Liquor Store Feasibility Study in the Riverside-San Bernardino-Ontario, CA Metro Area

The Riverside record for package liquor stores

Riverside produced 135 SBA approvals to liquor stores from FY2017 to FY2026, adding up to $56.1 million in gross dollars. Weighed with the nation, package liquor stores fill a larger share of Riverside lending, in this cell, a location quotient of 1.37x. The midpoint loan in Riverside is $335,000, below the nation's class midpoint at 0.74x. Smaller tickets cluster near $201,350; the larger end of the typical band reaches $518,750. Within the country Riverside ranks 12 of 426 within metro and micro areas for these loans, for the record, and inside the area the category stands 7 of 39 against its local peers.

Who holds liquor store loans around Riverside

Under 7(a) lending, Bank of Hope (33 loans), after it, Hanmi Bank (16 loans) with Commonwealth Business Bank (16). The franchise share of Riverside loans is 0.00%. This Riverside cell withholds its count of approvals by program for bottle shops and liquor stores, since one program holds too few loans to publish without exposing a small figure. For Riverside, the 504 table is empty for package liquor stores. SBA reports who holds each loan today, so the names listed for Riverside are the institutions carrying these loans now and say nothing about how any of them lends.

Riverside by county and fiscal year

Just one project county matters for bottle shops and liquor stores in Riverside: San Bernardino County, CA, at 82 loans. Volume was highest in FY2026, with 21 loans worth $10.9 million, and lowest in FY2022, with 6 approvals worth $3.2 million.

Floors that may only rise for liquor stores

Looking at cancellations, Riverside package liquor stores record 10.2%, a floor, in plain terms, for approvals of FY2017 to FY2024, and no ceiling is printed. Riverside should be read as a county-built figure: as a matter of record, SBA's recorded county, by SBA's count, paired by name to 2023 boundaries, determines inclusion for liquor stores. The loss rate for liquor stores in Riverside is not printed; Loan Analytics withholds any rate resting on fewer than 30 loans.

What a liquor stores study must settle in Riverside

Start with demand when bottle shops and liquor stores are planned for Riverside: delivery and online rivals, plus tourist or commuter flow. A file of 135 loans helps as context, not evidence for a particular address. Coverage has to hold through a slow opening, because at least 10.2% of Riverside liquor store approvals were cancelled after approval. In the appraisal, a Riverside lender will ask about a lease that survives transfer and license portability. Next comes cost, counting stock on hand and on credit and point of sale systems, weighed against the Riverside median loan of $335,000.