Community Banks of Colorado, A Division of NBH Bank: SBA Lending Record
What SBA's own loan files show about Community Banks of Colorado, A Division of NBH Bank as an SBA lender, and how a lender's record bears on a feasibility study.
Community Banks of Colorado, A Division of NBH Bank: the SBA record
759 approved loans tie to Community Banks of Colorado, A Division of NBH Bank in SBA's files, FY2017 to FY2026: $657.0 million gross. In SBA's file, Community Banks of Colorado, A Division of NBH Bank sits in Colorado. The 759 loans count as holdings: Community Banks of Colorado, A Division of NBH Bank holds or last held each, per SBA. 759 loans belong to SBA 7(a). Community Banks of Colorado, A Division of NBH Bank has 0 under SBA 504. Community Banks of Colorado, A Division of NBH Bank's FY2026 is a complete fiscal year. $657.0 million gross across 759 loans is the scale of Community Banks of Colorado, A Division of NBH Bank's record. SBA, not Community Banks of Colorado, A Division of NBH Bank, stands behind the 759 loans; the figures show holdings, not policy.
549 of the 759 loans for Community Banks of Colorado, A Division of NBH Bank sit in no named class. Classes at Community Banks of Colorado, A Division of NBH Bank: Full-service restaurant, 28; Limited-service restaurant (24); Automotive mechanical repair (car and truck) at 20; Coffee shop and snack bar at 20; Fitness center, 16; Behavioral health and addiction treatment (11); Medical office (physicians), 9; Nonresidential lessor (flex, office and retail investor buildings) at 8; Liquor store, 7; Hotel and motel at 6; Rehabilitation and therapy clinic at 6; Child care center at 6; Beauty salon at 6; Gas station and truck stop at 5. Of 759 loans, 549 are unclassed and 28 are Full-service restaurant. Community Banks of Colorado, A Division of NBH Bank's class lines cover part of 759. At Community Banks of Colorado, A Division of NBH Bank, 24 Limited-service restaurant loans follow 28 Full-service restaurant.
Community Banks of Colorado, A Division of NBH Bank by state
Community Banks of Colorado, A Division of NBH Bank shows these states: Utah, 316; Colorado at 231; Texas at 61; Kansas, 39; Missouri at 35; Idaho at 26; Wyoming at 19; New Mexico, 10; California at 8; Nevada (5). Colorado, where SBA records Community Banks of Colorado, A Division of NBH Bank, is not the first line. Utah alone holds 316 of Community Banks of Colorado, A Division of NBH Bank's 759 loans. Community Banks of Colorado, A Division of NBH Bank's table maps 759 loans, no boundary for sites beyond Utah.
Community Banks of Colorado, A Division of NBH Bank: floors and study
Community Banks of Colorado, A Division of NBH Bank saw at least 8.0% of FY2017 to FY2024 approvals cancelled. For Community Banks of Colorado, A Division of NBH Bank, the ceiling is withheld. That figure reads not-yet-funded loans as cancelled. The Loan Analytics presentation standard leaves it unprinted where groups are small. Take it as unknown, not zero; nothing is inferred. Floor 4.1%: charged off to date among 386 loans disbursed in FY2017 to FY2021. 2.3% inside five years of approval. Community Banks of Colorado, A Division of NBH Bank shows 8.0% cancelled, so approval is not funding. 4.1% charged off among 386 loans: coverage must hold. For Community Banks of Colorado, A Division of NBH Bank, test one is site demand. At Community Banks of Colorado, A Division of NBH Bank, test two is full project cost. At Community Banks of Colorado, A Division of NBH Bank, test three is debt service coverage. For Community Banks of Colorado, A Division of NBH Bank, test four is the appraisal.
Community Banks of Colorado, A Division of NBH Bank's book gives a lender $657.0 million gross across 759 loans. Community Banks of Colorado, A Division of NBH Bank's book gives a borrower 759 holdings, not terms. Nothing in Community Banks of Colorado, A Division of NBH Bank's 759 loans predicts its answer to a request. 28 Full-service restaurant loans head the list. Holdings are all Community Banks of Colorado, A Division of NBH Bank shows. Community Banks of Colorado, A Division of NBH Bank borrowers need a study that stands alone. Community Banks of Colorado, A Division of NBH Bank appears here as holder of 759 loans, and the record ends there.
SBA loans held by Community Banks of Colorado, A Division of NBH Bank
SBA guarantees these loans; the lender does not. The lender's name and every figure come from the U.S. Small Business Administration's public 7(a) and 504 FOIA file (data.sba.gov).
7(a) lender is the bank or lender the loan is currently assigned to (or last held it), as SBA records it; 504 lender is the Certified Development Company (CDC). 504 third-party (first-lien) lenders are free text with no identifier and are not credited.
| Loans approved, FY2017 to FY2026 | 759 |
|---|---|
| Gross dollars approved | $657.0 million |
| SBA 7(a) loans | 759 |
| SBA 504 loans | 0 |
Cancellation and charge-off
| Cancelled after approval, FY2017 to FY2024 approvals (a floor) | 8.0% |
|---|---|
| The same, counting loans still undisbursed as cancelled (a ceiling) | withheld |
| Charged off to date, FY2017 to FY2021 disbursed loans (a floor) | 4.1% |
| Charged off within five years of approval | 2.3% |
| Loans in that cohort | 386 |
Both rates are floors. SBA withholds the status of open loans, so a loan counts as charged off only once SBA reports it; a rate needs at least 30 loans in its cohort and is otherwise not reported.
Loans by asset class
| Asset class | Loans |
|---|---|
| Not in any of the 39 asset classes | 549 |
| Full-service restaurant | 28 |
| Limited-service restaurant | 24 |
| Automotive mechanical repair (car and truck) | 20 |
| Coffee shop and snack bar | 20 |
| Fitness center | 16 |
| Behavioral health and addiction treatment | 11 |
| Medical office (physicians) | 9 |
| Nonresidential lessor (flex, office and retail investor buildings) | 8 |
| Liquor store | 7 |
| Hotel and motel | 6 |
| Rehabilitation and therapy clinic | 6 |
| Child care center | 6 |
| Beauty salon | 6 |
| Gas station and truck stop | 5 |
| RV park and campground | 5 |
Classes with 5 or more loans; smaller ones are withheld, and more where a small one could be derived.
Loans by project state
| State or area | Loans |
|---|---|
| Utah | 316 |
| Colorado | 231 |
| Texas | 61 |
| Kansas | 39 |
| Missouri | 35 |
| Idaho | 26 |
| Wyoming | 19 |
| New Mexico | 10 |
| California | 8 |
| Nevada | 5 |
States with 5 or more loans; smaller ones are withheld, and more where a small one could be derived.
A value marked withheld rests on fewer than 5 loans, or is withheld so that such a figure cannot be derived from other published figures.
Source: U.S. Small Business Administration, 7(a) and 504 loan-level FOIA files (data.sba.gov), as of 2026-09-30; Loan Analytics lender cell LP-fdic-59052.
Related feasibility study pages
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