Union Bank and Trust Company (NE): SBA Lending Record
What SBA's own loan files show about Union Bank and Trust Company (NE) as an SBA lender, and how a lender's record bears on a feasibility study.
Union Bank and Trust Company (NE): the SBA record
424 approved loans tie to Union Bank and Trust Company (NE) in SBA's files, FY2017 to FY2026: $154.2 million gross. SBA records Union Bank and Trust Company (NE) in Nebraska. All 424 loans are holdings: SBA names Union Bank and Trust Company (NE) as holder or last holder. 424 loans belong to SBA 7(a). Union Bank and Trust Company (NE) has 0 in SBA 504. Union Bank and Trust Company (NE)'s last year, FY2026, is complete. 424 loans, $154.2 million gross: that is Union Bank and Trust Company (NE)'s whole record. The 424 loans carry SBA's guarantee and not Union Bank and Trust Company (NE)'s, so no policy shows here.
318 of Union Bank and Trust Company (NE)'s 424 loans have no named class. Union Bank and Trust Company (NE) lists these classes: Coffee shop and snack bar (18); Fitness center, 15; Full-service restaurant, 15; Limited-service restaurant at 12; Veterinary clinic, 9; Assisted living (without nursing care) at 5; Child care center at 5. Of 424 loans, 318 are unclassed and 18 are Coffee shop and snack bar. Union Bank and Trust Company (NE)'s class lines cover part of 424. At Union Bank and Trust Company (NE), 15 Fitness center loans follow 18 Coffee shop and snack bar.
Union Bank and Trust Company (NE): where the loans sit
By state at Union Bank and Trust Company (NE): Nebraska (371); Iowa (9); Colorado, 8; Missouri, 8; Kansas, 7; Arizona (5). Nebraska is also where SBA records Union Bank and Trust Company (NE), so the book starts at home. 371 of Union Bank and Trust Company (NE)'s 424 loans sit in Nebraska. Union Bank and Trust Company (NE)'s table maps 424 loans, no boundary for sites beyond Nebraska.
Union Bank and Trust Company (NE): floors and study
The floor is 5.5%: cancellations after approval, FY2017 to FY2024, at Union Bank and Trust Company (NE). For Union Bank and Trust Company (NE), the upper bound is missing. The ceiling reads still-undisbursed loans as cancelled. Our own rule keeps it out when a group is thin. The blank is not zero; no guess is offered. Within Union Bank and Trust Company (NE)'s 424 loans, the charge-off rate does not print for the FY2017 to FY2021 cohort. The Loan Analytics presentation policy declines to print it for cohorts of few loans. Take it as unknown, not zero; nothing replaces it. 5.5% cancelled means approval is not funding. Union Bank and Trust Company (NE): no rate, cash flow must hold. At Union Bank and Trust Company (NE), test one is site demand. For Union Bank and Trust Company (NE), test two is full project cost. At Union Bank and Trust Company (NE), test three is debt service coverage. At Union Bank and Trust Company (NE), test four is the appraisal.
Union Bank and Trust Company (NE)'s book gives a lender $154.2 million gross across 424 loans. Union Bank and Trust Company (NE)'s book gives a borrower 424 holdings, not terms. Nothing in Union Bank and Trust Company (NE)'s 424 loans predicts its answer to a request. 18 Coffee shop and snack bar loans lead the named classes. Union Bank and Trust Company (NE)'s record stops at holdings. For Union Bank and Trust Company (NE), bring a self-standing study. Nothing beyond 424 loans appears for Union Bank and Trust Company (NE).
SBA loans held by Union Bank and Trust Company (NE)
SBA guarantees these loans; the lender does not. The lender's name and every figure come from the U.S. Small Business Administration's public 7(a) and 504 FOIA file (data.sba.gov).
7(a) lender is the bank or lender the loan is currently assigned to (or last held it), as SBA records it; 504 lender is the Certified Development Company (CDC). 504 third-party (first-lien) lenders are free text with no identifier and are not credited.
| Loans approved, FY2017 to FY2026 | 424 |
|---|---|
| Gross dollars approved | $154.2 million |
| SBA 7(a) loans | 424 |
| SBA 504 loans | 0 |
Cancellation and charge-off
| Cancelled after approval, FY2017 to FY2024 approvals (a floor) | 5.5% |
|---|---|
| The same, counting loans still undisbursed as cancelled (a ceiling) | withheld |
| Charged off to date, FY2017 to FY2021 disbursed loans (a floor) | withheld |
Both rates are floors. SBA withholds the status of open loans, so a loan counts as charged off only once SBA reports it; a rate needs at least 30 loans in its cohort and is otherwise not reported.
Loans by asset class
| Asset class | Loans |
|---|---|
| Not in any of the 39 asset classes | 318 |
| Coffee shop and snack bar | 18 |
| Fitness center | 15 |
| Full-service restaurant | 15 |
| Limited-service restaurant | 12 |
| Veterinary clinic | 9 |
| Assisted living (without nursing care) | 5 |
| Child care center | 5 |
Classes with 5 or more loans; smaller ones are withheld, and more where a small one could be derived.
Loans by project state
States with 5 or more loans; smaller ones are withheld, and more where a small one could be derived.
A value marked withheld rests on fewer than 5 loans, or is withheld so that such a figure cannot be derived from other published figures.
Source: U.S. Small Business Administration, 7(a) and 504 loan-level FOIA files (data.sba.gov), as of 2026-09-30; Loan Analytics lender cell LP-fdic-13421.
Loan Analytics prepares the feasibility study a lender reads before it commits: for a commercial project anywhere in the United States, financed under SBA 7(a), SBA 504, USDA Business and Industry or a conventional bank loan, by Union Bank and Trust Company (NE) or any other lender. Tell us the project and the lender's deadline, and we reply with scope, timeline and fee.
Request Scope & Timeline
Start with the data.
Contact Us