Coffee Shop Feasibility Study in the North Port-Bradenton-Sarasota, FL Metro Area

Coffee and snack bars in Manatee and Sarasota counties

North Port-Bradenton-Sarasota, FL counts 28 SBA loans whose borrowers are coffee shops or snack bars, FY2017 to FY2026, adding to $14.2 million. The $415,050 median is 1.73x the national class figure, and the central half runs narrowly from $323,525 to $569,000. Coffee and snack bars are seventh of 39 locally, the metro is 52 of 612 in the ordering by area, and the location quotient is 1.06x. Manatee County has 16 of the loans and Sarasota County has 12.

Heavily branded, and recent

Franchise affiliation is 53.6% of loans. FY2025 prints 10 loans and $4.5 million and FY2026, a full fiscal year, prints 7 loans and $4.0 million, while FY2017, FY2019 and FY2021 each print 0 loans and $0. Years not shown lack volume, which is not the same as zero. Together the printed years show a lumpy record, and the blanks stop the page from drawing a trend. No lender reaches five loans and the program split is not printed.

Rates

No cancellation or charge-off rate is offered. A cohort of 30 loans for FY2017 to FY2021 is what the rule at Loan Analytics asks for, and North Port has fewer.

What a coffee study here has to test

At a median of $415,050, the study should show construction cost, equipment and the lease together. It has to build daily sales from hourly transaction counts, check size and the drive-through share of trade, using counts at the exact address, and then test labor against the hours open and occupancy cost per square foot. With 53.6% of loans franchised, royalties, marketing charges and required remodels belong in the debt service test. A slow first year must still show payments covered. The two county totals mean the study should name the jurisdiction whose permits apply. Neither county is a market on its own; the study has to pin down the trade area surrounding the address. Placement in the metro follows the project's county. Manatee County and Sarasota County together hold all 28 loans, so the record rests on two counties. The central half from $323,525 to $569,000 sits close around the $415,050 median, and a request far outside that band should explain what the extra capital buys.