Physical Therapy Clinic Feasibility Study in the Kansas City, MO-KS Metro Area

Rehabilitation clinics in the Kansas City area

Rehabilitation and therapy clinics sit 15 of 39 among the classes in the Kansas City, MO-KS area, though nationally the area is 29 of 406 for them. Approvals come to 25 loans and $10.4 million in the FY2017 to FY2026 record. A location quotient of 1.08x is only a little over parity, and the median loan of $135,000 is 0.90x the class's median nationwide, a little under it. Both ratios sit near parity, so the area's clinic lending looks ordinary in weight and size, and its standing among metro areas comes from the number of loans more than from anything unusual in them.

Range, brands, holder and county

Loans between $65,000 and $414,000 form the middle half, which covers practice start-ups and equipment as well as larger fit-outs. Franchise brands attach to 20.0%. Johnson County, KS records 14 loans. SBA 7(a) holder detail reaches only First National Bank of Omaha, with 6 loans and $1.5 million. The program split is not printed.

Both FY2019 and FY2025 are empty, with 0 loans and $0 recorded, so no clinic loan was approved. FY2026, a complete fiscal year, reads 7 loans and $6.3 million, much the largest year printed, and the page cannot say whether it marks a change or a single cluster of loans. Other years are too thin to list. No cancellation or charge-off rate is given, since Loan Analytics needs 30 loans in the base.

What a clinic study here has to test

Revenue in a therapy clinic comes from visits, so a study ought to open with the referral base: which physicians and employers send patients, how many visits a therapist can deliver in a week, and what each visit pays after insurance. It should test staffing and licensure, the number of treatment rooms, and equipment against a typical loan of $135,000, and show the debt payment covered while the schedule fills. A practice buying an existing clinic should show how patients stay through the change. A lender will ask about payer mix and reimbursement risk. Kansas City's boundary, spanning two states, is drawn from the July 2023 list and the county of each financed site.