stated plainly.

First National Bank of Omaha cancellation rates use approvals through FY2024 only. First National Bank of Omaha totals add FY2025 and FY2026 approvals. The First National Bank of Omaha cohort holds 391 loans, disbursed FY2017 to FY2021. First National Bank of Omaha figures describe loans held, not lender practices. 639 loans cannot predict one new request to First National Bank of Omaha. For First National Bank of Omaha, a withheld value is never a zero.