Fitness Center Feasibility Study in the San Antonio-New Braunfels, TX Metro Area

Where San Antonio stands for this class

The San Antonio total comes to 93 approved loans for fitness centers, valued at $39.0 million in gross dollars, on this record, among the FY2017 to FY2026 window. Compared with the nation, health clubs fill a larger place of San Antonio lending, a location quotient of 1.37x. Half of the approved loans fall between $150,000 and $403,000. In rank terms, San Antonio is 33 of 608 among metro and micro areas, and fitness centers are fifth of the 39 classes counted for San Antonio. The local midpoint is $273,100, which lands at 1.05x the nationwide class median and puts local loans on par with the country.

Who holds fitness center loans around San Antonio

For San Antonio, the itemize of 504 holders has no entry for health clubs. This San Antonio cell withholds its program counts for gyms and fitness centers, since one program has under 30 loans, below Loan Analytics' threshold for printing. The franchise share of San Antonio approvals is 65.6%. On the 7(a) side, for now, The Huntington National Bank leads at 16; next are Simmons Bank (8) plus Frost Bank (7). Each name listed is the current holder of loans as SBA reports it, so the names show current holders only and imply nothing regarding any bank's requirements.

San Antonio by county and fiscal year

Just a single project county matters for health clubs in San Antonio: Bexar County, TX, at 70 loans. Volume was highest in FY2025, with 14 approvals worth $6.0 million, and lowest in FY2022, with 5 loans worth $2.1 million.

Floors and limits behind the San Antonio figures

The charge-off rate is absent for San Antonio: only a few funded health clubs loans from FY2017 to FY2021 are too small, and the gap states nothing about losses at all. A floor of 9.7% of health clubs approvals in San Antonio ended in cancellation after approval among FY2017 to FY2024, at the source, a floor; the matching ceiling does not print at the source. San Antonio gym and fitness loans are placed by looking up the county SBA lists for the project and matching its name to the July 2023 metropolitan lines.

What a study of health clubs in San Antonio has to test

A feasibility study for health clubs in San Antonio begins with demand: joins, cancellations and counts, and price tier against rivals. The 93 approvals show that banks have funded the class in San Antonio; they do not show a single site meets the same bar. Costs to price include a lease the landlord accepts and equipment replacement cycles; the sum is then set beside San Antonio approvals of $150,000 to $403,000, with $273,100 at the center. The analysis must print debt service coverage for health clubs in San Antonio in a slow-ramp case; the minimums for loss on this page are the reason why. Last, the appraisal of a San Antonio site for health clubs should address equipment outliving the lease, along with landlord consent terms.