Beauty Salon Feasibility Study in the Kansas City, MO-KS Metro Area

Small salon tickets across two states

Kansas City straddles Missouri and Kansas, and beauty salons there borrow small, a pattern a lender will recognize from its own files. The median is $90,500, 0.91x of the national class median, and central loans run from $36,250 to $248,475. The record lists 58 loans and $8.8 million across FY2017 to FY2026. Salons sit ninth, 9 of 39, locally, the metro is 36 of 546 nationally, and a location quotient of 1.02x says the class holds about its national share.

Franchise flags cover 15.5% of loans. Kansas City salons show no 7(a) versus 504 counts, the cohort being too thin to publish. At these ticket sizes the money plausibly funds equipment, a lease deposit and working capital for a suite or small shop, which a study should confirm for the particular project.

Holders and counties

U.S. Bank, National Association opens the 7(a) list with 12 loans and $721,400. Small Business Bank follows with 7 loans and $572,500, and First National Bank of Omaha shows 5 loans with $1.4 million, a much larger average. These are SBA's holder entries and imply nothing about any bank. Johnson County, KS has 33 loans and Jackson County, MO 16, so the Kansas suburbs lead the record.

Kansas City salons have no published cancellation or charge-off rate, so this page says nothing on loss; a gap is not a zero. Printed years: FY2017 9 loans and $1.6 million; FY2019 6 and $563,000; FY2021 5 and $1.1 million; FY2022 7 and $616,600; FY2023 5 and $571,700; FY2024 7 and $470,500. FY2018, FY2020, FY2025 and FY2026 are held back. The metro is built from project counties placed by the July 2023 delineation.

Kansas City salon study: what to prove

A study maps households, incomes and competing salons around the site on both sides of the state line, treating the Kansas suburbs and the Missouri core as separate trade areas, costs the suite or shop against the $90,500 midpoint, and tests whether service pricing and stylist retention carry debt service coverage. If a brand applies, royalties belong in the model. Appraisal covers the business and the lease. For a Kansas City salon, Loan Analytics puts Daniel Smith, MAI, on the report and promises no lender outcome.