Feasibility Study Data for the Greenville-Anderson-Greer, SC Metro Area

Greenville: what the area shows

Greenville-Anderson-Greer, SC logged 1,598 SBA approvals in FY2017 to FY2026, worth $904.3 million in gross dollars. Greenville counts as an upper-tier area, ranked 65 of 928 by loans. Greenville is read whole in Greenville-Anderson-Greer, SC, every class counted. A slice of SC is not how Greenville is treated.

A Greenville median loan of $244,500 sits inside a middle half of $50,000 to $620,000. Greenville sits above the national level: its 1.18x ratio to the national median means Greenville requests sized nationally may look small. Greenville counts 1,508 loans under 7(a) and 90 under 504, so 7(a) carries the Greenville mix. 15.5% of Greenville loans went to franchised businesses, so a Greenville study names the brand, if any, for Greenville.

Greenville: classes, places and lenders

Greenville class counts run full-service restaurant at 93, limited-service restaurant at 62, child care center at 36, fitness center at 28. 1,154 Greenville loans sit outside the tracked classes, so Greenville operating businesses show up in these totals. Greenville County, SC (1,110 loans), Anderson County, SC (256 loans), and Pickens County, SC (162 loans) lead by county; a Greenville study names which county it covers. Greenville 7(a) volume: TD Bank, National Association ($59.6 million, 415 loans); Countybank ($110.2 million, 120 loans); Wells Fargo Bank National Association ($13.8 million, 87 loans). Greenville 504 list: Appalachian Development Corporation ($52.7 million, 59 loans); Certified Development Corporation of South Carolina ($26.6 million, 14 loans); Provident Business Financial Services, Inc. ($13.0 million, 12 loans). Greenville lender figures, TD Bank, National Association's 415 loans included, are an SBA record of Greenville loans held or once held; no Greenville lender is judged by them.

Greenville goes from 123 loans in FY2017 to 160 in FY2026, ending higher: the peak was 205 in FY2025, and the trough 123 in FY2017. Greenville cancellation after approval runs at 12.1% as a floor for Greenville approvals, FY2017 to FY2024, and 13.1% as a ceiling that counts Greenville loans still undisbursed as cancelled. The Greenville charge-off floor reaches 8.6% across a cohort of 619 loans disbursed between FY2017 and FY2021. Early Greenville charge-offs, those within five years, reach 5.5%. Greenville faces a geography limit: Greenville-Anderson-Greer, SC uses the July 2023 definition; 1,598 loans are matched by county, and unplaceable Greenville loans are omitted, so Greenville counts and rates are floors.

Greenville: what a study has to test

A Greenville feasibility study begins with Greenville demand from the right counties: Greenville County, SC leads the loan counts, though Greenville is wider. If a Greenville concept resembles full-service restaurant, Greenville offers size and lender precedent; other Greenville concepts must rest on their own Greenville evidence. Local bids set Greenville costs; Greenville debt service coverage then needs tests at $244,500 and at $620,000. Greenville is metropolitan, so submarkets differ, and a Greenville appraisal should use the site's own Greenville submarket comparables. Nothing printed for Greenville predicts approval; each Greenville lender still reviews a study.