Dental Office Feasibility Study in the Denver-Aurora-Centennial, CO Metro Area

The $800,000 median in Denver-Aurora-Centennial

Across FY2017 to FY2026, Denver borrowers in dental office drew 136 approvals worth $161.2 million. The median loan stands at $800,000, and the loans in the middle half run from $346,050 up to $1.8 million. Denver's median is 1.58x the national median for dental office, so loans here run larger than elsewhere.

Denver against the nation at 1.10x

Of the 136 loans, 129 are 7(a) and 7 are 504. The franchise share for Denver is not printed, as Loan Analytics withholds it; read the gap as a disclosure limit, not as zero franchises. Place in the national table: 13 of 562. Position among Denver classes: 8 of 39. A location quotient of 1.10x leaves dental office taking a bigger share of Denver, CO lending than nationally. The busiest counties: Arapahoe County, CO at 38 loans, Jefferson County, CO at 35, Denver County, CO at 31.

Who holds the 136 Denver loans

The busiest shown year was FY2021, 21 loans and $32.2 million; the quietest was FY2024, 7 loans and $10.8 million. Denver 7(a) holders, ranked by loans: Live Oak Banking Company, 48 loans, $94.6 million; Wells Fargo Bank National Association, 11 loans, $12.5 million; The Huntington National Bank, 6 loans, $5.5 million. SBA's file ties 48 Denver-Aurora-Centennial loans to Live Oak Banking Company as current holder for Denver; it says nothing of how Live Oak Banking Company underwrites. Cancellation after approval is 5.6% at minimum and 5.6% at most, for Denver-Aurora-Centennial approvals of FY2017 to FY2024. A loss rate for dental office in Denver, CO needs a larger disbursed cohort than the 136 loans offer, and Loan Analytics does not print it.

Testing a dental office project in Denver

Revenue around Denver rests on insurance participation, nearby practices and the mix of procedures offered, built from the ground up, not from 136 past loans. On cost, the Denver study prices a ramp to full chair use, imaging and practice-management software against Denver lease terms and Denver contractors. Coverage in Denver is tested at $800,000, $346,050 and $1.8 million alike, because the file spans that range. Denver, CO appraisers will value imaging equipment, practice goodwill and operatory buildout one at a time, so the Denver study ought to do the same. The $161.2 million Denver record is a benchmark, not a forecast across Denver, CO, and promises no Denver borrower approval.

Limits behind 136 Denver-Aurora-Centennial loans

By project county, Denver claims 136 loans. Counties such as Arapahoe County, CO join Denver by name under the July 2023 delineation. Denver-Aurora-Centennial cancellation covers FY2017 to FY2024 approvals around Denver, CO; charge-offs cover FY2017 to FY2021 disbursements.