Hancock Whitney Bank: SBA Lending Record
What SBA's own loan files show about Hancock Whitney Bank as an SBA lender, and how a lender's record bears on a feasibility study.
Across FY2017 to FY2026, Hancock Whitney Bank appears in SBA's records on 815 approved loans carrying $521.0 million in gross dollars. The $521.0 million for Hancock Whitney Bank counts approved dollars, not balances. 815 loans sit under SBA 7(a), every Hancock Whitney Bank loan here. Hancock Whitney Bank reads 0 under SBA 504. 815 loans are records SBA keeps on Hancock Whitney Bank. SBA, not Hancock Whitney Bank, carries each guarantee. Each of the 815 loans is assigned to Hancock Whitney Bank now, or last held by it. Hancock Whitney Bank reflects only SBA 7(a) rules. Here, Hancock Whitney Bank means the holder SBA names. Hancock Whitney Bank's 815 loans span FY2017 to FY2026 approvals.
Hancock Whitney Bank: classes and geography
For Hancock Whitney Bank, these classes lead: full-service restaurant, 55 loans; limited-service restaurant, 48 loans; fitness center, 22 loans. Another 567 loans credited to Hancock Whitney Bank fall outside all of those classes. Hancock Whitney Bank's 815 loans: a slice sits in named classes. Hancock Whitney Bank holds 55 in full-service restaurant. Hancock Whitney Bank loans lead, by state, in Florida, 309 loans; Louisiana, 207 loans; Texas, 177 loans. Hancock Whitney Bank's sample for Florida sites is 309 loans. Hancock Whitney Bank's counts are a map only.
Hancock Whitney Bank: cancellations and charge-offs
9.7% of Hancock Whitney Bank approvals, FY2017 to FY2024, were cancelled. For Hancock Whitney Bank, 9.7% is a floor. Hancock Whitney Bank's floor stops at FY2024 approvals. For Hancock Whitney Bank, 10.6% is the ceiling. The Hancock Whitney Bank ceiling counts undisbursed loans as cancelled. The Hancock Whitney Bank rate sits between 9.7% and 10.6%. Hancock Whitney Bank: the cohort runs FY2017 to FY2021. Hancock Whitney Bank's cohort holds 246 disbursed loans. 4.1% of Hancock Whitney Bank loans are charged off to date. For Hancock Whitney Bank, 4.1% is a floor. Hancock Whitney Bank: the two rates cover different loans. Hancock Whitney Bank's five-year rate is withheld. For Hancock Whitney Bank, under 30 loans means no rate.
Hancock Whitney Bank: testing a project
Hancock Whitney Bank holds 815 recorded loans, $521.0 million in all. At Hancock Whitney Bank, demand comes first: who pays? For Hancock Whitney Bank, cost is second; 815 loans do not replace a quote. For Hancock Whitney Bank, third is debt service coverage. Hancock Whitney Bank: 4.1% and 9.7% are floors. At Hancock Whitney Bank, the appraisal comes last: 815 loans cannot set your value. Hancock Whitney Bank's record cannot settle cost. Here Hancock Whitney Bank is a holder, not a verdict. Hancock Whitney Bank's 815 loans state nothing about its requirements. Ask Hancock Whitney Bank directly. Test first, then compare with Hancock Whitney Bank's 815 loans. Ask Hancock Whitney Bank what a complete study contains.
SBA loans held by Hancock Whitney Bank
SBA guarantees these loans; the lender does not. The lender's name and every figure come from the U.S. Small Business Administration's public 7(a) and 504 FOIA file (data.sba.gov).
7(a) lender is the bank or lender the loan is currently assigned to (or last held it), as SBA records it; 504 lender is the Certified Development Company (CDC). 504 third-party (first-lien) lenders are free text with no identifier and are not credited.
| Loans approved, FY2017 to FY2026 | 815 |
|---|---|
| Gross dollars approved | $521.0 million |
| SBA 7(a) loans | 815 |
| SBA 504 loans | 0 |
Cancellation and charge-off
| Cancelled after approval, FY2017 to FY2024 approvals (a floor) | 9.7% |
|---|---|
| The same, counting loans still undisbursed as cancelled (a ceiling) | 10.6% |
| Charged off to date, FY2017 to FY2021 disbursed loans (a floor) | 4.1% |
| Charged off within five years of approval | withheld |
| Loans in that cohort | 246 |
Both rates are floors. SBA withholds the status of open loans, so a loan counts as charged off only once SBA reports it; a rate needs at least 30 loans in its cohort and is otherwise not reported.
Loans by asset class
| Asset class | Loans |
|---|---|
| Not in any of the 39 asset classes | 567 |
| Full-service restaurant | 55 |
| Limited-service restaurant | 48 |
| Fitness center | 22 |
| Medical office (physicians) | 18 |
| Coffee shop and snack bar | 13 |
| Beauty salon | 12 |
| Dental office | 11 |
| Child care center | 9 |
| Rehabilitation and therapy clinic | 8 |
| Grocery store | 8 |
| Veterinary clinic | 6 |
| School (elementary and secondary, including charter) | 6 |
Classes with 5 or more loans; smaller ones are withheld, and more where a small one could be derived.
Loans by project state
States with 5 or more loans; smaller ones are withheld, and more where a small one could be derived.
A value marked withheld rests on fewer than 5 loans, or is withheld so that such a figure cannot be derived from other published figures.
Source: U.S. Small Business Administration, 7(a) and 504 loan-level FOIA files (data.sba.gov), as of 2026-09-30; Loan Analytics lender cell LP-fdic-12441.
Loan Analytics prepares the feasibility study a lender reads before it commits: for a commercial project anywhere in the United States, financed under SBA 7(a), SBA 504, USDA Business and Industry or a conventional bank loan, by Hancock Whitney Bank or any other lender. Tell us the project and the lender's deadline, and we reply with scope, timeline and fee.
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