Gas station lending in San Antonio-New Braunfels: where the area stands

San Antonio-New Braunfels, TX stands 21 of 600 among metro and micro areas, on 52 SBA approvals across FY2017 to FY2026 worth $88.0 million. Measured against the nation, San Antonio-New Braunfels's gas station share is 1.30x the national share: San Antonio-New Braunfels leans toward the class. Inside San Antonio-New Braunfels, the class ranks 11 of 39, an average rank. Every project county in San Antonio-New Braunfels lies in TX.

A San Antonio-New Braunfels loan at the median is $1.5 million; the middle half of loans runs from $758,575 to $2.3 million. Our median is 1.42x the national class median, so San Antonio-New Braunfels borrowers draw bigger loans. The program split is withheld for San Antonio-New Braunfels. Thin counts sit under San Antonio-New Braunfels's split; San Antonio-New Braunfels silence is not nil. San Antonio-New Braunfels's franchise share of loans stands at 53.8%, a brand signal. For San Antonio-New Braunfels borrowers, that is context only.

San Antonio-New Braunfels holders and counties for gas station

Under 7(a) in San Antonio-New Braunfels, the holders on record, by loans, are Wallis Bank reports 26 loans, $51.5 million in all. The 504 table for San Antonio-New Braunfels is empty. Each San Antonio-New Braunfels row is an SBA record. San Antonio-New Braunfels lenders hold or held these loans. San Antonio-New Braunfels figures show files, not conduct. Nothing in San Antonio-New Braunfels shows what a lender will ask. In San Antonio-New Braunfels, by county, Bexar County, TX records 39 loans.

SBA prints these yearly approvals for San Antonio-New Braunfels: FY2018 (6 loans, $7.9 million), FY2021 (8 loans, $13.7 million), FY2023 (7 loans, $10.5 million), FY2024 (6 loans, $9.6 million), FY2025 (8 loans, $16.7 million) and FY2026 (6 loans, $10.7 million). FY2017, FY2019, FY2020 and FY2022 stay blank for San Antonio-New Braunfels on thin counts, and San Antonio-New Braunfels's blanks mean unpublished, never zero. For San Antonio-New Braunfels, no cancellation floor is printed. Too few San Antonio-New Braunfels approvals exist to print one. The San Antonio-New Braunfels charge-off floor is withheld. In San Antonio-New Braunfels, a thin cohort means unpublished. All San Antonio-New Braunfels totals use the 2023 federal list, with San Antonio-New Braunfels loans placed by project county, so San Antonio-New Braunfels drops loans with unmatched counties. The San Antonio-New Braunfels code follows the borrower's industry, so travel centers and truck stops in San Antonio-New Braunfels cannot be split out, and charging for electric vehicle charging has no separate entry.

Proving a gas station project in San Antonio-New Braunfels

For a gas station project in San Antonio-New Braunfels, TX, the record gives context; a study proves. For San Antonio-New Braunfels, the study should address whether a travel center fits the code. San Antonio-New Braunfels borrowers should expect the study to document fuel supply terms and any brand contract. San Antonio-New Braunfels lenders need the study to show fuel gallons and store sales, modeled apart. San Antonio-New Braunfels reviewers will check canopy, tank and pump replacement cycles. Each San Antonio-New Braunfels study must establish tank records and site environmental history. For San Antonio-New Braunfels: demand, cost, coverage, value. San Antonio-New Braunfels lenders receive a file to examine.

SBA gas station and truck stop loans in the San Antonio-New Braunfels, TX Metro Area

Loans approved, FY2017 to FY2026	52
Gross dollars approved	$88.0 million
Median loan	$1.5 million
Middle half of loans, from	$758,575
Middle half of loans, to	$2.3 million
SBA 7(a) loans	withheld
SBA 504 loans	withheld
Franchise share of loans	53.8%
Rank among metro and micro areas for gas station and truck stop loans	21 of 600
Rank of gas station and truck stop among the classes in this area	11 of 39
Location quotient (share of loans against the national share)	1.30x
Median loan against the national median for the class	1.42x

Cancellation and charge-off

Cancelled after approval, FY2017 to FY2024 approvals (a floor)	withheld
Charged off to date, FY2017 to FY2021 disbursed loans (a floor)	withheld

Both rates are floors. SBA withholds the status of open loans, so a loan counts as charged off only once SBA reports it; a rate needs at least 30 loans in its cohort and is otherwise not reported.

SBA gas station and truck stop loans approved in the San Antonio-New Braunfels, TX Metro Area, by fiscal year

Fiscal year	Loans	Dollars
FY2017	withheld	withheld
FY2018	6	$7.9 million
FY2019	withheld	withheld
FY2020	withheld	withheld
FY2021	8	$13.7 million
FY2022	withheld	withheld
FY2023	7	$10.5 million
FY2024	6	$9.6 million
FY2025	8	$16.7 million
FY2026	6	$10.7 million

Most active SBA lenders

SBA 7(a): lenders by loans approved (the current holder of each loan, as SBA reports it)
Lender	Loans	Dollars
Wallis Bank	26	$51.5 million

Lenders with 5 or more loans here; a lender with fewer is not listed, and loans SBA or a receiver holds are counted but never listed as a lender.

Where the loans are, by county

County	Loans
Bexar County, TX	39

Counties with 5 or more loans; smaller ones are not listed.

Metro is the CBSA (metropolitan or micropolitan statistical area) of the loan's project county, July 2023 delineation (OMB Bulletin 23-01). The county is matched by name (manifests/ld2/county-cbsa-map.csv); a loan whose county cannot be placed in a 2023 CBSA is left out of every metro.

The code is the borrower's industry. Truck stop or travel center cannot be split out. EV charging has no entry in the 2022 NAICS index.

Shared code: Truck stops and travel centers sit inside 457120 with gas stations that have no convenience store.

A value marked withheld rests on fewer than 5 loans, or is withheld so that such a figure cannot be derived from other published figures.

Source: U.S. Small Business Administration, 7(a) and 504 loan-level FOIA files (data.sba.gov), as of 2026-09-30; areas from the U.S. Census Bureau CBSA delineation, July 2023 (OMB Bulletin 23-01); Loan Analytics metro cell MA-41700-C01.

Related feasibility study pages

Loan Analytics prepares the feasibility study a lender reads before it commits: for a gas station and truck stop project in the San Antonio-New Braunfels, TX Metro Area, financed under SBA 7(a), SBA 504, USDA Business and Industry or a conventional bank loan. Tell us the project and the lender's deadline, and we reply with scope, timeline and fee.

Daniel Smith, MAI

Gas Station Feasibility Study in the San Antonio-New Braunfels, TX Metro Area