Feasibility Study Data for the Salt Lake City-Murray, UT Metro Area

Salt Lake City-Murray lending, in outline

$2.86 billion over 4,663 loans is the Salt Lake City-Murray total, FY2017 through FY2026. Its loan-count rank is 30 of 928; Salt Lake City-Murray is one of those areas. Half the Salt Lake City-Murray loans are $285,000 or smaller. Salt Lake City-Murray sees its middle half between $95,750 and $720,000. Against the national median, Salt Lake City-Murray comes to 1.37x. Salt Lake City-Murray splits into 3,775 loans under 7(a) and 888 under 504. 9.8% of the loans in Salt Lake City-Murray carry a franchise brand. Salt Lake City-Murray dollars add to $2.86 billion.

Salt Lake City-Murray: where the loans land

In Salt Lake City-Murray, the tracked classes lead with full-service restaurant (158), limited-service restaurant (117), and dental office (114). Fourth in Salt Lake City-Murray is automotive mechanical repair, with 97 loans. 3,558 Salt Lake City-Murray loans sit in no tracked class. Most Salt Lake City-Murray credit is general business lending. By county, Salt Lake City-Murray loans concentrate in Salt Lake County, UT (4,476) and Tooele County, UT (187).

Salt Lake City-Murray: SBA holders

In Salt Lake City-Murray, a holder can differ from the maker. Among Salt Lake City-Murray 7(a) holders: Mountain America FCU with 466 loans ($189.8 million) and U.S. Bank, National Association with 299 loans ($80.3 million). Salt Lake City-Murray 504 holders include 695 loans at Mountain West Small Business Finance ($682.6 million) and 161 loans at Intermountain Business Lending, Inc. ($141.0 million). For a Salt Lake City-Murray borrower, these rows give background only. No Salt Lake City-Murray row states a holder's terms.

Salt Lake City-Murray: what the floors can say

Salt Lake City-Murray shows 9.5% cancelled after approval, FY2017 to FY2024, a floor. The Salt Lake City-Murray ceiling is 10.1%, counting undisbursed loans as cancelled. Salt Lake City-Murray charge-offs: 4.4% among 2,034 loans disbursed FY2017 to FY2021, a floor. The Salt Lake City-Murray five-year figure is 2.5%. Treat Salt Lake City-Murray rates as floors. Later events lift them, Salt Lake City-Murray included. Salt Lake City-Murray loans are placed by county name. For Salt Lake City-Murray, the July 2023 list governs. Unmatched counties drop out of Salt Lake City-Murray. The Salt Lake City-Murray total includes loans outside the classes.

Salt Lake City-Murray: study points

By year, FY2025 was busiest for Salt Lake City-Murray, at 593 loans and $375.8 million, and FY2020 quietest, at 369 loans and $237.2 million. The first year, FY2017, shows 486 loans and $224.8 million for Salt Lake City-Murray. The latest year, FY2026, shows 491 loans and $344.0 million for Salt Lake City-Murray. A Salt Lake City-Murray study weighs local demand against Salt Lake County, UT competitors, not national patterns. The Salt Lake City-Murray budget is priced against a $285,000 median. Salt Lake City-Murray sits at 1.37x nationally; site, build and equipment all count. A Salt Lake City-Murray study runs coverage on a slow ramp. Salt Lake City-Murray history of cancellations argues for it. Last, the Salt Lake City-Murray appraisal rests on local sales and income. Value must meet the Salt Lake City-Murray project cost. Absorption near Salt Lake County, UT is tested for Salt Lake City-Murray on a slow case. The Salt Lake City-Murray study states its limits beside Salt Lake County, UT findings.