Feasibility Study Data for the Beaumont-Port Arthur, TX Metro Area

Beaumont-Port Arthur lending, in outline

Beaumont-Port Arthur drew 358 SBA approvals across FY2017 to FY2026, worth $349.8 million gross. By loan count, Beaumont-Port Arthur stands 206 of 928 among all areas. Half the Beaumont-Port Arthur loans are $473,150 or smaller. $150,000 to $1.3 million spans the Beaumont-Port Arthur middle half. Beaumont-Port Arthur: 2.27x of the national median. By program, Beaumont-Port Arthur has 325 7(a) loans and 33 504 loans. Beaumont-Port Arthur shows a franchise share of 24.6%. Those 358 Beaumont-Port Arthur loans carry $349.8 million.

Beaumont-Port Arthur: where the loans land

In Beaumont-Port Arthur, the tracked classes lead with gas station and truck stop (37), hotel and motel (23), and full-service restaurant (15). Fourth in Beaumont-Port Arthur is limited-service restaurant, with 14 loans. 193 loans in Beaumont-Port Arthur fit no class, so Beaumont-Port Arthur class patterns say less. County placement in Beaumont-Port Arthur is led by Jefferson County, TX (251), Orange County, TX (56), and Hardin County, TX (51).

Beaumont-Port Arthur: the lender side

SBA lists the current holder of each Beaumont-Port Arthur loan; the originator may differ. Beaumont-Port Arthur lists, for 7(a), Live Oak Banking Company with 16 loans ($22.6 million) and Hancock Whitney Bank with 15 loans ($19.6 million). Among Beaumont-Port Arthur 504 holders: North Texas Certified Development Corporation (20 loans, $16.7 million) and Southeast Texas Economic Development Foundation (8 loans, $9.1 million). A Beaumont-Port Arthur borrower reads these rows as context. Beaumont-Port Arthur rows promise no one a loan.

Beaumont-Port Arthur: floors, and what is withheld

Of Beaumont-Port Arthur approvals from FY2017 to FY2024, 15.7% were cancelled, a floor. The ceiling is withheld for Beaumont-Port Arthur: Beaumont-Port Arthur loans are few. Beaumont-Port Arthur charge-offs: 5.0% among 160 loans disbursed FY2017 to FY2021, a floor. Beaumont-Port Arthur withholds a five-year rate: Beaumont-Port Arthur loans are too few. Treat Beaumont-Port Arthur rates as floors. Later events lift them, Beaumont-Port Arthur included. County names place the Beaumont-Port Arthur loans. The July 2023 delineation defines Beaumont-Port Arthur. Unmatched counties drop out of Beaumont-Port Arthur. The Beaumont-Port Arthur total includes loans outside the classes.

Beaumont-Port Arthur: testing a project

The Beaumont-Port Arthur trend peaks in FY2021 with 52 loans ($62.9 million) and bottoms in FY2026 with 24 ($20.2 million). The first year, FY2017, shows 44 loans and $23.9 million for Beaumont-Port Arthur. FY2026 closes the Beaumont-Port Arthur series at 24 loans, $20.2 million. A Beaumont-Port Arthur study weighs local demand against Jefferson County, TX competitors, not national patterns. Cost follows in Beaumont-Port Arthur: site, build and equipment priced against a $473,150 median. Beaumont-Port Arthur is 2.27x of the national one. Coverage for Beaumont-Port Arthur is run on weaker income. Beaumont-Port Arthur floors shape that downside. Beaumont-Port Arthur appraisal evidence comes from area sales. Beaumont-Port Arthur income evidence sits beside it. Absorption near Jefferson County, TX is tested for Beaumont-Port Arthur on a slow case. Beside Jefferson County, TX findings, the Beaumont-Port Arthur study lists what it could not test.