Woori America Bank: SBA Lending Record

What SBA's file shows for Woori America Bank

SBA files 510 loans approved in FY2017 to FY2026 under Woori America Bank as holder. At Woori America Bank, dollar volume stands at $470.9 million gross, over 510 loans. Woori America Bank figures are holder-based: SBA's file, 510 loans, held now or before. Woori America Bank is not the guarantor. SBA tags 510 as 7(a), none 504, under Woori America Bank. Woori America Bank appears as holder, current or last.

238 of 510 loans, held by Woori America Bank, sit in no listed asset class. At Woori America Bank, rows by class cover the remainder. Woori America Bank rows put full-service restaurant first, 80 of 510 loans. Then limited-service restaurant (50), 32 loans in grocery store and 23 in liquor store. Further down Woori America Bank: hotel and motel with 21 loans, coffee shop and snack bar at 20 and car wash (10). Woori America Bank table: classes beyond these appear there.

Woori America Bank state rows begin with California (120), 112 in New York, Pennsylvania (83), 53 in New Jersey, Texas (32), 30 in Virginia, Illinois (27), 12 in Maryland and Georgia (10). California holds the largest share, 120 loans. Far down the list, Woori America Bank gives a project little local depth.

At Woori America Bank: cancellations and charge-offs

Woori America Bank approvals, FY2017 to FY2024: 12.5%, at least, were cancelled after approval. 12.5% is the ceiling as well, so Woori America Bank undisbursed loans change nothing. A floor on Woori America Bank charge-offs, FY2017 to FY2021, stays off. Woori America Bank outcomes show; reasons do not. Woori America Bank cohort rates cover FY2017 to FY2021 disbursements. Woori America Bank: 12.5% is a floor, 510 loans notwithstanding, not a forecast. Woori America Bank loans keep seasoning, 510 of them; 12.5%, a floor, may climb.

Woori America Bank: what a borrower can take

Woori America Bank, a bank or lender, comes with 510 loans of background. Nothing in Woori America Bank rows states what Woori America Bank asks of an applicant. For Woori America Bank, weigh limited-service restaurant, 510 loans deep, and the project against New York. Woori America Bank: other sources go in the study.

510 loans at Woori America Bank are context only. For the project, California or elsewhere, Woori America Bank proves nothing. 510 loans at Woori America Bank do not carry full-service restaurant demand, Woori America Bank cannot; California conditions do, not Woori America Bank. Budget lines meet raised funds, 510 loans staying aside. 510 loans give Woori America Bank breadth, not depth. For Woori America Bank, a margin that survives 12.5%, and more, serves the study. Woori America Bank aside, debt service coverage keeps a 12.5% floor in view. Collateral for Woori America Bank rests on the appraisal. Woori America Bank: no study promises approval; 510 loans or none, it prepares the file.