Empire State Certified Development Corporation: SBA Lending Record

Empire State Certified Development Corporation in SBA's loan files

2,561 loans carry Empire State Certified Development Corporation as holder across FY2017 to FY2026: $2.76 billion gross. In SBA's file, Empire State Certified Development Corporation sits in New York. Every one of the 2,561 loans is a holding: Empire State Certified Development Corporation holds or last held each, per SBA. 2,473 loans are SBA 504 and 88 are SBA 7(a). Empire State Certified Development Corporation acts as development company for 504 loans. Two SBA identifiers belong to Empire State Certified Development Corporation, a 504 code and a 7(a) code, and one record joins them. Empire State Certified Development Corporation's FY2026 is a complete fiscal year. Empire State Certified Development Corporation's record spans 2,561 loans and $2.76 billion gross. The 2,561 loans carry SBA's guarantee and not Empire State Certified Development Corporation's, so no policy shows here.

1,637 of Empire State Certified Development Corporation's 2,561 loans have no named class. Empire State Certified Development Corporation lists these classes: Full-service restaurant at 172; Hotel and motel (131); Medical office (physicians) at 83; Child care center at 69; Fitness center, 54; Limited-service restaurant at 45; Dental office, 44; Beverage manufacturing (breweries, wineries, distilleries), 40; Automotive mechanical repair (car and truck), 37; Rehabilitation and therapy clinic at 24; Grocery store at 24; Car wash at 23; Beauty salon (23); Liquor store, 20. 172 Full-service restaurant loans sit beside 1,637 unclassed ones in Empire State Certified Development Corporation's 2,561. Empire State Certified Development Corporation's classes describe part of 2,561. At Empire State Certified Development Corporation, 131 Hotel and motel loans follow 172 Full-service restaurant.

The states behind Empire State Certified Development Corporation

By state at Empire State Certified Development Corporation: New York (1,836); Pennsylvania, 393; New Jersey, 326. The first line is Empire State Certified Development Corporation's own recorded state, so its holdings start at home. 1,836 of Empire State Certified Development Corporation's 2,561 loans sit in New York. Empire State Certified Development Corporation's table maps 2,561 loans, no boundary for sites beyond New York.

Empire State Certified Development Corporation: floors and study

For approvals between FY2017 and FY2024, Empire State Certified Development Corporation has 18.8% cancelled at minimum. Ceiling 21.9%: undisbursed loans count as cancelled. 0.95% is the charged-off floor across 1,057 loans disbursed in FY2017 to FY2021. 0.47% within five years of approval. 18.8% cancelled: approval alone does not fund a loan. 1,057 loans, 0.95% charged off: cash must keep flowing. For Empire State Certified Development Corporation, test one is site demand. At Empire State Certified Development Corporation, test two is full project cost. At Empire State Certified Development Corporation, test three is debt service coverage. At Empire State Certified Development Corporation, test four is the appraisal.

Empire State Certified Development Corporation's record shows a lender 2,561 loans and $2.76 billion gross. Empire State Certified Development Corporation's record shows a borrower 2,561 holdings and no terms. The 2,561 loans cannot show how Empire State Certified Development Corporation would treat a request. 172 Full-service restaurant loans come first. Empire State Certified Development Corporation's holdings are the extent of it. Any request to Empire State Certified Development Corporation rests on its own study. Empire State Certified Development Corporation appears here as holder of 2,561 loans, and the record ends there.