Cache Valley Bank: SBA Lending Record

Cache Valley Bank: the SBA record

385 loans carry Cache Valley Bank as holder across FY2017 to FY2026: $137.9 million gross. In SBA's file, Cache Valley Bank sits in Utah. All 385 loans are holdings: Cache Valley Bank holds or last held each, per SBA. 385 loans sit under SBA 7(a). Cache Valley Bank has 0 in SBA 504. Cache Valley Bank's last year, FY2026, is complete. $137.9 million gross across 385 loans is the scale of Cache Valley Bank's record. SBA, not Cache Valley Bank, stands behind the 385 loans; the figures show holdings, not policy.

308 of Cache Valley Bank's 385 loans have no named class. Classes at Cache Valley Bank: Coffee shop and snack bar (15); Limited-service restaurant, 12; Dental office, 8; Medical office (physicians), 6; Full-service restaurant at 6. 15 Coffee shop and snack bar loans sit beside 308 unclassed ones in Cache Valley Bank's 385. A class view of Cache Valley Bank spans part of 385. At Cache Valley Bank, 12 Limited-service restaurant loans follow 15 Coffee shop and snack bar.

The states behind Cache Valley Bank

By state at Cache Valley Bank: Utah at 305; Idaho, 19; Nevada (12); California (9); Colorado, 6; Texas, 5. Utah is also where SBA records Cache Valley Bank, so the book starts at home. 305 of Cache Valley Bank's 385 loans sit in Utah. Cache Valley Bank's table maps 385 loans, no boundary for sites beyond Utah.

Cache Valley Bank: floors and study

Cache Valley Bank's cancelled-after-approval floor reads 8.7% for approvals from FY2017 to FY2024. Ceiling 8.7%: the same as the floor. 3.4% is the charged-off floor across 147 loans disbursed in FY2017 to FY2021. The Cache Valley Bank rate inside five years of approval does not print. Loan Analytics' small-group test withholds it for cohorts of few loans. The blank is not zero; it is not estimated. Cache Valley Bank shows 8.7% cancelled, so approval is not funding. 3.4% of 147 charged off; cash flow must hold. For Cache Valley Bank, test one is site demand. For Cache Valley Bank, test two is full project cost. For Cache Valley Bank, test three is debt service coverage. At Cache Valley Bank, test four is the appraisal.

Cache Valley Bank's file hands a lender 385 loans and $137.9 million gross. Cache Valley Bank's record shows a borrower 385 holdings and no terms. The 385 loans cannot show how Cache Valley Bank would treat a request. 15 Coffee shop and snack bar loans sit at the top. Holdings are all Cache Valley Bank shows. A study brought to Cache Valley Bank stands alone. Cache Valley Bank appears here as holder of 385 loans, and the record ends there.