Auto Repair Shop Feasibility Study in the Greenville-Anderson-Greer, SC Metro Area
What SBA's own loan files show about automotive mechanical repair (car and truck) lending in the Greenville-Anderson-Greer, SC Metro Area, and what a feasibility study for a project there has to test.
Repair shops in Greenville
In Greenville-Anderson-Greer, automotive mechanical repair (car and truck) loans land at 5 of 39 among Greenville-Anderson-Greer's classes, and Greenville-Anderson-Greer is 71 of 660 nationally for them. The 26 approvals, worth $10.4 million, came in between FY2017 and FY2026, with 15 in Greenville County. At 0.94x, Greenville-Anderson-Greer puts a lighter share of SBA lending into automotive mechanical repair (car and truck) loans than the national mix does. The median loan of $182,750 is 0.78x the national median over mechanical repair.
The interquartile band stretches from $28,750 to $607,425; the top of the Greenville-Anderson-Greer band sits far above its bottom, so the cell holds tiny loans and large ones side by side. The program split and Greenville-Anderson-Greer's franchise share are not printed. The page leaves out how these loans are divided throughout the two SBA programs for Greenville-Anderson-Greer. No year is shown for this cell. Greenville-Anderson-Greer: these totals count only SBA-recorded automotive mechanical repair (car and truck) loans, so a study in Greenville-Anderson-Greer should treat them as merely one input for automotive mechanical repair (car and truck).
A holder with small dollars
$402,500 of the 7(a) loans, 11 in number, sit with TD Bank, National Association. Eleven loans for $402,500 is a small average, so this holder carries many of the Greenville-Anderson-Greer cell's small loans. Ownership of the paper is the merely fact reported; nothing in it describes any practice is stated. We leave out Greenville-Anderson-Greer's both outcome rates as the Greenville-Anderson-Greer FY2017-to-FY2021 group has below 30 loans, so in Greenville-Anderson-Greer Loan Analytics' own method bites. A blank rate in Greenville-Anderson-Greer does not mean none.
On the code: truck repair is bundled with car repair, and several neighbouring trades, among them bodywork and paintwork, glass fitting and lubrication stops, sit in classes of their own. A study for a full-service garage should read those neighbouring classes alongside this one.
The tests a study in Greenville-Anderson-Greer has to pass
A Greenville area repair shop should establish how many bays and technicians the building holds, match the service mix to the equipment bill, and show where labour comes from. Test the payment on a loan near $182,750 and one near the band's top edge, with a gradual build-up. If real estate is in the plan, an appraisal should support its cost separately. The federal delineation draws Greenville-Anderson-Greer; and loans from counties Greenville-Anderson-Greer cannot place stay excluded from the totals.
SBA automotive mechanical repair (car and truck) loans in the Greenville-Anderson-Greer, SC Metro Area
| Loans approved, FY2017 to FY2026 | 26 |
|---|---|
| Gross dollars approved | $10.4 million |
| Median loan | $182,750 |
| Middle half of loans, from | $28,750 |
| Middle half of loans, to | $607,425 |
| SBA 7(a) loans | withheld |
| SBA 504 loans | withheld |
| Franchise share of loans | withheld |
| Rank among metro and micro areas for automotive mechanical repair (car and truck) loans | 71 of 660 |
| Rank of automotive mechanical repair (car and truck) among the classes in this area | 5 of 39 |
| Location quotient (share of loans against the national share) | 0.94x |
| Median loan against the national median for the class | 0.78x |
Cancellation and charge-off
| Cancelled after approval, FY2017 to FY2024 approvals (a floor) | not reported: fewer than 30 loans in the cohort |
|---|---|
| Charged off to date, FY2017 to FY2021 disbursed loans (a floor) | withheld |
Both rates are floors. SBA withholds the status of open loans, so a loan counts as charged off only once SBA reports it; a rate needs at least 30 loans in its cohort and is otherwise not reported.
Approvals by fiscal year are withheld for this area, so that no year of fewer than 5 loans can be derived.
Most active SBA lenders
| Lender | Loans | Dollars |
|---|---|---|
| TD Bank, National Association | 11 | $402,500 |
Lenders with 5 or more loans here; a lender with fewer is not listed, and loans SBA or a receiver holds are counted but never listed as a lender.
Where the loans are, by county
| County | Loans |
|---|---|
| Greenville County, SC | 15 |
Counties with 5 or more loans; smaller ones are not listed.
Metro is the CBSA (metropolitan or micropolitan statistical area) of the loan's project county, July 2023 delineation (OMB Bulletin 23-01). The county is matched by name (manifests/ld2/county-cbsa-map.csv); a loan whose county cannot be placed in a 2023 CBSA is left out of every metro.
Truck service cannot be separated from car repair. Not in this class: body, paint and interior 811121, glass 811122, oil change 811191 and all other automotive repair 811198.
Shared code: Truck repair shops are indexed to 811111 with car repair.
A value marked withheld rests on fewer than 5 loans, or is withheld so that such a figure cannot be derived from other published figures.
Source: U.S. Small Business Administration, 7(a) and 504 loan-level FOIA files (data.sba.gov), as of 2026-09-30; areas from the U.S. Census Bureau CBSA delineation, July 2023 (OMB Bulletin 23-01); Loan Analytics metro cell MA-24860-C28.
Related feasibility study pages
- Automotive repair feasibility study company
- Feasibility Study Data for the Greenville-Anderson-Greer, SC Metro Area
- Auto Repair Shop Feasibility Study in South Carolina
- Feasibility study data and consultants for South Carolina
- Feasibility Study Data by Metro Area
- SBA feasibility study company
- Auto Repair Shop Feasibility Study in the New York-Newark-Jersey City, NY-NJ Metro Area
- Auto Repair Shop Feasibility Study in the Los Angeles-Long Beach-Anaheim, CA Metro Area
- Auto Repair Shop Feasibility Study in the Chicago-Naperville-Elgin, IL-IN Metro Area
- Auto Repair Shop Feasibility Study in the Dallas-Fort Worth-Arlington, TX Metro Area
- Auto Repair Shop Feasibility Study in the Boston-Cambridge-Newton, MA-NH Metro Area
- Auto Repair Shop Feasibility Study in the Houston-Pasadena-The Woodlands, TX Metro Area
- Restaurant Feasibility Study in the Greenville-Anderson-Greer, SC Metro Area
- Quick Service Restaurant Feasibility Study in the Greenville-Anderson-Greer, SC Metro Area
- Child Care Center Feasibility Study in the Greenville-Anderson-Greer, SC Metro Area
- Fitness Center Feasibility Study in the Greenville-Anderson-Greer, SC Metro Area
Loan Analytics prepares the feasibility study a lender reads before it commits: for a automotive mechanical repair (car and truck) project in the Greenville-Anderson-Greer, SC Metro Area, financed under SBA 7(a), SBA 504, USDA Business and Industry or a conventional bank loan. Tell us the project and the lender's deadline, and we reply with scope, timeline and fee.
Request Scope & Timeline
Start with the data.
Contact Us