Brewery, Winery and Distillery Feasibility Study in the Kansas City, MO-KS Metro Area
What SBA's own loan files show about beverage manufacturing (breweries, wineries, distilleries) lending in the Kansas City, MO-KS Metro Area, and what a feasibility study for a project there has to test.
Kansas City: brewery, winery and distillery lending
Across Kansas City, during FY2017 to FY2026, SBA approved 27 brewery, winery and distillery loans, carrying $11.0 million of gross dollars approved. In Kansas City, brewery, winery and distillery lending is placed 13 of 39 among the asset classes. Nationally, Kansas City sits at 35 of 443 against all metro and micro areas on brewery, winery and distillery loans. Kansas City's location quotient is 1.07x, above the national share. Kansas City's median loan size comes to $350,000. The middle half of Kansas City loans stretches from $154,000 to $592,500, and the median is 1.21x the class median nationally. Kansas City sits near parity for beverage manufacturing, with a 1.07x location quotient and a 1.21x median ratio, and the class stands 13 of 39 locally and 35 of 443 nationally. The median of $350,000 sits within a middle half of $154,000 to $592,500. The area crosses a state line, with Jackson County, MO holding 13 loans and Johnson County, KS holding 7.
Loan Analytics prints no Kansas City split across 7(a) and 504, since a count under five loans is held back. The franchised share of Kansas City loans is 0.00%, which means no franchised units appear in this Kansas City cell. In Kansas City, no holder hits five loans. Kansas City therefore names no lender. County by county: Jackson County, MO has 13 loans; Johnson County, KS has 7 loans.
Kansas City: years, floors and limits
Kansas City can show only some years: FY2022 has 5 loans valued at $1.5 million. In FY2026, a complete fiscal year, Kansas City has 0 loans and $0. The Kansas City years not shown: FY2017 to FY2021 and FY2023 to FY2025. The years held back for Kansas City are never zeros. A cancellation rate for Kansas City: held back, below 30 loans. The Kansas City charge-off rate: withheld, under 30 loans. Kansas City's minimum is Loan Analytics' own. Kansas City has a small FY2017 to FY2021 cohort. Kansas City takes the 2023 July list. A loan joins Kansas City only through its county. Kansas City omits unmatched loans. In Kansas City the class is the maker of beer, wine or spirits. Kansas City: taproom or event use is hidden. Kansas City counts these three makers alone, wineries included.
Kansas City: what to test
Kansas City makers should present the plant: capacity, equipment cost, sales channels, and any taproom revenue as a separate line, since the loan data cannot see it. Say whether the site is in Missouri or Kansas, because licensing differs by state. FY2022 shows 5 loans worth $1.5 million and FY2026 shows 0, so assume no lending momentum. Show the instalments met at a cautious volume, with an income case ready for the appraiser.
SBA beverage manufacturing (breweries, wineries, distilleries) loans in the Kansas City, MO-KS Metro Area
| Loans approved, FY2017 to FY2026 | 27 |
|---|---|
| Gross dollars approved | $11.0 million |
| Median loan | $350,000 |
| Middle half of loans, from | $154,000 |
| Middle half of loans, to | $592,500 |
| SBA 7(a) loans | withheld |
| SBA 504 loans | withheld |
| Franchise share of loans | 0.00% |
| Rank among metro and micro areas for beverage manufacturing (breweries, wineries, distilleries) loans | 35 of 443 |
| Rank of beverage manufacturing (breweries, wineries, distilleries) among the classes in this area | 13 of 39 |
| Location quotient (share of loans against the national share) | 1.07x |
| Median loan against the national median for the class | 1.21x |
Cancellation and charge-off
| Cancelled after approval, FY2017 to FY2024 approvals (a floor) | withheld |
|---|---|
| Charged off to date, FY2017 to FY2021 disbursed loans (a floor) | withheld |
Both rates are floors. SBA withholds the status of open loans, so a loan counts as charged off only once SBA reports it; a rate needs at least 30 loans in its cohort and is otherwise not reported.
SBA beverage manufacturing (breweries, wineries, distilleries) loans approved in the Kansas City, MO-KS Metro Area, by fiscal year
| Fiscal year | Loans | Dollars |
|---|---|---|
| FY2017 | withheld | withheld |
| FY2018 | withheld | withheld |
| FY2019 | withheld | withheld |
| FY2020 | withheld | withheld |
| FY2021 | withheld | withheld |
| FY2022 | 5 | $1.5 million |
| FY2023 | withheld | withheld |
| FY2024 | withheld | withheld |
| FY2025 | withheld | withheld |
| FY2026 | 0 | $0 |
Where the loans are, by county
| County | Loans |
|---|---|
| Jackson County, MO | 13 |
| Johnson County, KS | 7 |
Counties with 5 or more loans; smaller ones are not listed.
Metro is the CBSA (metropolitan or micropolitan statistical area) of the loan's project county, July 2023 delineation (OMB Bulletin 23-01). The county is matched by name (manifests/ld2/county-cbsa-map.csv); a loan whose county cannot be placed in a 2023 CBSA is left out of every metro.
The code says the borrower makes beer, wine or spirits; a taproom, tasting room or event use is not visible. The class holds breweries, wineries and distilleries only; the rest of manufacturing is not in it.
Shared code: Wineries are in this class.
A value marked withheld rests on fewer than 5 loans, or is withheld so that such a figure cannot be derived from other published figures.
Source: U.S. Small Business Administration, 7(a) and 504 loan-level FOIA files (data.sba.gov), as of 2026-09-30; areas from the U.S. Census Bureau CBSA delineation, July 2023 (OMB Bulletin 23-01); Loan Analytics metro cell MA-28140-C08.
Related feasibility study pages
- Beverage manufacturing feasibility study and SBA loan data
- Feasibility Study Data for the Kansas City, MO-KS Metro Area
- Brewery, Winery and Distillery Feasibility Study in Missouri
- Kansas feasibility studies for SBA and USDA loans
- Missouri feasibility studies for SBA and USDA loans
- Feasibility Study Data by Metro Area
- SBA feasibility study consultant
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Loan Analytics prepares the feasibility study a lender reads before it commits: for a beverage manufacturing (breweries, wineries, distilleries) project in the Kansas City, MO-KS Metro Area, financed under SBA 7(a), SBA 504, USDA Business and Industry or a conventional bank loan. Tell us the project and the lender's deadline, and we reply with scope, timeline and fee.
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